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2024

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Best Homeowners Insurance Agencies in Coral Springs, FL

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Coral Springs Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

81Reviewed

51Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2855 North University Drive, Coral Springs, FL 33065

Expertise.com Rating

Review Sources

Google
4.7 (70)
Facebook
5.0 (16)

Why choose this provider?

M & L Insurance is a Florida-based independent insurance agency serving residents of Coral Springs and the surrounding areas. It provides custom-tailored homeowners' insurance plans for various types of properties, such as mobile homes, condos, secondary residences, vacant dwellings, and houses. On top of the standard policy coverage, it also provides flood and windstorm insurance, scheduled personal property insurance, and personal umbrella coverage. The agency collaborates with a wide variety of insurance carriers, including AIG, Florida Family Insurance, Safe Point Insurance, and ASI.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

9900 W Sample Rd Suite 255, Coral Springs, FL 33065

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Teal Insurance Management is a veteran-owned independent insurance agency based in Coral Springs that specializes in home insurance. Its professionals aim to provide quality insurance products and services to financially protect homes from financial loss. This agency is associated with leading carriers such as ASI, Florida Peninsula, Bristol West Insurance Group, and Foremost Insurance Group. In addition to homeowners' insurance, it also offers condominium, landlords', renters', umbrella, auto, and flood insurance policies.

  • Multiple Policy Types

2129 North University Drive, Coral Springs, FL 33071

Expertise.com Rating

Review Sources

Google
4.6 (19)
Yelp
5.0 (1)

Why choose this provider?

The Woodlands Financial Group, commonly known as TWFG, is an insurance company in Coral Springs that focuses on personal insurance products and services, including homeowners policies. Established in 2001, the firm assists individuals and families in securing financial protection for their homes, personal belongings, and liabilities. Its licensed agents evaluate the needs of their clients and find the most suitable insurance plan for their situations. Other offerings include auto, life, and business insurance policies. The company serves clients in over 30 states.

  • Fire
  • Multiple Policy Types

9900 West Sample Road, Coral Springs, FL 33065

Expertise.com Rating

Review Sources

Facebook
4.5 (53)
Google
5.0 (9)

Why choose this provider?

Adam Feldman, an insurance agent for We Insure Group, is a Coral Springs native who assists clients in various areas including home insurance. Feldman offers different types of home insurance policies. One of them includes coverage for structures that are not attached to a home such as garages, guest homes, and sheds. Another coverage type includes protection for a home's electrical system, plumbing system, and HVAC system. Feldman provides policies over the phone, via email, through the web, or in person.

  • Renter's Insurance
  • Flood
  • Condos

6240 Coral Ridge Dr #112, Coral Springs, FL 33076

Expertise.com Rating

Review Sources

Google
4.8 (23)
Facebook
5.0 (9)
Yelp
1.0 (1)

Why choose this provider?

Billiet Insurance Agency is an independent insurance agency in Coral Springs that has been serving the state since 2004. Representing a network of top insurance carriers, it offers homeowners' insurance products with a variety of coverage options. This policy will insure clients' personal property against disasters such as floods and fire and events like theft and other loss. This agency also carries commercial, recreation, and other property insurance products for renters, condos, and secondary residence.

  • Personal Property Insurance
  • Multiple Policy Types

9866 West Sample Road, Coral Springs, FL 33065

Expertise.com Rating

Review Sources

Google
4.9 (158)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

David Feather is a local GreatFlorida insurance agent addressing insurance concerns in Coral Springs and the surrounding areas. David helps clients protect their homes and valuables from fires, hurricanes, storms, break-ins, and other destructive events. Homeowners' insurance secures not only houses and items of value but also family members. David also assists individuals in applying for a flood insurance policy, which covers other factors missing in the homeowners' insurance coverages.

  • Multiple Carriers
  • Personal Property Insurance

1750 N University Dr #227, Coral Springs, FL 33071

Expertise.com Rating

Review Sources

Google
4.7 (15)
Facebook
5.0 (10)
Yelp
5.0 (4)

Why choose this provider?

Atlantic Insurance Group is an independent insurance agency based in Coral Springs. It offers a wide range of insurance policies including homeowners' insurance, auto insurance, and flood insurance. The company's agents are well-versed in presenting options to their clients, depending on their needs and preferences. They can help homeowners decide whether they want coverage for their dwelling, personal property, personal liability, other structures, disasters, or additional living expenses. Their insurance policies cover tenant and condominium owners.

  • Personal Property Insurance
  • Multiple Policy Types

10240 West Sample Road, Coral Springs, FL 33065

Expertise.com Rating

Review Sources

Google
4.7 (14)
Facebook
5.0 (11)

Why choose this provider?

Brightway Insurance is an independent insurance agency serving the Coral Springs area. The company's insurance professionals offer advice to homeowners in selecting appropriate insurance and coverage types from multiple insurance carriers. They aim to understand clients' needs and provide custom insurance solutions. Additionally, they assist in making home inventory lists for proper coverage of clients' belongings. With homeowners' insurance, policyholders receive compensation for damages and losses caused by theft, fire, water, and windstorm. Brightway Insurance also carries life and business insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
M & L Insurance
2855 North University Drive, Coral Springs, FL 33065
Teal Insurance Management
9900 W Sample Rd Suite 255, Coral Springs, FL 33065
TWFG
2129 North University Drive, Coral Springs, FL 33071
Adam Feldman - We Insure Group Agent
9900 West Sample Road, Coral Springs, FL 33065
Billiet Insurance Agency
6240 Coral Ridge Dr #112, Coral Springs, FL 33076
GreatFlorida Insurance - David Feather
9866 West Sample Road, Coral Springs, FL 33065
Atlantic Insurance Group
1750 N University Dr #227, Coral Springs, FL 33071
Brightway Insurance
10240 West Sample Road, Coral Springs, FL 33065

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What factors should a Coral Springs resident consider when evaluating homeowners insurance?

    When considering homeowners insurance in Coral Springs, determining the potential expense of reconstructing one's dwelling and substituting personal items after unforeseen damages is pivotal. Opting for insurers known for punctuality and fairness in claim settlements is also essential. Delve into possible concessions, from consolidating coverage types to enhancing home security. Acquainting oneself with the claims process, from initiating communication to subsequent actions, is invaluable.

  • For homeowners in Coral Springs, what does the "insured’s own neglect exclusion" signify in their insurance policy?

    For residents of Coral Springs, the "insured's neglect exclusion" emphasizes a homeowner's duty to safeguard their property both during and post-loss. However, any neglect before such an event isn't a factor. Essentially, if a homeowner's property is partially damaged, they must protect the remainder of their property to ensure complete coverage.

  • How can Coral Springs homeowners ensure protection for detached structures on their property?

    For homeowners in Coral Springs, Coverage B offers a solution to safeguard detached assets like sheds and barriers. Such coverage becomes pivotal for those with notable property enhancements. Even though primary dwelling insurance zeroes in on the main residence, Coverage B serves as a steadfast backup, ensuring the repair or replacement of these separated units in the event of insured mishaps.

  • What challenges could homeowners in Coral Springs face without proper insurance?

    For Coral Springs residents, forgoing homeowners insurance introduces notable risks. Such coverage primarily offers a defense against the aftermath of severe events, such as powerful storms, fires, or inundations. In its absence, homeowners shoulder the burden of mending and replacing assets, translating to notable financial hurdles.

  • How do insurance policies in Coral Springs address damage from sinkholes and catastrophic ground cover collapses?

    In Coral Springs, the specific insurance policy and any added options dictate the coverage for home damage. If a sinkhole occurs and wrecks the house, but sinkhole insurance wasn't purchased separately, claiming payment can be challenging. However, Florida law distinguishes between "sinkholes" and "catastrophic ground cover collapse." Despite their geological similarity, only the latter is mandated for coverage in standard homeowner's policies.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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