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2024

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Best Homeowners Insurance Agencies in Whittier, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Whittier Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56Reviewed

36Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Irvine, CA

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Ancheng Insurance Service sells homeowners insurance policies and offers clients several options depending on what types of protection they want for their homes and possessions. This company offers home insurance plans to owner-occupants as well as landlords and can advise clients on all of the differences between them and any nuances involved in property coverage. In addition to homes, Ancheng Insurance Service also insures automobiles, offers health insurance products, and allows clients to combine benefits into family protection packages.

  • Multiple Policy Types

9351 Telegraph Road, Pico Rivera, CA 90660

Expertise.com Rating

Review Sources

Google
4.4 (28)
Facebook
5.0 (25)
Yelp
5.0 (13)

Why choose this provider?

One City Insurance is active in the Whittier metro area and provides clients with a comprehensive assortment of services to help them with homeowners insurance needs. Its agents advise clients on available policies and help them to purchase coverage for their properties and their personal belongings. This agency also provides personal liability coverage to insure clients against any lawsuits involving guests injured on their properties. Auto and motorcycle insurance policies are offered here too.

  • Personal Property Insurance
  • Multiple Policy Types

14448 Whittier Blvd Whittier, CA 90605, Whittier, CA 90605

Expertise.com Rating

Review Sources

Google
5.0 (20)
Yelp
5.0 (15)
Facebook
5.0 (11)

Why choose this provider?

Stephanie Chew, State Farm Insurance Agent, is an agency that's been active since 2016 and that was started by an agent with over nine years of experience. It consults each client to determine their needs and help them find homeowners insurance policies that adequately cover any liabilities they have. It assesses properties and belongings to valuate them and offer rates to clients based on coverage costs. Stephanie Chew, State Farm Insurance Agent, also insures automobiles.

  • Personal Property Insurance
  • Multiple Policy Types

936 East Green Street, Pasadena, CA 91106

Expertise.com Rating

Review Sources

Google
4.7 (38)
Facebook
5.0 (2)

Why choose this provider?

Calico Insurance Services is a homeowners insurance agency near Whittier that sells policies to clients that want to protect themselves from financial losses and liabilities. The policies it offers cover any damage to the structures of dwellings themselves, damage or theft of personal property, and special coverage for particularly valuable items such as jewelry or art pieces. It can also cover expenses related to loss of use and it sells personal liability coverage to protect homeowners from loss should they be sued because of incidents on their properties.

  • Multiple Policy Types

511 South Harbor Boulevard, La Habra, CA 90631

Expertise.com Rating

Review Sources

Google
4.8 (28)
Yelp
5.0 (7)
Facebook
3.8 (5)

Why choose this provider?

DRD Insurance Agency is active in and around the Whittier metro area and provides comprehensive services to clients in need of homeowners insurance. This agency offers a variety of policies to protect clients from financial hardships if their homes are damaged. Its policies can also serve to replace any personal belongings damaged or stolen within the home. General liability coverage and coverage for additional living expenses occurred due to incidents are typically included in these policies. DRD Insurance Agency also sells personal umbrella insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

2048 South Hacienda Boulevard, Hacienda Heights, CA 91745

Expertise.com Rating

Review Sources

Google
4.9 (202)
Yelp
4.5 (129)

Why choose this provider?

KCAL Insurance Agency provides homeowners insurance services to clients who need coverage for their homes and personal possessions. It offers several types of coverage to thoroughly protect homeowners from a variety of threats and ensure they don't suffer serious losses due to property damage or burglary. KCAL Insurance Agency also insures landlords, renters, and short-term rental properties. Aside from single-family homes, this agency services townhomes and condos too. Auto insurance, business insurance, and health insurance plans are available as well.

  • Renter's Insurance
  • Earthquake
  • Condos

11805 Whittier Boulevard, Whittier, CA 90601

Expertise.com Rating

Review Sources

Google
5.0 (66)
Yelp
5.0 (3)
Facebook
4.5 (2)

Why choose this provider?

eSign Insurance is based in Whittier and caters to residents that seek financial security for their homes. The agency helps homeowners identify suitable home insurance policies in Southern California based on coverage options and property types. eSign Insurance also works to assist clients in securing coverage for personal properties impacted by covered events and liabilities involving injury-related lawsuits. Other insurance matters under the agency's portfolio include extra living expenses, medical fees, high-value items, and specialty dwellings.

  • Fire
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Ancheng Insurance Service
Irvine, CA
One City Insurance
9351 Telegraph Road, Pico Rivera, CA 90660
Stephanie Chew - State Farm Insurance Agent
14448 Whittier Blvd Whittier, CA 90605, Whittier, CA 90605
Calico Insurance Services
936 East Green Street, Pasadena, CA 91106
DRD Insurance Agency
511 South Harbor Boulevard, La Habra, CA 90631
KCAL Insurance Agency
2048 South Hacienda Boulevard, Hacienda Heights, CA 91745
eSign Insurance
11805 Whittier Boulevard, Whittier, CA 90601

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Are there any incentives offered by insurers to Whittier homeowners who implement risk reduction measures?

    Yes. Many insurance companies offer lower premiums as an incentive to Whittier homeowners who implement risk reduction measures to protect their homes from potential hazards. Smart home technology adoption is one way to reduce risks. Installing IoT devices like security cameras, smoke detectors, and water leak sensors, security cameras can reduce the likelihood of costly claims.

  • What common perils are typically covered by standard homeowners' insurance in Whittier?

    Standard homeowners' insurance in Whittier typically covers a range of perils, which include damage caused by fires or smoke. Homeowners' insurance can also provide coverage in case of theft or vandalism, helping homeowners replace stolen items and repair damage. Perils that are not covered may require additional coverage or separate policies.

  • How can Whittier homeowners lower their premiums while maintaining a comprehensive policy?

    Whittier homeowners can reduce their premiums while maintaining a comprehensive policy by bundling their homeowners’ insurance with other policies such as drivers or life insurance. They can also take advantage of loyalty programs offered by insurers. Another strategy is to select a deductible amount that aligns with their financial capabilities in the event of an unforeseen circumstance.

  • What is the average cost of homeowners’ insurance in Whittier?

    In Whittier, the typical cost of homeowners’ insurance is $1,290. For homes above 50 years old, the cost of insurance is $1,352, while a newly constructed home’s insurance costs $942. It is important to note that the cost of homeowners' insurance is based on a variety of factors, including the location, the value of the home, and the coverage limits.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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