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Best Homeowners Insurance Agencies in Delaware

Our Recommended Top 9

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Our goal is to connect people with the best local professionals. We scored Delaware homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

569Reviewed

345Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Delaware
Newark

Expertise.com Rating

Review Sources

Facebook
5.0 (31)
Google
4.3 (30)

Why choose this provider?

Insley Insurance & Financial Services services individuals and business owners in Delaware. It helps clients apply for the best homeowners' insurance plans that cover home reconstruction expenses, damaged personal possessions replacement or repair, bodily injury liability, and additional living costs after a disaster. It also carries a wide range of insurance products involving condominiums, mobile homes, classic cars, farms and ranches, landlords, and renters. The company is partnered with carriers such a AmTrust, CNA, and Dairyland.

Best Homeowners Insurance Agencies Serving Delaware
Wilmington

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (2)

Why choose this provider?

Arthur Hall Insurance has been catering to businesses, organizations, families, and individuals in Delaware since 1966. The First State's best agency offers insurance plans for homeowners who wish to secure their finances from liability, losses, and damage inside their residential properties. It also provides a wide selection of insurance and coverage to protect personal property, assets, and specialty items. In addition to homeowners, the company presents auto and personal liability insurance services. Arthur Hall Insurance executive vice president Mark D. Sammarone holds the Certified Insurance Counselor designation.

Best Homeowners Insurance Agencies Serving Delaware
Malvern

Expertise.com Rating

Review Sources

Facebook
3.8 (88)
Google
4.8 (21)

Why choose this provider?

Westtown Insurance Group is a local family-owned company providing services to clients in Delaware. It offers homeowners' insurance plans to protect families and individuals from the financial burden of replacement or repair expenses for their damaged properties and belongings due to theft, vandalism, and fire. It also handles condos, renters', valuable possessions, and flood insurance policies. Its team brings over more than seven decades of combined experience in the insurance industry. Westtown Insurance Group, the best and most trusted provider in the state, utilizes Kemper, AAA, Travelers, Safeco, and Encompass products for its insurance services.

Best Homeowners Insurance Agencies Serving Delaware
Wilmington

Expertise.com Rating

Why choose this provider?

Rockwell Insurance Agency has been serving the state of Delaware since 1976. It provides the best homeowners' insurance to help individuals protect their future finances from unexpected damage expenses caused by man-made or natural disasters. This type of product covers the full replacement and cash value of policyholders� personal belongings and valuables, such as fine art pieces and jewelry. Rockwell carries protection plans from carriers like Lititz Mutual, Travelers, Harleysville, Encompass, Progressive, and Allied Insurance.

Best Homeowners Insurance Agencies Serving Delaware
Wilmington

Expertise.com Rating

Why choose this provider?

Lord Insurance Company is an independent agency that has been serving the residents of Delaware since 2018. It helps clients obtain the best property insurance plans with coverage for liability, damaged items replacement, and temporary living expenses. It gives policy buyers an option to apply for renters', condo, landlord, and umbrella insurance policies. Its team also handles boat, vehicle, and business insurance. Progressive, Harleysville, and The Philadelphia Constributorship are some of the carriers the agency partners with.

Best Homeowners Insurance Agencies Serving Delaware
Wilmington

Expertise.com Rating

Review Sources

Google
4.8 (98)
Facebook
5.0 (10)

Why choose this provider?

McAfee Insurance Agency offers services to clients residing in the Delaware area. The company provides the best homeowners' insurance plans to help individuals protect their future finances and replace their properties damaged by natural disasters or fires. It also helps business owners apply for commercial insurance products covering premises or property liability, surety bonds, and workers� compensation. This best independent insurance agency carries products from Nationwide, Bristol West, National General, American Strategic Insurance, and Johnson & Johnson.

Best Homeowners Insurance Agencies Serving Delaware
Wilmington

Expertise.com Rating

Why choose this provider?

Wiswall Insurance Agency Inc. provides the best services to clients in the Delaware area. It caters to individuals who wish to apply for homeowners' insurance plans to protect their finances if their condominiums, frame houses, mobile homes, and seasonal homes become damaged due to accidents or natural disasters. Its home insurance policy covers wind damage, dog bit liability, sinkholes, personal property replacement, and manufactured home expenses. As the best agency, it represents various insurance companies, including American Modern, National General, and American Strategic Insurance.

Best Homeowners Insurance Agencies Serving Delaware
Wilmington

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Business Insurance Services Inc. has been operating for over 50 years. It caters to Delaware residents applying for the cheapest homeowners' insurance plans to protect their finances and secure their properties. It also provides clients an option to combine auto insurance products with their homeowners' insurance policies to cover both properties in case of accidents or natural disasters. This company carries other personal insurance plans, including life, health, and identity theft. It is also licensed to write insurance plans for Maryland, Florida, Pennsylvania, and Virginia.

Best Homeowners Insurance Agencies Serving Delaware
Wilmington

Expertise.com Rating

Review Sources

Facebook
4.6 (59)
Yelp
5.0 (3)

Why choose this provider?

Matt Gardner is a State Farm insurance agent who has been serving clients in Delaware and the surrounding areas since 2009. He helps individuals and families apply for the best homeowners' insurance policies to secure their finances from damage, loss, or liability expenses if their homes become destroyed by natural disasters, violent acts, or accidents. These homeowners insurance plans cover the policyholder�s valuable items, appliances, furniture, and musical instruments. Gardner started as a State Farm intern before opening his own State Farm agency in 2012.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insley Insurance & Financial Services
110 Christiana Medical Center, Newark, DE 19702
Arthur Hall Insurance
5301 Limestone Road, Wilmington, DE 19808
Westtown Insurance Group
110 Phoenixville Pike, Malvern, DE 19355
Rockwell Insurance Agency
1521 Concord Pike, Wilmington, DE 19803
Lord Insurance Company
1035 North Lincoln Street, Wilmington, DE 19805
McAfee Insurance Agency
1816 West 4th Street, Wilmington, DE 19805
Wiswall Insurance Agency Inc.
1035 North Lincoln Street, Wilmington, DE 19805
Business Insurance Services Inc
109 North Dupont Road, Wilmington, DE 19807
mattgardner4you.com
Wilmington, DE

Delaware Homeowners Insurance Agency FAQs

  • Can you get a homeowner's insurance for a condo in Delaware?

    You can get condominium insurance similar to a renter's policy rather than a homeowners' plan. It covers the things belonging to you within the unit's four walls since the rest of the structure belongs to the condo association. In Delaware, there are two types of condominium insurance: bare-wall and all-in policies. As the name suggests, a bare-wall policy only covers basic fixtures, cabinets, flooring, and the like. The all-in policy covers improvements, renovations, and upgrades within the unit.

  • How can the Delaware Insurance Commissioner's Office assist you if you have questions about your homeowners' insurance?

    The Delaware Insurance Commissioner’s Office can answer questions about coverage and assist you in resolving issues with your insurer. You can also file complaints against an insurance agent or company through this office. It can be reached at 1-800-282-8611 or 302-674-7300. You can also email consumer@delaware.gov. It is physically located at 1351 W. North St., Ste 101, Dover, DE 19904.

  • If you have a mortgage in Delaware, how do you pay for homeowners' insurance?

    You will pay your homeowners' insurance in Delaware through your monthly mortgage if you choose to escrow. In addition, the lender will have to take care of the insurance renewal each year. However, if you decide not to escrow, you should purchase the insurance on your own and pay for it yourself.

  • In addition to homeowners' insurance, how can you protect your home against damage from floods in Delaware?

    Get water backup coverage on your homeowners' insurance to cover repairs and water removal. You can also obtain a policy from the National Flood Insurance Program, separate from your homeowners' insurance, to obtain coverage for your home when disaster strikes in Delaware. Choose an open perils policy (HO-5) for broader coverage when purchasing a homeowners' insurance policy.

  • Is homeowners' insurance expensive in Delaware?

    On average, homeowners' insurance in Delaware is lower than the national average, even in areas with higher rates. The average rates in regions with higher crime rates or greater exposure to severe weather will be marginally higher than the statewide average. Cities with the most expensive insurance are Frederica ($788), Delmar ($780), and Greenwood ($780), all 15% above the state average. Cities with the lowest rates are Bear ($614), Middletown ($617), and Newark ($617), which are 10% lower and 9% lower than the state average.

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