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2024

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Best Homeowners Insurance Agencies in Victorville, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Victorville Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

74Reviewed

46Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

18409 US Highway 18, Apple Valley, CA 92307

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Yelp
4.5 (17)
Google
5.0 (1)

Why choose this provider?

ISU Stephen B. Marvin Agency is a homeowners' insurance provider that has been serving the Victorville area since 1912. It has a team of insurance professionals that design homeowners' insurance policies for different clients. A homeowners' insurance can cover hazards that many homeowners can potentially face, such as fire, theft, storm damages, and accidents involving guests. ISU Stephen B. Marvin Agency assesses its clients' needs to identify which policy and coverage they need before they purchase the insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Fire

14950 Circle Dr, Victorville, CA 92395

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Dan Smith Insurance Agency, Inc., helps Victorville and Southern California residents acquire comprehensive personal and commercial insurance plans. The company specializes in home insurance. Its programs protect homeowners financially in case of disasters, theft, or vandalism. These programs feature liability protection and medical coverage. The company also delivers automobile, business, health, and life insurance. Founded in 1917, the agency is one of the oldest of its kind in the area.

  • Personal Property Insurance
  • Multiple Policy Types

15319 Palmdale Rd B, Victorville, CA 92393

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
3.5 (3)

Why choose this provider?

ASAP Insurance Services is an insurance services provider that gives financial protection to homeowners in Victorville and the surrounding areas. The company offers comprehensive homeowner's insurance that saves clients from financial losses at home. The carrier repairs houses following damages and pay for temporary living expenses when homes become inhabitable. The types of homeowner's insurance packages are basic homeowner, broad basic homeowner, special extended homeowner, comprehensive homeowner, and modified homeowner.

  • Personal Property Insurance
  • Multiple Policy Types

15024 Bear Valley Rd B, Victorville, CA 92395

Expertise.com Rating

Review Sources

Google
4.7 (18)
Yelp
1.0 (1)

Why choose this provider?

City Best Insurance Services, Inc. has been providing financial and insurance solutions in Victorville and nearby areas for over two decades. The company assists homeowners and first-time homebuyers in selecting the right insurance policy that best suits their interests. Its licensed and independent agents compare several insurance carriers and select the best policy that can adequately cover structural damages, personal property losses, and homeowner's liabilities in times of peril. Other insurance products include auto, business, and life plans.

  • Multiple Policy Types

14444 California Avenue, Victorville, CA 92392

Expertise.com Rating

Review Sources

Google
4.3 (15)
Yelp
3.0 (2)

Why choose this provider?

Anthony Flores - State Farm Insurance Agent serves clients in Victorville and other areas in California, providing information on different types of insurance like auto, home, renters, and life. Anthony Flores has been a State Farm Insurance Agent since 2005 and has received awards like the Legion of Honor and State Farm Ambassador Travel. The agency's home insurance protects the home from threats like fire, theft, or vandalism. It also covers the protection of keepsakes and hobby items.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
ISU Stephen B. Marvin Agency
18409 US Highway 18, Apple Valley, CA 92307
Dan Smith Insurance Agency, Inc.
14950 Circle Dr, Victorville, CA 92395
ASAP Insurance Services
15319 Palmdale Rd B, Victorville, CA 92393
City Best Insurance Services, Inc.
15024 Bear Valley Rd B, Victorville, CA 92395
sfinsuranceteam.com
14444 California Avenue, Victorville, CA 92392

Victorville, CA Homeowners Insurance Agency FAQs

  • Are you required to have a homeowner's insurance policy in Victorville?

    No, you are not legally required to have homeowner's insurance in Victorville. However, you may still need to purchase this type of policy when undergoing lending procedures. A borrower's home insurance can cover mortgage costs when accidents happen before the loan is fully paid. A standard policy contains personal property, dwelling, and loss of use coverage.

  • How can the California Fair Plan help Victorville-based individuals residing in high-risk areas?

    Victorville-based individuals residing in high-risk areas often apply for the California Fair Plan when they cannot purchase a standard homeowner's policy. Although this plan is considered limited compared to other home insurance policies, it can provide dwelling coverage in case of a gas explosion, fire, or lightning strike. Those who need extra protection can also purchase additional coverage for this type of plan.

  • Why should Victorville residents purchase riders to supplement their homeowner's insurance policies?

    Victorville residents should purchase riders to supplement their homeowner's insurance policies if a standard plan doesn't match their coverage needs. Most insurance providers allow clients to customize their plans by adding riders that protect individuals from sudden financial loss caused by weather-related incidents involving earthquakes, wildfires, and floods. Purchasing extended coverage, however, can increase insurance premiums.

  • How can Victorville homeowners streamline the insurance claims process?

    Victorville homeowners can streamline the insurance claims process by keeping a household inventory that includes information about personal properties within different home areas. Individuals who submit updated inventory documents to insurance companies are reimbursed for damaged items. They can also get compensation for home improvement services that need to be done after natural disasters. A home inventory guide can be downloaded at https://www.insurance.ca.gov/01-consumers/105-type/95-guides/03-res/upload/Website-Version-Home-Inventory_Revision-September-17th-2.pdf.

  • How can Victorville residents file a complaint about their homeowner's insurance policies?

    Victorville residents who want to file a complaint about their homeowner's insurance policies can download a "Request For Assistance" form from the California Department of Insurance's official website at https://www.insurance.ca.gov/01-consumers/101-help/upload/RFAnonhealth.pdf. Completed forms should be submitted to the address found below: California Department of Insurance Consumer Services Division 300 S. Spring Street Los Angeles, CA 90013.

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