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Best Homeowners Insurance Agencies in Pembroke Pines, FL

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pembroke Pines Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

9684 Pines Blvd, Pembroke Pines, FL 33024 Rating

Review Sources

5.0 (5)

Why choose this provider?

Rondell A. Peters is a GreatFlorida Insurance agent guiding communities in Pembroke Pines to get the right insurance rates for their assets and properties. Peter is an independent and franchised insurance agent assisting clients 24/7. He specializes in handling insurance policies that include homeowners, automobile, boat, truck, motorcycle, and businesses. He shops for the insurance coverages for his clients and guides them throughout the filing and claiming process. Clients can protect their homes and family with homeowners' insurance.

  • Multiple Policy Types

1331 North Palm Avenue, Pembroke Pines, FL 33026 Rating

Review Sources

5.0 (29)
4.7 (7)

Why choose this provider?

Tina Teague - State Farm Insurance Agent is a Pembroke Pines-based insurance agent serving clients in the entire state of Florida. Teague works with her team to assist clients in finding the right homeowner's insurance policies that match their needs and protect their dwelling and belongings against loss or damage caused by natural disasters like lightning or hail, and incidents like fire and theft. Teague, who has been with State Farm Insurance for 30 years, is a Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU).

  • Renter's Insurance
  • Condos

8569 Pines Blvd # 212, Pembroke Pines, FL 33024 Rating

Review Sources

5.0 (22)
5.0 (9)

Why choose this provider?

We Insure is an insurance company that caters to the financial needs of residents and businesses in Pembroke Pines and nearby areas. The firm assists individuals and families in choosing the right homeowners' insurance policy suited for their needs. Its agents handle all types of home insurance coverage, including dwelling, structures, personal property, loss of use, personal liability, and medical payments. Other offerings include auto, business, and health and life insurance policies. The company has been representing several top-rated insurance carriers since 2018.

  • Fire
  • Earthquake
  • Multiple Policy Types

18253 Pines Blvd, Pembroke Pines, FL 33029-1418 Rating

Review Sources

4.8 (42)
5.0 (4)
4.0 (4)

Why choose this provider?

Kay Riordan is a State Farm insurance agent who has been serving the Pembroke Pines community and its surrounding areas since 1992. She and her team at Kay Riordan Insurance Agency, Inc., help property owners find the right homeowners' insurance policy to protect themselves, their homes, and their investments. They also provide notary services and handle other products, such as car, life, health, and business insurance plans. Riordan has staff members who are fluent in Spanish.

  • Multiple Policy Types

18503 Pines Boulevard, Pembroke Pines, FL 33029 Rating

Review Sources

4.9 (234)
5.0 (23)
1.0 (2)

Why choose this provider?

Best One Insurance is an insurance agency serving families and individuals in Pembroke Pines since 2000. Its agents strive to shop and compare policies from trusted insurance providers such as Progressive and Mercury Insurance. They can help clients gain coverage for possible damages to their homes and personal belongings. Best One Insurance is a member of the National Association of Professional Insurance Agents and also offers auto and boat insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

17515 Pines Boulevard, Pembroke Pines, FL 33029 Rating

Review Sources

4.0 (2)

Why choose this provider?

Pembroke Pines West - Brightway Insurance provides professional counsel and a range of choices to help its clients make sound insurance decisions. Its team of local agents is dedicated to connecting its customers with the right insurance provider to get the level of coverage they need at a cost that fits their budget. Brightway agents aim to build a set of policies that are customized to their clients' unique needs thereby making sure to keep their property protected from natural disasters and unforeseen events.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

15800 Pines Boulevard, Pembroke Pines, FL 33027 Rating

Review Sources

5.0 (92)

Why choose this provider?

Johnson Insurance Group is an insurance agency based in Pembroke Pines that has been serving the community for more than 15 years. Since being founded in 2004, the agency has helped homeowners find the most suitable insurance policies to secure their investments. Home insurance can cover small incidents such as burst or leaky pipes and devastating disasters like floods, earthquakes, and fires, depending on the policy's coverage. As an independent agency, Johnson Insurance Group works with many insurance carriers to provide clients with their desired coverage.

  • Flood
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Rondell A. Peters - GreatFlorida Insurance
9684 Pines Blvd, Pembroke Pines, FL 33024
Tina Teague - State Farm Insurance Agent
1331 North Palm Avenue, Pembroke Pines, FL 33026
We Insure
8569 Pines Blvd # 212, Pembroke Pines, FL 33024
Kay Riordan - State Farm Insurance Agent
18253 Pines Blvd, Pembroke Pines, FL 33029-1418
Best One Insurance
18503 Pines Boulevard, Pembroke Pines, FL 33029
Pembroke Pines West - Brightway Insurance
17515 Pines Boulevard, Pembroke Pines, FL 33029
Johnson Insurance Group
15800 Pines Boulevard, Pembroke Pines, FL 33027


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much does homeowners insurance in Pembroke Pines cost on average per year?

    Due to its location in Broward County, Pembroke Pines faces many of the same threats from unforeseen dangers as the larger communities close by. In Pembroke Pines, the average annual premium for homeowners insurance is $5,607 for a $150,000 property, $9,699 for a $300,000 residence, and $12,939 for a $450,000 home.

  • Can you insure your possessions for their actual cash value when buying homeowners insurance in Pembroke Pines?

    In Pembroke Pines, you can cover your possessions for their real cash value, which will pay for the replacement of your home or other property up to the amount of your policy, excluding the deduction for depreciation. Alternatively, you can choose replacement cost, which pays the real price of rebuilding your house or your valuables according to the maximum limit of your policy without taking depreciation into account.

  • What is the largest home insurance discount available in Pembroke Pines?

    The Wind Mitigation Credits, which can reduce your hurricane premium by up to 38%, is the highest home insurance discount available in Pembroke Pines. Florida law mandates that insurance providers give discounts for protecting your house from windstorm damage. These savings, known as Wind Mitigation Credits, are provided following a certified evaluation of your home.

  • Does Pembroke Pines homeowners insurance cover the replacement of air conditioners?

    Your Pembroke Pines homeowners insurance policy may cover the cost of repairing or replacing your air conditioner up to your coverage limit and less your deductible if it is destroyed or damaged as a result of a covered peril, like a windstorm or lightning. Replacement of an air conditioner due to improper maintenance or wear and tear will not covered by your policy.

  • When selling a property in Pembroke Pines, when should you terminate your homeowners insurance?

    When selling a home in Pembroke Pines, you should only terminate your homeowners insurance after the buyer has acquired legal possession of the property. Remember that until the closing procedure is complete, the house you sell is still yours. If you abruptly cancel your homeowners insurance, you will be responsible for any damages that result and will have to pay for them yourself. Additionally, the buyer has the option to cancel the transaction at any time.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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