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2025

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Best Homeowners Insurance Agencies in Deltona, FL

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Deltona homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

44Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Deltona
1155 South Semoran Boulevard, Deltona, FL 32792

Expertise.com Rating

Review Sources

Facebook
5.0 (17)

Why choose this provider?

Fudge Insurance is an independent family-owned insurance agency. It helps homeowners find the best policies for their needs, searching through a range of policies offered by major insurers, such as Florida Penninsula and Normandy. Its policies typically cover the most common problems that homeowners face, such as hurricane damage, house fires, vandalism, theft, and water damage, such as burst pipes. Additionally, Fudge Insurance can help drivers, pet owners, and businesses find the right policies for their needs.

  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Deltona
15930 U.S. 441, Eustis, FL 32726

Expertise.com Rating

Review Sources

Google
4.7 (22)
Facebook
4.3 (12)

Why choose this provider?

Westgate-Jones Insurance is a locally owned and independent insurance agency that serves clients in the counties of Lake and Sumter from its three locations around Deltona. The agency has many years of experience offering homeowners a wide range of policies that provide coverage against everything from a major fire to flooding and burglary. Additionally, it can find the right policy for clients looking for limited liability coverage should a visitor be injured on their property.

  • Renter's Insurance
  • Multiple Carriers
  • Condos

Best Homeowners Insurance Agencies Serving Deltona
852-A West Lancaster Road, Orlando, FL 32819

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Dattani & Patel Insurance Group is an independent agency that serves individual and business customers throughout Florida. The family-owned and operated business routinely helps homeowners find policies from the major insurers that provide coverage against disasters, such as fires and hurricanes, and accidental damage of valuable objects, such as art. The agency represents a range of carriers, including Liberty Mutual, The Hartford, and Travelers. It also arranges policies for business owners, drivers, and boat owners.

  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Deltona
1000 Pelican Bay Drive, Daytona Beach, FL 32119

Expertise.com Rating

Review Sources

Google
4.9 (21)
Facebook
5.0 (10)

Why choose this provider?

Commercial Coverages Inc. is an independent full-service insurance company that's been serving individuals and businesses in the Deltona metro area since 1966. All of its agents have many years of experience helping clients get the best policies for their homes, providing coverage against disasters such as fires and hurricanes. They also help clients who must get homeowners insurance because their lenders require it. Additionally, Commercial Coverages Inc. can find insurance that covers clients' valuable items when outside the home.

  • Personal Property Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Deltona
1942 West County Road 419, Oviedo, FL 32766

Expertise.com Rating

Review Sources

Yelp
4.0 (5)

Why choose this provider?

The Wurzel Agency is an independent insurance agency that serves clients in the Deltona metro area. Its services include helping clients choose from a wide range of policies suitable for homeowners that are provided by some of the biggest names in the industry, including The Hartford and Prudential. Policies can provide coverage against devasting fires and smaller misfortunes, such as vandalism and burst pipes. The agency also offers insurance to drivers, business owners, and renters.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Deltona
154 Tuskawilla Road, Winter Springs, FL 32708

Expertise.com Rating

Why choose this provider?

Karla Salmon Insurance works with a range of insurers to provide homeowners with policies that suit their needs, including industry leaders Bristol West and Centauri. The agency has years of experience tailoring home insurance policies to provide coverage against fires and floods, vandalism, and burglary. Although the policies are restricted to covering the home, the agency can also help clients find the right policies to cover items outside their properties.

  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Deltona
7587 W Sand Lake Rd, Orlando, FL 32819

Expertise.com Rating

Review Sources

Google
4.9 (434)
Yelp
4.5 (4)

Why choose this provider?

Harry Levine Insurance has more than 30 years of experience providing homeowners throughout Florida with policies that provide coverage against a range of disasters and misfortunes. These include hurricane damage, fires, burst pipes, vandalism, and accidental damage to valuable items, such as jewelry and art. The agency can also find the right limited liability coverage should a visitor be injured on the customer's property. Additionally, it finds policies for commercial drivers and businesses.

  • Renter's Insurance
  • Personal Property Insurance
  • Flood

Best Homeowners Insurance Agencies Serving Deltona
10710 W Colonial Dr, Ocoee, FL 34761

Expertise.com Rating

Review Sources

Google
4.9 (16)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Gary Merideth is a State Farm insurance agent with more than 42 years of experience helping customers find the right insurance policies for their needs. Mr. Merideth frequently helps homeowners in need of coverage because their lenders require it and to protect them against the costs of hurricane damage, flooding, and fires. The licensed agent also helps clients relocate to West Orange County and finds the right life and health policies for them.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Best Homeowners Insurance Agencies Serving Deltona
10222 East Colonial Drive, Orlando, FL 32817

Expertise.com Rating

Review Sources

Facebook
5.0 (33)

Why choose this provider?

Caple Howden Insurance Agency has been offering objective and unbiased advice to homeowners in the Deltona metro area since it first opened its doors more than 36 years ago. Its agents can offer clients a wide range of policies that can be tailored to provide coverage for a wide range of issues. These include fires, flooding, robbery, and limited liability should someone be injured while visiting the home. Caple Howden Insurance Agency also offers policies to commercial customers.

  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Deltona
200 N Park Ave, Sanford, FL 32771

Expertise.com Rating

Review Sources

Google
4.4 (13)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Sanford Insurance Center Inc. serves the Deltona area. This family-owned and operated business specializes in providing insurance for homes. Whether a client is in need of a basic package or a more comprehensive one, the company's agents are committed to tailoring a policy that fits their needs. They have experience handling single-family homes, condos, and rental properties. Clients can avail of coverage for their dwellings, surrounding structures, and personal properties. Sanford Insurance Center Inc. represents over 40 insurance carriers.

  • Personal Property Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Deltona
198 South Semoran Boulevard, Orlando, FL 32807

Expertise.com Rating

Review Sources

Google
4.9 (229)
Facebook
4.6 (59)
Yelp
2.5 (6)

Why choose this provider?

Bruce Baltich is a State Farm insurance agent with more than a quarter of a century of experience helping clients find the best policies for their needs. The licensed agent routinely provides policies that cover homes against disastrous fires and flooding, as well as vandalism and burglary. He can also offer condo insurance to cover gaps between personal and community insurance policies. Mr. Baltich frequently assists Spanish and Portuguese-speaking clients.

  • Multiple Policy Types
  • Condos
  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Deltona
4369 Hunters Park Lane, Orlando, FL 32837

Expertise.com Rating

Review Sources

Facebook
5.0 (71)

Why choose this provider?

Orlando Insurance Center is an independent insurance agency that offers a wide range of products from multiple insurers, such as Bristol West and Foremost. The agency has years of experience providing homeowners with policies that protect them should the worst happen, such as a house fire or burglary. Additionally, its agents can offer umbrella policies that offer limited liability coverage if a visitor gets hurt on the property. Orlando Insurance Center also insures drivers, boat owners, and renters.

  • Earthquake
  • Personal Property Insurance
  • Flood

Best Homeowners Insurance Agencies Serving Deltona
1235 Providence Boulevard, Deltona, FL 32725

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
5.0 (9)

Why choose this provider?

Alternative Insurance Agency is a Deltona-based independent insurance agency. The agency offers a host of insurance products to its clients, including homeowners' insurance. Its homeowners' insurance policy provides its clients with the financial protection they need against unexpected disasters. The standard policy covers the home and its contents. The agency's insurance agents have a combined experience of 75 years in the industry. It aims to advise clients the risk exposures they have and how they can be properly insured.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Deltona
7680 Universal Boulevard, Orlando, FL 32819

Expertise.com Rating

Why choose this provider?

The agents at Sun Insurance Services can customize policies for homeowners that help them get full or limited coverage for their homes, contents, and valuable items, such as jewelry and art. Additionally, they can find policies that cover valuable items against accidental and deliberate damage, such as vandalism. Sun Insurance Services focuses on explaining policies in simple terms in English and Spanish and finding the most competitive premiums in the surrounding areas.

  • Fire

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Fudge Insurance
1155 South Semoran Boulevard, Deltona, FL 32792
Westgate-Jones Insurance
15930 U.S. 441, Eustis, FL 32726
Dattani & Patel Insurance Group
852-A West Lancaster Road, Orlando, FL 32819
Commercial Coverages Inc.
1000 Pelican Bay Drive, Daytona Beach, FL 32119
The Wurzel Agency
1942 West County Road 419, Oviedo, FL 32766
Karla Salmon Insurance
154 Tuskawilla Road, Winter Springs, FL 32708
Harry Levine Insurance
7587 W Sand Lake Rd, Orlando, FL 32819
Gary Merideth - State Farm Insurance Agent
10710 W Colonial Dr, Ocoee, FL 34761
Caple Howden Insurance Agency
10222 East Colonial Drive, Orlando, FL 32817
Sanford Insurance Center Inc
200 N Park Ave, Sanford, FL 32771
Bruce Baltich - State Farm Insurance Agent
198 South Semoran Boulevard, Orlando, FL 32807
Orlando Insurance Center
4369 Hunters Park Lane, Orlando, FL 32837
Alternative Insurance Agency
1235 Providence Boulevard, Deltona, FL 32725
suninsuranceservices.com
7680 Universal Boulevard, Orlando, FL 32819

Deltona, FL Homeowners Insurance Agency FAQs

  • Can homeowners' insurance protect policyholders in Deltona from hurricane damage expenses?

    Yes, homeowners insurance in Deltona can protect policyholders from monetary losses caused by hurricane damage. This insurance covers losses caused by a wind and hail-laden tropical storm, a simple spring thunderstorm, or winds exceeding 100 mph from a hurricane bearing down on the coast. If, for example, a strong wind or storm damages your roof, your homeowners' insurance will cover the repair or replacement costs.

  • Can a standard homeowners' insurance cover your luxury house in Deltona?

    No, due to coverage limitations, a standard homeowners' insurance policy may not cover your luxury home in Deltona. Only standard homeowners' insurance provides limited coverage amounts. You might need to get a separate policy for your luxury home. The policy will be determined by whether your home contains unique materials, collectibles, important papers and documents, or valuable jewelry.

  • Can your homeowners' insurance cover the cost of replacing a cell phone stolen inside your car in Deltona?

    Yes, the cost of replacing your stolen cell phone in Deltona will be covered by your homeowners' insurance's personal property coverage. Your insurance policy may pay for the stolen item up to the policy limits and minus your deductible. Your personal property coverage also covers tools, clothing, and furniture that have been damaged or stolen.

  • Is homeowners' insurance tax deductible in Deltona?

    In Deltona, homeowners' insurance premiums are not tax deductible. However, in some cases, homeowners receive tax breaks that have nothing to do with their insurance. If a person uses a portion of their home for business purposes, they can deduct a portion of their homeowners' insurance. Policyholders can consult with a tax advisor to learn about their tax deduction options.

  • Can homeowners' insurance in Deltona be canceled?

    Yes, homeowners' insurance in Deltona can be canceled at any time as long as policyholders are notified. Most insurance companies have the right to cancel coverage for any reason during the first 60 days. Insurers can only cancel insurance after 60 days if policyholders do not pay their premiums or if there is an increase in risk in their area. They must be notified of the cancellation 10 to 30 days in advance.

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