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2024

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Best Homeowners Insurance Agencies in Riverview, FL

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Riverview Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

34Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

410 S Ware Boulevard, Tampa, FL 33619
WebsiteLicense: A236718

Expertise.com Rating

Review Sources

Google
4.0 (50)
Facebook
5.0 (15)

Why choose this provider?

Renee Scott Insurance is a Tampa-based independent insurance agency serving Riverview and the neighboring communities. The company offers insurance protection for homes, condominiums, residential rental spaces, and mobile homes. It also provides auto, life, and commercial insurance coverages. Renee Scott, the agency's owner, has been in the industry for more than 25 years. She has a Bachelor's Degree in Finance and is a member of the Greater Riverview and the Tampa Bay chambers of commerce.

  • Life Insurance

10849 Boyette Rd, Riverview, FL 33569

Expertise.com Rating

Review Sources

Google
4.8 (99)
Facebook
4.8 (23)
Yelp
5.0 (2)

Why choose this provider?

L & M Insurance Group is an independent insurance agency that has been in the industry for more than 30 years. It has an office in Riverview, but also provides its services to other areas. The policies the agency provides include auto, home, commercial, and life insurance. It has multiple options under its homeowners' coverage and these include protection of the home and the assets. It also provides protection for condominiums, townhomes, floods, vacant dwellings, and more.

  • Multiple Policy Types

611 E Bloomingdale Ave a, Brandon, FL 33511

Expertise.com Rating

Review Sources

Google
4.6 (47)
Facebook
5.0 (21)

Why choose this provider?

Briggs Family Insurance is a Brandon-based agency that caters to individuals and businesses in Riverview. Included in its line of products is home insurance. The agents help homeowners determine what insurance plan suits their needs and situation. The insurance specialists offer policies that cover screen enclosure, sewage and water backup, identity theft, and dog liability. They also offer home insurance plans that include golf cart coverage and sinkhole coverage. Briggs Family Insurance has over four decades of industry experience.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

158 West Robertson Street, Brandon, FL 33511

Expertise.com Rating

Review Sources

Google
5.0 (56)
Facebook
5.0 (37)

Why choose this provider?

Brandon Insurance is a family-owned agency that offers a wide range of plans, including home insurance. The company helps homeowners acquire dwelling coverage, which covers the expenses in rebuilding the property and labor costs. Home insurance policies may also include personal property protection, which covers clothing, electronics, and appliances. Additionally, detached structures, such as guest houses, garages, and fences, can be part of the policy. Brandon Insurance has been providing financial protection for more than five decades.

  • Multiple Policy Types

653 West Lumsden Road, Brandon, FL 33511

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (11)

Why choose this provider?

Magruder Agency is a Brandon-based homeowners' insurance agency that has been serving residents in Riverview and the surrounding areas since 1989. The company's home insurance specialists provide personalized services that involve understanding the homeowners' coverage needs and preferences. They address their three major concerns, such as the cost of the homeowners' insurance, the details of the coverage, and the process of filing claims. Magruder Agency has a network of over 30 home insurance providers.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

12421 N Florida Avenue, Suite B-200, Tampa, FL 33612

Expertise.com Rating

Why choose this provider?

Affordable Car Insurance Tampa is a reputable insurance company that serves personal property owners in Riverview and the Palm Harbor area. Known for offering competitive car insurance plans, the Tampa-based agency also serves as a homeowners' insurance agency since it provides policies that protect homeowners in these communities. The team at Affordable Car Insurance Tampa believes that homes, whether a single-family home or an apartment, should also be protected against disasters and unforeseen events.

  • Personal Property Insurance
  • Multiple Policy Types

3220 Bell Shoals Road, Brandon, FL 33511

Expertise.com Rating

Review Sources

Google
4.9 (182)
Facebook
4.6 (20)
Yelp
4.0 (4)

Why choose this provider?

Runnels Insurance is a family-operated insurance agency servicing homeowners in Riverview. Established in 1991, this company represents multiple insurance carriers and provides comparative insurance quotes to help clients find appropriate insurance solutions. Its insurance agents aid in determining potential risks, use tools to calculate coverage values, and help homeowners obtain adequate financial protection. Home insurance policyholders receive guidance on necessary coverage options, including compensation for structural and home repairs and damaged personal belongings. Runnels Insurance also offers renters' insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

6528 US Hwy 301 Ste 107, Riverview, FL 33578

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

The agents at Carrera Insurance in Riverview have been providing insurance solutions since 1989. The company coordinates with various insurance providers to help their clients obtain policies that suit their property's potential risks and financial background. It designs homeowners' insurance plans for those who want to prepare for financial losses resulting from property damages or liability lawsuits for non-resident injuries. Carrera Insurance also shops for insurance policies for manufactured homes.

  • Multiple Policy Types

10835 Park Drive, Riverview, FL 33569

Expertise.com Rating

Review Sources

Google
4.8 (48)
Yelp
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Dave Snell has been a State Farm Insurance agent since 2010, providing services to clients around the Riverview area. State Farm Insurance provides insurance policies that include home, vehicle, small business, life, health, and more. The homeowners' insurance ensures the repairing or replacement of valued items attached to the home or the property. Items may include jewelry, appliances, furniture, and more. It also provides coverage for the home from threats like lightning or damages like fire, theft, or vandalism.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Renee Scott Insurance
410 S Ware Boulevard, Tampa, FL 33619
L & M Insurance Group
10849 Boyette Rd, Riverview, FL 33569
Briggs Family Insurance
611 E Bloomingdale Ave a, Brandon, FL 33511
Brandon Insurance
158 West Robertson Street, Brandon, FL 33511
Magruder Agency
653 West Lumsden Road, Brandon, FL 33511
Affordable Car Insurance Tampa
12421 N Florida Avenue, Suite B-200, Tampa, FL 33612
Runnels Insurance
3220 Bell Shoals Road, Brandon, FL 33511
Carrera Insurance
6528 US Hwy 301 Ste 107, Riverview, FL 33578
Dave Snell - State Farm Insurance Agent
10835 Park Drive, Riverview, FL 33569

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • If a tree on your neighbor's property in Riverview causes damage on your home, can you make a claim with your homeowners insurance company?

    If a tree on your neighbor's property in Riverview has caused damage to your home, you can make a claim with your homeowners insurance company. If you can demonstrate that your neighbor was careless and failed to take down a diseased or dead tree from their property, you can also file a claim against their homeowners insurance.

  • Does the price of your homeowners insurance in Riverview increase as a result of attractive nuisances on your property?

    Due to the increased risk of accidents, attractive nuisances, such as swimming pools and trampolines, may increase the cost of your home insurance premiums in Riverview. An attractive nuisance refers to something that is harmful but also appealing to your property, especially to children. It's crucial to let your home's insurance carrier know about the presence of these items on your property because failing to do so could result in future claims being turned down.

  • Do Riverview homeowners insurance policies normally cover rodent damage?

    Since rats are not regarded as a covered hazard, rodent damage is often not covered by homeowners insurance in Riverview. Furthermore, rodent infestation is regarded by homeowners insurance providers as a loss that may be avoided via regular maintenance, inspections, and preventative measures. In a similar fashion, termite or ant infestation damage is often not covered by home insurance policies in Riverview.

  • Can Riverview homeowners insurance cover losses from Airbnbs?

    Depending on the exact underwriting policies of the provider, your homeowners insurance in Riverview may cover losses in Airbnb. However, you will probably need to buy a different insurance coverage especially made for home-sharing if you intend to rent out your property on Airbnb all year long. Usually, losses connected with properties used for commercial reasons are not covered by standard house insurance plans.

  • Is jewelry theft covered by Riverview homeowners insurance?

    Jewelry theft is generally covered by Riverview homeowners insurance policies but only up to a specific amount. You should think about acquiring additional coverage through an affordable floater or an endorsement to adequately insure jewels, engagement rings, and other expensive valuables. In addition, insurance companies only pay for jewelry losses in cases of theft, so you might not be covered if you accidentally lose a piece of jewelry due to your own fault.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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