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2024

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Best Homeowners Insurance Agencies in Hialeah, FL

Our Recommended Top 14

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  • Licensing
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Our goal is to connect people with the best local professionals. We scored Hialeah Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

149Reviewed

95Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

150 Westward Drive, Miami Springs, FL 33166

Expertise.com Rating

Review Sources

Google
4.7 (17)
Facebook
5.0 (2)

Why choose this provider?

Coastal Insurance Group is an insurance agency serving the Hialeah community. The company, founded in 1979, provides home insurance to homeowners looking to protect their properties and valuables. Aside from home insurance, Coastal Insurance Group offers various types of personal and commercial insurance plans, including vehicle insurance, jewelry and fine art insurance, business insurance, global risk insurance, and workers' comp insurance. The agency has services such as emergency phone numbers, e-mail, call center services, and internet account access available 24/7.

  • Multiple Policy Types

801 West 48th Street, Hialeah, FL 33012

Expertise.com Rating

Why choose this provider?

LP Insurance Associates Inc. works with notable carriers such as Florida Family Insurance and Progressive to provide local homeowners with comprehensive coverage. Serving families and individuals in the Hialeah area, its team is committed to making sure clients have the right amount of coverage to suit their needs at a price that works with their budget. LP Insurance Associates is a member of the Latin American Association of Insurance Agencies.

  • Condos
  • Fire

2189 W 60th St #202, Hialeah, FL 33016

Expertise.com Rating

Review Sources

Google
4.2 (13)
Yelp
3.5 (3)
Facebook
5.0 (1)

Why choose this provider?

Flamingo Insurance Agency provides coverage for clients living in Hialeah. The company offers policy plans for homeowners to prepare for repair expenses for natural disaster damage. It also covers tenants of rental properties and condominium owners. The company reimburses any belongings of the owners that are lost or damaged. It also pays for medical fees to cover any injuries and liabilities. Founded in 1989, the company works with national insurance carriers like Lloyd's of London and Progressive.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

12030 SW 129th Ct Suite 107, Miami, FL 33186

Expertise.com Rating

Review Sources

Google
4.9 (30)
Facebook
4.4 (7)

Why choose this provider?

Quoteasy Insurance is based in the Hialeah area. This company specializes in a variety of insurance coverage types, including home insurance, condo insurance, and renters insurance. Its team has more than 38 years of experience in the industry and strives to help its clients obtain the best coverage at the lowest possible rates. It works with top providers, including Heritage Insurance and Foremost Insurance Group. Claims can be filed online or directly with an agent.

  • Personal Property Insurance
  • Multiple Policy Types

17425 Southwest 97th Avenue, Palmetto Bay, FL 33157

Expertise.com Rating

Why choose this provider?

Mendez M Insurance Agency has been providing insurance policies for homeowners in the Hialeah area for more than 60 years. This agency works with a broad range of carriers to provide comprehensive and affordable coverage for its clients. In addition to homeowners insurance, it also offers policies to cover drivers and business owners. Assistance is provided with policy changes and throughout the claims process. Carriers this agency works with include Nationwide and Liberty Mutual Insurance.

  • Flood

1217 W 44th Pl, Hialeah, FL 33012
WebsiteLicense: R003637

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Liberty Bell Insurance is an independent agency serving individuals, families, and businesses in Hialeah. It offers homeowners' insurance policies that cover structural damage, personal belongings, and physical injury liabilities. The agency also provides insurance products for automobiles and businesses. With the aim of providing coverage options that suit clients' unique needs and financial situations, the agency partners with several insurance carriers that include Progressive, Mercury Insurance, and National General. Liberty Bell Insurance has been in the industry for 15 years.

1480 West 68th Street, Hialeah, FL 33014

Expertise.com Rating

Review Sources

Google
4.6 (5)

Why choose this provider?

Checkmark Insurance is a family-owned and operated independent agency that offers policies for homeowners and renters in Hialeah. Founded in 1987, it provides quotes from multiple home insurance carriers that may cover not only replacement costs to personal property but also liabilities. This agency also counsels clients on the manner their coverage is written according to their insurer, informing them that a named-perils policy covers specifically cited losses and that an all-risk basis policy covers all losses unless specifically excluded.

  • Renter's Insurance
  • Multiple Policy Types

16896 S Dixie Highway, Miami, FL 33157

Expertise.com Rating

Why choose this provider?

Manny Miranda State Farm Insurance Agent is located near Hialeah. Serving clients in the area since 1990, Mr. Miranda helps homeowners to obtain State Farm policies that protect their financial health after unexpected events destroy their property or result in a loss of their belongings. In addition to insurance for homeowners, this agency also offers auto, pet, health, life, and business coverage. Manny Miranda has qualified for top State Farm honors, including the Chairman Circle and President's Club.

  • Multiple Policy Types
  • Personal Property Insurance

9600 Northwest 25th Street, Doral, FL 33172

Expertise.com Rating

Why choose this provider?

Founded in 2005, AllStar Insurance is a division of All USA Underwriters. This agency is based in the Hialeah area and provides its clients with an array of personal insurance products, including, home, auto, and life insurance. Its team is available 24 hours a day to provide claims assistance and is equipped to continue operating even after a large catastrophic event occurs. Carriers it works with include Progressive, CNA, and Citizens Insurance.

  • Multiple Policy Types

208 Northeast 8th Street, Homestead, FL 33030

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Amco Insurance offers homeowners insurance policies for clients in the Hialeah area. This agency works alongside a broad range of carriers, including Foremost Insurance Group, Dairyland, and Progressive. It provides home insurance policies that help clients protect their assets and finances after disaster strikes. In addition to homeowners, this company also insures drivers, business owners, and a variety of other individuals. Amco Insurance agents are available around-the-clock to provide assistance with the claims process.

  • Multiple Policy Types

190 East 49th St, Hialeah, FL 33013

Expertise.com Rating

Review Sources

Google
4.0 (50)
Facebook
4.5 (24)
Yelp
1.0 (2)

Why choose this provider?

Established in 1993, Best Class Insurance is a family-owned business that caters to clients in Hialeah and the surrounding metros. It offers a wide selection of products, such as homeowners, auto, motorcycle, general liability, and BOP insurance. These policies aim to protect the client, their families, and valuable assets. The company works with numerous insurance carriers, including National General, Progressive, Infinity, Mercury, and Windhaven. It serves as a member of the South Florida Hispanic Chamber of Commerce.

  • Multiple Carriers
  • Multiple Policy Types

373 North Royal Poinciana Boulevard, Miami Springs, FL 33166

Expertise.com Rating

Review Sources

Google
4.6 (12)

Why choose this provider?

All Security Insurance Agency offers property protection resources in Hialeah and the surrounding neighborhoods. The company is a homeowners insurance agency with insurance options covering the client's home and the nearby structures within the client's property. The separate structures included in the insurance are greenhouses, garages, and workshops. All Security Insurance Agency has options that cover damages caused by floods and wind storms. The company also has high-value insurances. It has been servicing homeowners since 1992.

  • Multiple Policy Types

18400 Southwest 97th Avenue, Cutler Bay, FL 33189

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Choice One Insurance offers home and auto insurance policies for clients in the Hialeah metro area. Serving the city since 1946, its team of licensed agents is dedicated to helping clients find the right coverage to cover the value of their homes and personal belongings in the event of loss or damage. This agency works with a broad range of notable carriers, including Universal Property and Casualty Insurance Company and Lloyd's.

  • Fire
  • Multiple Policy Types

3520 West 18th Avenue, Hialeah, FL 33012

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
4.3 (6)
Yelp
5.0 (2)

Why choose this provider?

Pandora Insurance is an independent insurance agency that has been providing financial solutions to residents and business owners in Hialeah since 2012. The company assists individuals and families to secure a homeowners policy akin to their needs. The policy covers structural damages and repairs, personal property losses, and owner's liability against accidents that occurred in the home. Other insurance offerings include condo and renters insurance, vehicle, business and commercial, as well as life and health policies.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Coastal Insurance Group
150 Westward Drive, Miami Springs, FL 33166
LP Insurance Associates, Inc.
801 West 48th Street, Hialeah, FL 33012
Flamingo Insurance Agency, Inc.
2189 W 60th St #202, Hialeah, FL 33016
Quoteasy Insurance
12030 SW 129th Ct Suite 107, Miami, FL 33186
Mendez M Insurance Agency
17425 Southwest 97th Avenue, Palmetto Bay, FL 33157
Liberty Bell Insurance
1217 W 44th Pl, Hialeah, FL 33012
Checkmark Insurance
1480 West 68th Street, Hialeah, FL 33014
Manny Miranda - State Farm Insurance Agent
16896 S Dixie Highway, Miami, FL 33157
Allstar Insurance
9600 Northwest 25th Street, Doral, FL 33172
Amco Insurance
208 Northeast 8th Street, Homestead, FL 33030
Best Class Insurance
190 East 49th St, Hialeah, FL 33013
All Security Insurance Agency
373 North Royal Poinciana Boulevard, Miami Springs, FL 33166
Choice One Insurance
18400 Southwest 97th Avenue, Cutler Bay, FL 33189
Pandora Insurance
3520 West 18th Avenue, Hialeah, FL 33012

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Why is it costly to get a homeowners' insurance policy in Hialeah?

    Homeowners' insurance policies in Hialeah tend to be expensive because of natural disasters that happen in the area, from hurricanes to regular floods. These common incidents have caused different insurance companies to increase their prices, leading to higher insurance premiums for home insurance policies. The average rate for this type of insurance is $1,918 per year.

  • What type of coverage level do Hialeah residents commonly choose when purchasing a homeowners' insurance policy?

    The coverage level that Hialeah homeowners commonly choose is the HO-3 insurance policy for single-family homes. This is also called the "Special Form Policy," which allows individuals to get coverage for detached structures, damaged property, and household injuries. Those who need comprehensive protection can purchase insurance riders that can provide coverage for weather-related disasters.

  • Why should you consider purchasing renters' insurance in Hialeah?

    You should purchase renters' insurance in Hialeah since it can protect you from financial losses caused by natural disasters, damaged household systems, or theft. It is also less expensive than other types of homeowner's insurance policies. The National Association of Insurance Commissioners recently published an article showing that the average cost of renter's insurance is only $15 to $30 per month.

  • How is climate change affecting homeowners' insurance policyholders in Hialeah?

    Major insurance carriers in Hialeah have stopped renewing their homeowners' insurance policies due to frequent natural disasters brought about by climate change. Different insurance companies, like AAA, Lexington, and Centauri, have also stopped writing new insurance policies for homeowners within the state. This decision can affect those living in high-risk areas since home insurance options are declining.

  • Do you still need to notify your insurance carrier when selling a house in Hialeah?

    Yes. You should still notify your carrier when selling a house in Hialeah since homeowners' insurance policies are non-transferable. Insurance companies can also avoid performing backdated cancellations since no Florida statute obligates them to provide refunds for past premium payments. Homeowners should not hesitate to contact their insurance carrier once the closing process is completed.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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