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Best Homeowners Insurance Agencies in Stockton, CA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Stockton homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

173Reviewed

108Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Stockton
1743 Grand Canal Boulevard, Stockton, CA 95207
Visit WebsiteLicense: 0F95119

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Raj Insurance Services is a Stockton-based insurance company that offers personal and commercial insurance plans. The firm assists individuals and families to acquire adequate protection for their homes and their belongings with a homeowners' insurance policy. Some of the common coverages it offers include property or dwelling coverage, personal liability, medical, additional expense coverage, and personal property insurance. They also offer renters and landlord protection insurance. The company has been in the insurance business since 2002.

  • Condos
  • Landlords
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Stockton
4600 North Pershing Avenue, Stockton, CA 95207
Visit WebsiteLicense: 0825967

Expertise.com Rating

Review Sources

Google
4.7 (46)
Facebook
5.0 (23)
Yelp
5.0 (2)

Why choose this provider?

Bridge Bay Insurance is a family-owned company based in Stockton that has been offering homeowners and renters insurance since 1997. The company also offers insurance for boats, recreational vehicles, and motorcycles. Bridge Bay Insurance works with 30 different auto insurance firms so they are able to offer coverage to high-risk drivers who have tickets, DUI convictions, or lapsed coverage, the elderly, and those who just got their licenses. They can also file for SR-22 at the DMV for clients who need this service.

  • Renter's Insurance
  • Homeowners

Best Homeowners Insurance Agencies Serving Stockton
2522 Grand Canal Boulevard, Stockton, CA 95207
Visit WebsiteLicense: 0278988

Expertise.com Rating

Review Sources

Google
4.3 (6)
Facebook
5.0 (5)
Yelp
3.7 (3)

Why choose this provider?

Bertilacchi Insurance Agency has been serving the Stockton community for over 50 years. The business specializes in providing home and auto insurance coverage designed to protect clients and their assets. Its home insurance covers condos, townhouses, mobile homes, and single-family residences, providing liability protection against damages. The company also provides options for life, health, and business insurance. Bertilacchi Insurance Agency represents various carriers, including Kaiser Permanente, Mercury, Anthem, and Travelers.

  • Renter's Insurance
  • Homeowners

Best Homeowners Insurance Agencies Serving Stockton
4609 Quail Lakes Dr Ste 1, Stockton, CA 95207

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
3.5 (8)
Yelp
4.5 (6)

Why choose this provider?

Truex Insurance provides coverage for home and business owners throughout the Stockton, California, metro area. Its owners have decades of combined experience in the insurance industry. The agency provides full homeowners insurance coverage for homes of all sizes and price ranges, customizing plans to fit the needs of its clients. It also provides protection for rental and vacation properties, personal umbrella insurance to fill in any coverage gaps, and flood insurance for both homes and businesses.

  • Homeowners
  • Flood
  • Landlords

Best Homeowners Insurance Agencies Serving Stockton
3008 E Hammer Ln # 109, Stockton, CA 95212
Visit WebsiteLicense: 0F41711

Expertise.com Rating

Review Sources

Google
4.4 (39)
Yelp
3.7 (13)

Why choose this provider?

Quality General Insurance Services is a full-service brokerage that serves clients in the Stockton area. The business specializes in providing homeowners' insurance coverage that helps individuals protect their personal assets. Its professionals aim to tailor a policy to fit the client's individual needs. They guide individuals throughout the purchasing process, from choosing the coverage and company to addressing their concerns in case of a loss. The business also offers options for auto, motorcycle, and commercial insurance coverage.

  • Homeowners

Best Homeowners Insurance Agencies Serving Stockton
400 del Antico Ave # 1308, Oakley, CA 94561

Expertise.com Rating

Review Sources

Yelp
5.0 (10)

Why choose this provider?

Michael C Adams Insurance Agency is an independent insurance company located in the Stockton, California, metro area. Brokers work with dozens of carriers to calculate each client's risks and finds the right policy to meet their protection needs at a competitive rate. The agency specializes in getting coverage for high-risk homeowners with previous claims, previously canceled policies, hard-to-place homes, and Air BnB locations. Other types of insurance include aviation, trucking, flood and earthquake, personal auto, and professional liability.

  • Earthquake
  • Personal Property Insurance
  • Homeowners

Best Homeowners Insurance Agencies Serving Stockton
245 E Kettleman Ln, Lodi, CA 95240

Expertise.com Rating

Review Sources

Google
4.9 (28)

Why choose this provider?

Eugene C. Yates Insurance Agency is a company based in Lodi, California, with two other offices across the state. Founded in 1946, the agency has been offering clients in the region advice on the best home insurance policies for their needs. It works with a range of reputable insurance providers across the state, including Progressive Insurance Sacramento and Foremost Insurance Group, to help clients find competitive rates and comprehensive coverage. Eugene C. Yates Insurance Agency also provides auto and renters insurance.

  • Flood
  • Homeowners
  • Earthquake

Best Homeowners Insurance Agencies Serving Stockton
2155 W March Lane, Stockton, CA 95207
Visit WebsiteLicense: 0447034

Expertise.com Rating

Review Sources

Google
4.7 (28)

Why choose this provider?

Don Widmer has been an insurance agent with State Farm since 1973. He offers customizable insurance plans for homeowners in the Stockton metro, giving advice on getting additional insurance coverages for flood damages, underground water, earthquakes, and mudslides that are not part of regular insurance plans. In addition to homes, Don also provides insurance products to safeguard clients' businesses, life, health, and automobiles. Don is able to accommodate both English and Spanish-speaking clients.

  • Homeowners

Best Homeowners Insurance Agencies Serving Stockton
2225 Plaza Pkw # Ste# C-17, Modesto, CA 95350

Expertise.com Rating

Review Sources

Facebook
4.9 (186)

Why choose this provider?

Central Auto Insurance Agency Inc. operates within the Stockton, California, metro area, assisting clients with homeowners insurance policies. It structures policies that protect homes, condominiums, personal property, and owners from liability involving third parties. Additional coverage options are available for weather and fire damages and utility-related accidents, as well as vandalism. This agency also sells renters insurance policies, which provide coverage for the belongings of clients who are lessees. Central Auto Insurance Agency Inc. additionally provides auto insurance services.

  • Condos
  • Fire
  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Stockton
7337 Pacific Avenue, Stockton, CA 95207

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
4.6 (5)
Yelp
3.7 (3)

Why choose this provider?

Mark Twain Insurance Services sells homeowners insurance policies and offers a variety of options to clients that want to insure their homes and everything inside of them as well as on their land. It provides homeowners liability insurance to protect people from having to pay for medical expenses or lawsuits if guests are injured. Mark Twain Insurance Services also sells auto insurance policies and allows clients to bundle auto and homeowners insurance coverage.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Stockton
1036 W. Robinhood Dr, Suite 103, Stockton, CA 95207
Visit WebsiteLicense: 0F17976

Expertise.com Rating

Review Sources

Google
4.9 (86)
Facebook
5.0 (23)
Yelp
5.0 (6)

Why choose this provider?

Chateau Turner is a State Farm insurance agent serving clients in Stockton and the surrounding areas. She offers homeowners' insurance that provides coverage for homes and personal belongings that are affected by unexpected events. Chateau also provides insurance products for automobiles, renters, and businesses. The staff at her agency has more than 30 years of combined experience, and they speak Spanish and Tagalog to accommodate Hispanic American and Filipino American clients. Chateau has been a State Farm agent since 2006.

  • Homeowners

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Raj Insurance Services
1743 Grand Canal Boulevard, Stockton, CA 95207
Bridge Bay Insurance
4600 North Pershing Avenue, Stockton, CA 95207
Bertilacchi Insurance Agency
2522 Grand Canal Boulevard, Stockton, CA 95207
Truex Insurance
4609 Quail Lakes Dr Ste 1, Stockton, CA 95207
Quality General Insurance Services
3008 E Hammer Ln # 109, Stockton, CA 95212
Michael C Adams Insurance Agency
400 del Antico Ave # 1308, Oakley, CA 94561
Eugene C. Yates Insurance Agency
245 E Kettleman Ln, Lodi, CA 95240
Don Widmer
2155 W March Lane, Stockton, CA 95207
Central Auto Insurance Agency, Inc.
2225 Plaza Pkw # Ste# C-17, Modesto, CA 95350
Mark Twain Insurance Services
7337 Pacific Avenue, Stockton, CA 95207
Chateau Turner
1036 W. Robinhood Dr, Suite 103, Stockton, CA 95207

Stockton, CA Homeowners Insurance Agency FAQs

  • Why should you purchase homeowners' insurance in Stockton?

    Owning a home is a significant investment. Stockton homeowners' insurance protects your property and belongings and offers liability coverage. In the event of damage or destruction to your property, it mitigates substantial losses for you and your family. If you have a mortgage on your home, it's likely that you're required to have homeowners' insurance.

  • What types of house damage would not be covered by your homeowners' insurance policy in Stockton?

    It depends on the kind of homeowners' insurance policy in Stockton that you have. Generally speaking, you won't be covered for losses resulting from floods, wars, earthquakes, intentional destruction, nuclear accidents, and normal wear and tear unless you buy additional insurance or endorsements to address those gaps in your policy.

  • What is the price of homeowners' insurance in Stockton?

    The cost of your Stockton homeowners' insurance policy depends on your choices, influenced by these key factors:

    • Coverage amount: Opting for higher deductibles can often reduce your premium, as it means you're willing to share more of the loss cost.
    • Coverage limits: You can decide to set a higher limit than the standard recommendations if it matches your specific circumstances and requirements.
    • Coverage options: Your policy cost is shaped by the particular coverages you choose, as homeowners' insurance options are frequently priced individually.
  • In Stockton, how can you lower the cost of your homeowners' insurance?

    Enhancing your home's security against break-ins and natural disasters is one of the most effective ways to lower your Stockton insurance premiums. Installing deadbolt locks and a home security system can lead to insurance savings. Additionally, keeping your home well-maintained to minimize the possibility of storm damage and other dangers is beneficial. Furthermore, you can reduce the cost of your homeowners' insurance by either increasing your deductible or maintaining a long-term relationship with your current insurer.

  • What items are covered by Stockton homeowners' insurance?

    Depending on your chosen coverage and property type in Stockton, typical inclusions of homeowners' insurance are:

    • Liability coverage: Shields against medical and legal expenses from on-property incidents.
    • Dwelling coverage: Ensures your home's rebuilding cost is covered, providing security in worst-case scenarios.
    • Living expenses coverage: Helps with living costs during repairs or rebuilding.
    • Personal property coverage: Protects items damaged with your home.
    • Other structures coverage: Safeguards extra property structures.
    • Add-on coverage options: May consist of coverage for identity fraud or water backup.

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