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2024

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Best Homeowners Insurance Agencies in Plantation, FL

Our Recommended Top 8

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Plantation Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56Reviewed

36Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3920 West Broward Boulevard, Fort Lauderdale, FL 33312

Expertise.com Rating

Review Sources

Google
4.9 (126)
Facebook
3.5 (72)

Why choose this provider?

Estrella Insurance #139 is an insurance agency in Plantation that serves Florida, California, Arizona, and other states. It represents over 30 different companies that offer personal and commercial insurance products, providing coverage options to clients. An agent is available to help compare homeowners insurance and find the coverage that meets the clients' requirements. This policy properly protects homes and assets against disasters. Estrella Insurance also offers landlord and renters insurance policies.

  • Multiple Policy Types

4141 Northwest 88th Avenue, Sunrise, FL 33351

Expertise.com Rating

Review Sources

Google
3.9 (11)
Facebook
4.2 (5)

Why choose this provider?

Serenity Insurance Services, Inc., provides personal and business insurance solutions for clients in Plantation and throughout the region. The agents help clients evaluate the different homeowners' insurance policies available in terms of financial strength and coverage options to find the one that suits the client's needs and priorities. The insurance policies are available for single detached homes, condominiums, rental properties, investment properties, and vacation properties. The company represents over 20 homeowners' insurance carriers.

  • Personal Property Insurance
  • Multiple Policy Types

499 Northwest 70th Avenue, Plantation, FL 33317

Expertise.com Rating

Review Sources

Google
4.8 (6)

Why choose this provider?

Pelican Insurance is an independent insurance firm that serves the Plantation metro area and nearby localities. The company assists homeowners, first-time home buyers, and mortgage customers in choosing the right homeowners insurance that best fits their situation. Its licensed agents provide several coverage options from various insurance carriers, including property damages to homes and belongings due to natural disasters or theft, medical expenses for injuries incurred by guests within the property, and legal liabilities. The company also handles commercial auto, business, and other types of property insurance policies.

  • Multiple Policy Types

1801 North Pine Island Road, Plantation, FL 33322

Expertise.com Rating

Why choose this provider?

McGriff Insurance Services, Inc., has been in the insurance industry for more than a century. Initially founded as McGriff, Seibels & Williams in 1886, it is now part of Truist Insurance Holdings, Inc., which is one biggest insurance brokers in the world. It services individuals and businesses in Plantation by providing customized and consultative insurance solutions. Its homeowners' insurance policies cover theft, vandalism, fire and smoke, storms, hurricanes, and sewer back-ups. It has partnerships with the leading insurance companies in the nation.

  • Personal Property Insurance
  • Multiple Policy Types

1858 North University Drive, Plantation, FL 33322

Expertise.com Rating

Review Sources

Google
4.2 (10)

Why choose this provider?

JD Insurance & Financial Services is an independent insurance agency based in Plantation that has been serving South Florida since 1999. With access to multiple insurance providers, this allows the agency to provide plenty of homeowners' insurance coverage options. A standard policy insures the whole property and the contents. JD Insurance & Financial Services also offers auto and life insurance and final expense and Medicare solutions. Its staff also specializes in recreational toys and small business insurance.

  • Multiple Carriers
  • Multiple Policy Types

7803 SW 6th CT, Plantation, FL 33324

Expertise.com Rating

Why choose this provider?

Nancy Wolfe-Smith, State Farm Insurance Agent, sells homeowners insurance in Plantation. This office extends 24/7 availability to clients and helps them to deal with any issues they have related to purchasing homeowners insurance policies or issues with existing policies. Its agents help clients to make insurance claims when their homes are hit by floods, wind storms, or other scenarios. Nancy Wolfe-Smith, State Farm Insurance Agent, is a multifaceted office that also sells auto and business insurance.

  • Personal Property Insurance
  • Multiple Policy Types

81 South State Road 7, Plantation, FL 33317

Expertise.com Rating

Review Sources

Google
4.5 (33)
Yelp
5.0 (2)

Why choose this provider?

Zabella is an insurance agency in Plantation that offers insurance policies for homeowners. The homeowners' insurance serves as protection that pays for the repair and replacement of a home and personal properties that have been damaged by fire, theft, or other covered events. It can also protect the homeowner from personal liability if a guest is injured while on the property or the policyholder inadvertently causes damage to another's property. Zabella is an independent agency connected with more than a dozen insurance carriers.

  • Multiple Policy Types

9112 Griffin Rd., Cooper City, FL 33328

Expertise.com Rating

Review Sources

Google
4.6 (15)
Facebook
4.0 (7)
Yelp
3.0 (2)

Why choose this provider?

Knight Insurance of Broward is an independent insurance agency that provides its services to Plantation. The agency offers homeowners' insurance that will help people protect their homes from disasters. Its team of insurance agents also guides clients by explaining various homeowners' insurance and their differences so that they can choose the one that is right for them. Owned by Barry Sanders, Knight Insurance of Broward also has auto and business insurance. Sanders is the current president of the Broward County Latin American Association of Insurance Agencies.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Estrella Insurance #139
3920 West Broward Boulevard, Fort Lauderdale, FL 33312
Serenity Insurance Services, Inc.
4141 Northwest 88th Avenue, Sunrise, FL 33351
Pelican Insurance
499 Northwest 70th Avenue, Plantation, FL 33317
McGriff Insurance Services, Inc.
1801 North Pine Island Road, Plantation, FL 33322
JD Insurance & Financial Services​
1858 North University Drive, Plantation, FL 33322
Nancy Wolfe-Smith - State Farm Insurance Agent
7803 SW 6th CT, Plantation, FL 33324
Zabella
81 South State Road 7, Plantation, FL 33317
Knight Insurance of Broward
9112 Griffin Rd., Cooper City, FL 33328

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How is an independent agency in Plantation different from a captive company in offering homeowners' insurance?

    In Plantation, an independent agency has the advantage of offering a variety of homeowner's insurance products, as opposed to captive agencies that are limited to selling only one company's products. This means that an independent agent can provide individuals with a variety of options and coverage plans that are tailored to their needs and budgetary constraints.

  • Is tree removal covered by a homeowners' insurance policy in Plantation if a tree falls on your property?

    Your homeowners' insurance coverage in Plantation will take care of the expenses related to tree removal from your property if the fallen tree results in significant damage to your house. However, if the fallen tree does not cause damage to any insured structures on your property, your homeowner's insurance will not cover the cost of tree removal and you will be responsible for the costs.

  • How do hurricane deductibles work in Plantation?

    Similar to other deductibles, hurricane deductibles in a Plantation homeowners insurance policy require policyholders to pay a certain amount before receiving reimbursement for property damage. In contrast to conventional deductibles, hurricane deductibles are calculated as a percentage of the total home insurance coverage, rather than as a fixed dollar amount.

  • Can the installation of solar panels lead to an increase in your homeowners' insurance premium in Plantation?

    Installing solar panels generally increases the value of a Plantation home, which may result in higher insurance premiums. However, the majority of homeowner's insurance policies already include coverage for solar panels on the roof, saving you the trouble of obtaining a separate policy. If your solar panels are installed on the ground or on a carport, you may need to purchase a policy extension.

  • How is condo insurance different from homeowners' insurance in Plantation?

    Although condo and homeowners' insurance policies in Plantation provide similar coverage such as dwelling, personal property, loss of use, medical payments, and loss of use, the specific amount of coverage for condo insurance is determined by the homeowners association's master policy. Additionally, condo insurance typically covers only the interiors of an owner's unit, whereas homeowners' insurance covers both the interior and exterior of the home, as well as features on the surrounding property.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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