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2025

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Best Homeowners Insurance Agencies in Vallejo, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Vallejo homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

72Reviewed

44Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Vallejo
301 Georgia St Suite 323, Vallejo, CA 94590

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Hindsight Insurance Services carries life, property, and business insurance products in Vallejo. This company represents different insurance carriers, such as Zurich, Hagerty, and Guard Insurance Group, and helps clients search for applicable insurance plans. Its home insurance options cover losses or damages arising from properties and liabilities. Property coverages include home repairs, other structural works, and personal properties, with compensation limits for theft and specific items, like medals and banknotes. Homeowners also receive financial compensation for liability defense expenses.

  • Multiple Policy Types
  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Vallejo
1644 Tennessee Street, Vallejo, CA 94590

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
5.0 (3)
Yelp
5.0 (3)

Why choose this provider?

MCIA Insurance Services, LLC, provides insurance protection to homeowners and renters in Vallejo. Its team assists clients in creating custom home insurance policies that can address their needs. Some of the coverage options that the homeowners' insurance may include are personal belongings, structure, bodily injury lawsuits, and additional living expenses. As an independent agency, the company partners with various carriers such as Mercury Insurance Group and Alliance United Insurance Company. It also offers auto and commercial insurance.

  • Renter's Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Vallejo
638 1st St c, Benicia, CA 94510

Expertise.com Rating

Review Sources

Yelp
5.0 (45)
Google
4.9 (16)

Why choose this provider?

Jeffrey Wong Insurance Agency is a locally-operated independent agency serving individuals, families, and businesses in the city of Vallejo and the surrounding areas. The agency works with a wide range of insurance companies, such as Nationwide Independent and Hartford Insurance, to ensure clients get the best options of homeowners' insurance coverage and policies. Its homeowners' insurance options include homeowners' liability, property, condo, and renters' insurance. In addition, Jeffrey Wong Insurance Agency also provides insurance for mobile homes, scheduled properties, landlords, and in-home businesses.

  • Multiple Policy Types
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Vallejo
800 De Long Avenue, Novato, CA 94945

Expertise.com Rating

Review Sources

Google
4.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Geoff Shepherd State Farm Insurance Agent is available five days a week to help residents of the Vallejo area obtain homeowners insurance. Agent Geoff Shepherd works with his clients to determine which State Farm products are most appropriate for their needs and offers them several options to suit a range of budgets. In addition to home insurance, this agency also sells auto, life, renters, and hospital income insurance policies. Mr. Shepherd is licensed to sell insurance products throughout California.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Hindsight Insurance Services
301 Georgia St Suite 323, Vallejo, CA 94590
MCIA Insurance Services, LLC
1644 Tennessee Street, Vallejo, CA 94590
Jeffrey Wong Insurance Agency
638 1st St c, Benicia, CA 94510
Geoff Shepherd - State Farm Insurance Agent
800 De Long Avenue, Novato, CA 94945

Vallejo, CA Homeowners Insurance Agency FAQs

  • What is the average cost of homeowners' insurance in Vallejo?

    The average cost of homeowners' insurance in Vallejo is around $884 per year or roughly $74 per month for a policy with $200,000 in dwelling coverage. For $300,000 in dwelling coverage, the cost is about $1,183 or $99 per month. This amount is considered to be less than the state average of $1,380.

  • What are the different ways to save money on homeowners' insurance in Vallejo?

    There are different ways you can save money on homeowners' insurance in Vallejo. The most common ones include getting a multi-policy discount by purchasing a homeowners' and automobile insurance from the same company and earning a loyalty discount by staying with the same insurance company. You can also earn a security equipment discount by installing safety and security devices in your home.

  • Can your insurance company cancel your homeowners' insurance policy after 60 days in Vallejo?

    No, your insurance company cannot cancel your homeowners' insurance policy if it has been in effect for more than 60 days. However, if you fail to pay the premium or you commit fraud and seriously misrepresent yourself in your application, the insurer may be able to cancel the policy after the said period.

  • Can homeowners' insurance cover medical expenses for a guest injured in your home in Vallejo?

    Yes, the medical payments coverage on a homeowner's insurance can pay for necessary medical expenses. It can cover bodily injury claims involving third parties, such as your guest, but cannot provide medical payment coverage for your own injuries or the injuries of those who live in your home in Vallejo.

  • Can homeowners' insurance in Vallejo cover damage caused by termites?

    No, standard homeowners' insurance policies in Vallejo do not cover damage caused by termites. They typically cover problems that are considered to be sudden and accidental and not problems caused by poor maintenance. Damage caused by termite infestations are considered by insurance companies to be preventable with proper maintenance.

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