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2024

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Best Homeowners Insurance Agencies in Aurora, CO

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Aurora Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

199Reviewed

127Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6480 E 73rd Ave, Commerce City, CO 80022

Expertise.com Rating

Review Sources

Google
4.9 (255)
Facebook
5.0 (32)

Why choose this provider?

Aspen Insurance Group is a family-owned and operated home insurance agency serving the residents of Aurora, Colorado, that has another location in Dillon. The company works with various insurance carriers to offer clients an insurance plan for their home or condo that is customized to their unique needs, and it covers damage from floods, fire, and lightning, as well as theft and vandalism. Aspen Insurance Group also sells commercial and auto insurance.

  • Multiple Policy Types
  • Homeowners

3090 S. Jamaica Ct. Suite 310, Aurora, CO 80014
WebsiteLicense: 325226

Expertise.com Rating

Why choose this provider?

Hilda Perez Insurance Agency serves homeowners throughout the Aurora metro and the surrounding communities. It partners with an extensive network of insurance carriers to provide customers with homeowners' insurance that is tailor-fit for their needs, covering clients' homes and belongings in cases of weather impact, theft, accidents, or loss of use. The insurance also typically includes liability coverage, so that clients are protected financially should there be an accident on their premises. The agency is licensed to operate in 45 states and also offers its services in Spanish.

  • Renter's Insurance

3000 S Jamaica Ct Ste 110, Aurora, CO 80014

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

AIMCOL Insurance Brokers is a full-service insurance agency in Aurora, Colorado. The company was founded in 2012 and offers insurance options throughout the state of Colorado. Its home insurance options help homeowners to protect their financial wellbeing in the event their home is damaged or destroyed by fire or other disasters. The company offers coverage at a variety of price points to ensure that homeowners with every budget can access insurance.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

300 Plaza Dr Ste 195, Highlands Ranch, CO 80129

Expertise.com Rating

Review Sources

Google
4.8 (60)
Facebook
5.0 (22)

Why choose this provider?

MountainStorm Insurance is an independently owned and locally operated insurance agency located in the Aurora, Colorado, metro area. Home policy specialists work with several reliable carriers, such as Safeco Insurance, Liberty Mutual, and Progressive, to offer clients the right combination of coverage at an affordable rate. Choose from several types of property insurance for homes, condos, renters, and landlords that provide financial protection following a valid claim. Other options include policies to cover flood and earthquake damage.

  • Renter's Insurance
  • Condos
  • Earthquake

7887 E Belleview Ave Ste 1100, Englewood, CO 80111

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Founded in 1970, Webtec Insurance Services Inc. is an independent insurance agency located in Englewood, Colorado, and serving renters and homeowners in the Aurora, Colorado, metro area as well as in Arizona, California, Nevada, and Washington. The agency offers home insurance policies from a variety of companies, and policies cover the physical structure and contents of homes in addition to other structures on a property. Webtec also offers auto insurance.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

6970 S Holly Cir Ste 104, Centennial, CO 80112

Expertise.com Rating

Review Sources

Google
4.3 (6)

Why choose this provider?

Altrium Insurance Group Inc. is an insurance firm based in Centennial, Colorado, that's been in business for over 24 years. The company serves homeowners in Aurora and surrounding areas by providing residents with home insurance through multiple top-rated carriers. Homeowners policies protect the client's property, including manufactured and mobile homes, as well as all other structures on the premises. Family liability policies are available to protect the policyholder's entire household. Altrium also assists business owners and renters.

  • Renter's Insurance
  • Condos
  • Flood

18620 Green Valley Ranch Blvd Ste 102, Denver, CO 80249
WebsiteLicense: 547455

Expertise.com Rating

Review Sources

Google
5.0 (93)

Why choose this provider?

Amador Insurance is a company that has been serving Aurora and surrounding communities for six years. It assists individuals and their families in determining the type of homeowners' insurance to obtain based on their needs and preferences. Its team educates the clients about a wide range of policy coverage options that can protect the home itself along with the personal belongings inside it. The agency also offers renters' insurance, workplace benefits, financial services, and business insurance.

  • Multiple Carriers

1450 S. Havana St. Suite 436, Aurora, CO 80012
WebsiteLicense: 331316

Expertise.com Rating

Review Sources

Facebook
4.7 (19)

Why choose this provider?

State Insurance Broker - Raphael Chaman serves Aurora and the surrounding areas. He provides a variety risk management solutions that help individuals and businesses protect their assets. Whether it's life, auto, homeowners', or commercial insurance his clients are looking for, Chaman is prepared to find coverage plans tailored tof their needs. He has been in the industry since 2008, assisting policyholders with their insurance concerns. Chaman has experience in representing and working with various insurance providers.

  • Condos

15290 E 6th Ave, Aurora, CO 80011
WebsiteLicense: 45897

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

Bob Massie is a State Farm insurance agent who has been serving Aurora since 1983. He offers homeowners’ insurance plans that cover the repairs and replacements of homes. It also insures personal properties like electronics, bicycles, furniture, and clothing. He also provides auto insurance policies for new drivers, business travelers, and collectors. As a State Farm agent, Bob also offers insurance for renters, personal articles, and businesses. Health and life insurance and annuities are also available.

  • Multiple Policy Types

3033 S Parker Rd Ste 350, Aurora, CO 80014

Expertise.com Rating

Review Sources

Google
4.9 (203)
Facebook
4.8 (55)
Yelp
4.5 (10)

Why choose this provider?

Ross Insurance Brokers serves clients within the Aurora, Colorado, metro area, providing home insurance services. It helps customers to purchase policy plans that cover the structure of their home, personal belongings, liability, and living expenses following incidents which render the home uninhabitable. The agency also consults on a variety of special coverage areas not included in special plans, such as provisions for falling trees or liabilities caused by dangerous animals. Auto and health insurance policies are also handled by this agency.

  • Renter's Insurance
  • Condos
  • Earthquake

55 S 4th Ave, Brighton, CO 80601

Expertise.com Rating

Review Sources

Google
4.6 (49)
Facebook
5.0 (16)

Why choose this provider?

Colorado Prestige Insurance Group is an insurance company based in Brighton, Colorado. The company, which was founded in 2011, operates in Colorado and New Mexico. It offers home insurance services for primary residences, second homes, townhomes, condos, and rental properties, with optional coverage for scheduled property such as high-value art collections. Colorado Prestige Insurance also offers auto, life, and business coverage as well as specialty policies for restaurants, tech workers, and nonprofits.

  • Renter's Insurance
  • Condos
  • Multiple Policy Types

14211 E.4th Ave., Aurora, CO 80011
WebsiteLicense: 82434

Expertise.com Rating

Review Sources

Google
4.1 (74)
Yelp
5.0 (1)

Why choose this provider?

Affordable Insurance has been serving individuals and families in the Aurora metro since 1995. It offers a range of personal plans, including homeowners' policies. The company aims to protect policyholders from financial losses caused by unforeseen events like theft, vandalism, and natural disasters. It also helps clients acquire renters', condominium, flood, auto, and RV insurance. Affordable Insurance represents various carriers like Progressive, Foremost, Dairyland, and American Hallmark. Its founder, John, brings 20 years of experience in the finance industry.

  • Renter's Insurance
  • Homeowners

1010 South Joliet Street Suite 200, Aurora, CO 80012
WebsiteLicense: 98774

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (21)
Yelp
5.0 (5)

Why choose this provider?

One Street Insurance Group is a company that has been helping clients in Aurora and the surrounding communities for over two decades. The company handles personal protection policies, including home, automobile, life, and umbrella insurance. Its homeowner insurance offers protection against flood damage, sinkholes, sewer or septic backup payments, and personal property replacement costs. The firm works with different carriers and assists businesses by providing general liability, commercial property, and worker compensation insurance.

  • Multiple Policy Types

15200 E Girard Ave Ste 4800, Aurora, CO 80014

Expertise.com Rating

Review Sources

Google
3.7 (3)
Yelp
5.0 (2)

Why choose this provider?

General Agency Corporation is a full-service insurance provider located in Aurora, Colorado, that sells home insurance. Founded in 1952, GAC provides insurance for homeowners that protects against hail, wind, fire, theft, flooding, and other events. The company also offers a variety of business, auto, and aviation insurance as well as identity theft insurance that includes expenses, lost wages, and legal fees that may result after someone steals a client's identity.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

10290 S Progress Way Ste 103, Parker, CO 80134

Expertise.com Rating

Why choose this provider?

BRIQ Insurance writes home insurance policies for property owners in the Aurora, Colorado, metro area and surrounding communities. Headquartered in Parker, Colorado, it works with a range of insurance carriers to give homeowners multiple choices when it comes to purchasing needed home insurance. Owner Deloss D. Buseman brings more than 20 years of insurance industry experience to his clients and consults with clients to ascertain their home insurance needs and match them with the best policies at competitive rates.

  • Multiple Policy Types
  • Homeowners

400 South Colorado Boulevard, Denver, CO 80246

Expertise.com Rating

Review Sources

Google
4.6 (59)
Yelp
4.0 (7)

Why choose this provider?

Helping people in Colorado since 2006, Austin Domsch is a State Farm insurance agency operating in Aurora. Austin Domsch's agency specializes in auto, home, property, business, life, health, and pet insurance. One particular specialty is small business insurance. It strives to provide excellent customer service that takes away confusion regarding insurance, making it easy for customers to protect what they care about most. Its website allows easy access to phone and email contact details for interested parties.

  • Multiple Policy Types

9801 E Colfax Avenue Ste 108, Aurora, CO 80010
WebsiteLicense: 109699

Expertise.com Rating

Review Sources

Google
5.0 (663)
Yelp
3.9 (7)

Why choose this provider?

Joel Kruschwitz caters to the homeowners' insurance needs of clients in the Aurora metro. Striving to accomplish a mission of helping people manage daily risks and recover from unexpected challenges, the State Farm agency also provides auto, business, property, health, and life insurance products. It likewise offers annuities and mutual funds in pursuit of supporting clients to realize their dreams. Its team also caters to Spanish-speaking clients and have over 50 years of collective experience.

  • Multiple Policy Types

1010 S Joliet St Ste 200, Aurora, CO 80012

Expertise.com Rating

Why choose this provider?

The Blaszczyszyn Insurance Agency is an independent home insurance company based in Aurora, Colorado. The agency partners with many well-known national insurance companies, such as Safeco Insurance and Bristol West to provide homeowners with coverage for fire damage, personal liability, medical expenses, and flood damage. Its policies cover burglary and all forms of property damage. The firm offers other forms of coverage, including auto, life, umbrella, disability and renters insurance.

  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

400 S Colorado Blvd Ste 390, Denver, CO 80246

Expertise.com Rating

Review Sources

Google
4.9 (56)

Why choose this provider?

Active since 1983, Parker-Douglas Insurance provides homeowners, auto, business and financial services to customers in Aurora, Colorado along with the remainder of the state Colorado and the entire United States. Policies are available for single-family homes, condominiums/town homes, short term rentals and commercial properties; and they commonly provide property, personal injury, and liability coverage. This agency also sells earthquake and flood insurance policies, which are not typically included with standard home owner's insurance policies. Parker Douglas can also provide insurance solutions on watercraft, recreational vehicles, valuable collectible items, and umbrella policies. They truly are a one stop shop for all of your personal, business and financial insurance needs. 

  • Renter's Insurance
  • Condos
  • Earthquake

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Aspen Insurance Group
6480 E 73rd Ave, Commerce City, CO 80022
Hilda Perez Insurance Agency
3090 S. Jamaica Ct. Suite 310, Aurora, CO 80014
Aimcol Insurance Brokers
3000 S Jamaica Ct Ste 110, Aurora, CO 80014
Mountain Storm Insurance
300 Plaza Dr Ste 195, Highlands Ranch, CO 80129
Webtec Insurance Services, Inc.
7887 E Belleview Ave Ste 1100, Englewood, CO 80111
Atrium Insurance Group, Inc
6970 S Holly Cir Ste 104, Centennial, CO 80112
Amador Insurance
18620 Green Valley Ranch Blvd Ste 102, Denver, CO 80249
State Insurance Broker - Raphael Chaman
1450 S. Havana St. Suite 436, Aurora, CO 80012
Bob Massie
15290 E 6th Ave, Aurora, CO 80011
Ross Insurance Brokers
3033 S Parker Rd Ste 350, Aurora, CO 80014
Colorado Prestige Insurance Group
55 S 4th Ave, Brighton, CO 80601
Affordable Insurance
14211 E.4th Ave., Aurora, CO 80011
One Street Insurance Group
1010 South Joliet Street Suite 200, Aurora, CO 80012
General Agency Corporation
15200 E Girard Ave Ste 4800, Aurora, CO 80014
BRIQ Insurance
10290 S Progress Way Ste 103, Parker, CO 80134
Austin Domsch - State Farm Insurance Agent
400 South Colorado Boulevard, Denver, CO 80246
Joel Kruschwitz
9801 E Colfax Avenue Ste 108, Aurora, CO 80010
The Blaszczyszyn Insurance Agency
1010 S Joliet St Ste 200, Aurora, CO 80012
Parker-Douglas Insurance
400 S Colorado Blvd Ste 390, Denver, CO 80246

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What key homeowners insurance coverages should be prioritized by residents of Aurora?

    Coverage should encompass property damage, personal liability, and water backup, and addressing personal property, medical expenses, and personal injury is paramount. For residents in Aurora, it's crucial to select homeowners' insurance that caters to the distinctiveness of each dwelling. Every residence has unique attributes, so insurance should be meticulously tailored to ensure comprehensive protection. Exploring various options will yield a policy that aligns with specific household and lifestyle requirements.

  • What essential elements should be considered by Aurora residents when purchasing homeowners insurance?

    Aurora residents must prioritize determining their home's potential replacement value when assessing homeowners insurance options. Opting for a deductible that resonates with the family's financial stability is equally critical. It's crucial to acknowledge that many conventional policies don't cover earthquake, fire, or flood risks. Homeowners should carefully assess and integrate these particular protections to guarantee their property's full safeguard.

  • Why is it crucial for homeowners in Aurora to secure comprehensive home insurance?

    Should a homeowner in Aurora face a catastrophic event, such as a house fire, the repercussions are not merely physical but also financial and emotional, and lacking proper home insurance can leave one unable to settle the remaining mortgage. Moreover, home insurance isn't solely for rare calamities; it covers everyday incidents like pipe leaks and minor property damages. Such seemingly trivial matters can escalate, making thorough coverage indispensable in safeguarding one's most significant asset.

  • What specific protections do HO-2 policies provide for homeowners in Aurora?

    For homeowners in Aurora, HO-2 policies, also known as broad-form homeowners insurance, offer enhanced protections beyond basic coverage, which include safeguarding against damage from falling objects, accumulating ice, snow, or sleet. It also covers unexpected damages from artificially generated electrical currents, unanticipated water or steam discharges, and sudden accidental damages. While primarily focusing on dwelling and personal assets, some might offer liability. Only explicitly listed perils are covered.

  • What are the implications of multiple insurance claims for Aurora homeowners?

    For homeowners in Aurora, frequent claims can prompt policy cancellation. Different insurance companies have varying cancellation thresholds. Being declined by one doesn't preclude coverage from another; however, research is vital. Elevated claims may result in higher premiums, given the perceived increased risk. With reduced claims over time, homeowners can anticipate more standard insurance rates.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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