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2024

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Best Homeowners Insurance Agencies in Santa Ana, CA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Santa Ana homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

210Reviewed

133Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

19900 Beach Blvd Ste F1, Huntington Beach, CA 92648

Expertise.com Rating

Review Sources

Google
4.9 (83)
Facebook
5.0 (10)

Why choose this provider?

Western Republic Insurance Services in Huntington Beach, California provides home insurance solutions to clients throughout the Santa Ana area. It's an independent company that's locally-owned and operated. The company's professional insurance agents work with clients to find suitable coverage options from carriers such as Progressive, Foremost Insurance Group, and Berkshire Hathaway Guard Insurance Companies. In addition to home insurance, Western Republic Insurance Services provided life, home, and commercial insurance policies.

  • Renter's Insurance
  • Homeowners

13732 Newport Ave Ste 4, Tustin, CA 92780

Expertise.com Rating

Review Sources

Google
4.6 (9)
Yelp
5.0 (2)

Why choose this provider?

Beissel Insurance is located in Tustin, California and serves the entire Santa Ana area. It offers customized homeowners insurance policies. Customers can choose from a variety of coverage options, including personal property, medical expense, family and personal liability and dwelling, which covers the structural damage that occurs as the result of a disaster or accident. Customers can also insure the valuables inside their home by opting for scheduled personal property coverage. Beissel Insurance also offers renters and condo insurance.

  • Renter's Insurance
  • Condos
  • Earthquake

2001 E First St, Santa Ana, CA 92705
WebsiteLicense: 0F87051

Expertise.com Rating

Why choose this provider?

Monica Drevon is a State Farm insurance agent that serves the Santa Ana community. She and her office provide clients with a wide selection of insurance options, ranging from homeowners' policies to automobile coverage plans. She can also assist clients in investing in a mutual fund. In addition, clients can contact her office for assistance in making insurance claims. Drevon and her staff can speak Spanish and English. Drevon holds the Ambassador Travel Qualifier designation.

  • Homeowners

17742 Irvine Blvd Ste 203, Tustin, CA 92780

Expertise.com Rating

Why choose this provider?

Founded in 1997, Silver Creek Insurance Agency is an independent insurance agency located in Tustin, California, and serving customers in the Santa Ana, California, metro area and throughout Nevada. Silver Creek offers home insurance policies from a range of companies, and policies cover the physical structure and contents of homes in addition to other structures on a property. Other types of insurance provided by Silver Creek include auto, boat, and health insurance.

  • Fire
  • Personal Property Insurance
  • Multiple Policy Types

1700 E. Garry Ave #206, Santa Ana, CA 92705
WebsiteLicense: 0H38568

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Zibara Insurance Agency Inc. offers a variety of products to individuals, families, and businesses in Santa Ana and nearby areas. The company customizes homeowners' insurance policies with coverage for the structure, contents, personal liabilities, ground collapse, water backup, and loss of use. Its team of agents also helps customers secure insurance for their cars and businesses. Zibara Insurance Agency is an independent brokerage firm, allowing clients to compare options from multiple carriers.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

1508 N Main Street, Santa Ana, CA 92701
WebsiteLicense: 0I36159

Expertise.com Rating

Review Sources

Facebook
4.6 (14)
Google
4.9 (8)

Why choose this provider?

Auto International Insurance Agency, Inc., addresses the needs of clients in Santa Ana. Its president, Erick Pena, helps clients find the coverage that protects them, their families, and businesses. He offers a variety of products, including auto, life, health, and commercial insurance. Erick also helps individuals protect their homes through homeowners' insurance coverage. The policy covers the individual's tangible assets, whether they are a renter or an owner. Auto International Insurance Agency is partnered with various carriers, including Aegis, Kemper, Progressive, and Anchor.

  • Homeowners

10061 Talbert Ave Ste 207, Fountain Valley, CA 92708

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Founded in 1955, Solid Rock Insurance Services is a family-owned and operated, independent insurance agency located in Fountain Valley, California, and serving customers in the Santa Ana, California, metro area. Solid Rock's agents have been licensed for an average of 28.6 years. The agency offers homeowners coverage from damages, including natural disasters, such as fire, flood, earthquakes, and storm damages, injury liability, and personal property losses. Solid Rock also offers auto, renters, and business insurance.

  • Renter's Insurance
  • Condos
  • Earthquake

600 S Grand Ave Ste 101, Santa Ana, CA 92705

Expertise.com Rating

Review Sources

Google
4.9 (361)
Yelp
3.5 (6)

Why choose this provider?

Founded in 1989, the Neighborhood Insurance Agency is an independent insurance firm located in Santa Ana, California, with another office in Fullerton. Home coverage professionals work with several trusted carriers, such as Farmers, The Hartford, and Progressive, to find homeowners the right policy to fit their protection needs at competitive rates. Common insurance options cover the dwelling, other structures on the property, and personal items, such as clothing, furniture, and electronics, with set limits, and liability costs.

  • Renter's Insurance
  • Flood
  • Personal Property Insurance

14101 Yorba St Ste 202, Tustin, CA 92780

Expertise.com Rating

Why choose this provider?

Kidder-Stanley Insurance Company has been selling home insurance to the community of Santa Anna, California, for more than five decades. The company is independent, so it maintains relationships with larger insurance providers to offer its clients multiple options to better fit their unique needs. Its insurance plans provide liability coverage and cover clients' homes and belongings in the event of a burglary or natural disaster. Kidder-Stanley also sells vehicle, life, and commercial insurance.

  • Renter's Insurance
  • Condos
  • Homeowners

1665 E 4th St 106, Santa Ana, CA 92701
WebsiteLicense: 0L80193

Expertise.com Rating

Review Sources

Google
4.9 (407)
Facebook
4.9 (100)
Yelp
4.6 (28)

Why choose this provider?

Zeron Insurance is a firm that serves clients in Santa Ana. It provides life, business owners, automobile, and renters insurance products. The firm's insurance professionals can also assist clients in choosing homeowners insurance policies that are suitable to their goals and needs. Clients can conveniently request a homeowners insurance quote through the firm's official website. The company's carriers include AIG, MAPFRE Insurance, Progressive Corporation, and National General Insurance. Aside from insurance products, the company also offers auto registration and income tax services.

  • Fire
  • Homeowners

3835 W First Street, Ste D2, Santa Ana, CA 92703
WebsiteLicense: 0J05870

Expertise.com Rating

Why choose this provider?

Calle's Auto Insurance is a bilingual agency that caters to the residents of Santa Ana. It offers homeowners' insurance plans for tenants, longtime residents, and first-time homeowners. It also provides automotive insurance policies, including SR-22s and motorcycle coverage. The insurance plans it crafts are customized based on its clients' needs. In addition, the agency is able to process claims and billings to corresponding regional and national carriers. Its team of agents has over 15 years of experience and speak Spanish.

  • Homeowners

2110 S Bristol St, Santa Ana, CA 92704
WebsiteLicense: 0I42978

Expertise.com Rating

Review Sources

Google
5.0 (50)
Facebook
5.0 (16)
Yelp
4.2 (11)

Why choose this provider?

Insurance Services Via caters to clients in Santa Ana and the surrounding areas. The insurance agency offers various personal and commercial lines of insurance, including homeowners' insurance products. The coverage pays to repair or completely refurbish policyholders' homes following damage caused by fire, hail, wind, tornadoes, or falling trees. It also covers clients' personal belongings and accommodations during home reconstruction. The insurance company also designed an education system, aiming to further educate clients about their insurance.

  • Homeowners

1202 E 17th St Ste 103, Santa Ana, CA 92701
WebsiteLicense: 0K96385

Expertise.com Rating

Why choose this provider?

Mural Insurance Agency offers homeowners' insurance policies for clients in Santa Ana and nearby areas. This company represents a wide network of insurance providers to help individuals and families purchase policies that fit their current needs and goals. Its agents help clients determine which policies provide their needed coverage, such as liability coverage, limited theft protection, and loss-of-use coverage. The agency also helps with auto insurance and Covered California health insurance.

  • Homeowners

1417 S. Broadway, Santa Ana, CA 92707
WebsiteLicense: 0F33249

Expertise.com Rating

Review Sources

Google
4.8 (28)
Facebook
4.7 (16)
Yelp
4.5 (11)

Why choose this provider?

Sariah Devereaux-Barrientos is a State Farm insurance agent located in Santa Ana. She offers various risk management solutions, including homeowners' insurance, which covers damage resulting from plumbing system freezes, wind, hail, and lightning. It also protects homeowners' collectibles and jewelry and reimburses losses in cases of theft and fire. Additionally, Sariah provides car and life insurance plans. Sariah was a State Farm representative for nine years prior to opening her own agency under the company in 2013. She can also cater to Spanish-speaking clients.

  • Renter's Insurance

1011 South Bristol Street, Santa Ana, CA 92703
WebsiteLicense: 0G00811

Expertise.com Rating

Review Sources

Google
5.0 (21)
Yelp
5.0 (3)

Why choose this provider?

Gamez Insurance & Income Tax is an agency that helps clients shop for different insurance policies in Santa Ana. The team assists in deciding which home, renters', auto, or business insurance policies its clients should go for. The company also provides income tax and accounting services. Gamez Insurance & Income Tax has been in the industry for more than 20 years. It is associated with carriers like Alliance United Insurance Company, Bristol West, National General Insurance, and Safeway Insurance.

  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

1649 West Chapman Avenue, Orange, CA 92868

Expertise.com Rating

Review Sources

Yelp
4.5 (66)
Google
5.0 (6)

Why choose this provider?

From its location in Orange County and five locations in Los Angeles, Best California Insurance Services specializes in an array of personal and commercial insurance products. The independent agency has many years of experience helping homeowners find the right coverage for their needs, such as protection from the costs of liability claims, earthquakes, and flooding. Additionally, the agents can help clients fully understand their policies and support them if they need to make a claim.

  • Renter's Insurance
  • Multiple Policy Types

2913 S. Pullman Street, Santa Ana, CA 92705
WebsiteLicense: 0B89376

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
3.7 (6)
Yelp
3.7 (3)

Why choose this provider?

Tutton Insurance Services has been serving residents and entrepreneurs in Santa Ana since 1988. It offers various insurance products, including home, renters', condominium, and auto policies. Life, long-term care, health, and disability plans from several carriers, such as Aetna, John Hancock, and Safeco Insurance, are also available. The company likewise assists those looking to insure their businesses and commercial vehicles and properties. In 2019, Tutton Insurance Services became part of AssuredPartners, one of the country's largest insurance brokers.

  • Renter's Insurance
  • Condos
  • Homeowners

1111 W Town and Country Rd Ste 29, Orange, CA 92868

Expertise.com Rating

Why choose this provider?

A & E Insurance Services is an insurance agency located in Orange, California, with an additional office in Long Beach. It's an independent agency that provides coverage including home, auto, flood, motorcycle, umbrella, and boat insurance coverage. The firm's standard homeowners insurance insures the home and its contents and covers both damages to the policyholder's property as well as liability for injuries and property damage. Its experienced staff also tailors comprehensive insurance programs to clients' specific needs.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Western Republic Insurance Services
19900 Beach Blvd Ste F1, Huntington Beach, CA 92648
Beissel Insurance Service, Inc.
13732 Newport Ave Ste 4, Tustin, CA 92780
Monica Drevon
2001 E First St, Santa Ana, CA 92705
Silver Creek Insurance Agency
17742 Irvine Blvd Ste 203, Tustin, CA 92780
Zibara Insurance Agency, Inc.
1700 E. Garry Ave #206, Santa Ana, CA 92705
Auto International Insurance Agency, Inc.
1508 N Main Street, Santa Ana, CA 92701
Solid Rock Insurance Services
10061 Talbert Ave Ste 207, Fountain Valley, CA 92708
Neighborhood Insurance Agency
600 S Grand Ave Ste 101, Santa Ana, CA 92705
Kidder-Staley Insurance Company
14101 Yorba St Ste 202, Tustin, CA 92780
Zeron Insurance
1665 E 4th St 106, Santa Ana, CA 92701
Calle's Auto Insurance
3835 W First Street, Ste D2, Santa Ana, CA 92703
Insurance Services Via
2110 S Bristol St, Santa Ana, CA 92704
Mural Insurance Agency
1202 E 17th St Ste 103, Santa Ana, CA 92701
Sariah Devereaux-Barrientos
1417 S. Broadway, Santa Ana, CA 92707
Gamez Insurance & Income Tax
1011 South Bristol Street, Santa Ana, CA 92703
Best California Insurance Services
1649 West Chapman Avenue, Orange, CA 92868
Tutton Insurance Services
2913 S. Pullman Street, Santa Ana, CA 92705
A & E Insurance Services
1111 W Town and Country Rd Ste 29, Orange, CA 92868

Santa Ana, CA Homeowners Insurance Agency FAQs

  • Can your homeowners' insurance totally replace the cost of your home in Santa Ana?

    It depends. If your homeowner's insurance in Santa Ana is a replacement cost-value policy, it will cover the costs. If you have an actual cost-value policy, it will not. Generally, this type of policy costs less than a replacement cost-value policy because the payout amount is lower. The factor that determines the payment amount is the policy value or the structure's fair market value, whichever is less when there is total structure loss. In cases of partial structure loss, the amount depends on the policy limit or the cost to repair or replace the home minus the physical depreciation.

  • If you are having problems obtaining homeowners' insurance in Santa Ana, what are your options?

    Get the California Fair Access to Insurance Requirements Plan. It is crafted for homeowners with difficulties in obtaining property insurance from private insurers because their homes are considered high-risk. Homeowners in Santa Ana can contact staff from California FAIR plan at (800) 339-4099 and (213) 487-0111 for more details. The office is located at 3435 Wilshire Boulevard, Los Angeles, CA 90010.

  • Can home renovations in Santa Ana lower your homeowner's insurance premiums?

    Renovations that can lower your homeowner's insurance premiums are those that make your homes safer from risks such as fire, burglary, and storm damage. Some of these are setting up security systems, installing storm-safe shutters, and upgrading to safer electrical or heating systems. Renovations that raise your premiums increase your home's value in Santa Ana. These can include adding a home extension, building a basement, or installing a fireplace.

  • When do you need to update your homeowners' insurance policy in Santa Ana?

    You should regularly review your homeowners' insurance policy and update it if you experience major life events such as divorce, having a new baby, retiring, or an adult child moving away. If you increase your home's square footage, make some significant renovations, and bring home a new dog, you should update your policy as well. Additionally, you are advised to update your insurance policy in Santa Ana if you are starting a home business or adding or selling valuable assets such as collectibles, antiques, and art.

  • How can municipal ordinance coverage in a homeowners' insurance policy benefit Santa Ana residents?

    As the name implies, this coverage protects homeowners from the rising costs of complying with municipal ordinances after filing a claim, such as those for fire losses. It can be purchased as an add-on option to a homeowners insurance policy. For more information on Santa Ana's property codes, contact the Code Enforcement Division at (714) 667-2780. Its office is at 20 Civic Center Plaza (M-19) Ross Annex Santa Ana, CA 92701. Call ahead to schedule an appointment.

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