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2024

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Best Homeowners Insurance Agencies in Rialto, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rialto homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

39Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

241 East Baseline Road, Rialto, CA 92376

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Maria Elena Chavez Insurance Agency is a locally-owned and -operated company in Rialto. Its founder, Maria, has more than two decades of experience assisting home and business owners with their insurance needs. Its team of insurance brokers works closely with its clients to find the best plan for them. It offers homeowners' insurance that protects its clients' biggest investment from financial loss due to damages from weather or catastrophes. The agency provides earthquake insurance as well.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

8148 Sierra Avenue, Fontana, CA 92335

Expertise.com Rating

Review Sources

Google
3.7 (17)
Facebook
5.0 (1)

Why choose this provider?

Intercoast Insurance is a family-owned insurance agency that provides its services to Rialto. The company offers a wide range of insurance products, including homeowners' insurance that covers the whole property structure, personal belongings, damage caused by nature, and lawsuits against the clients. Its team of professional insurance agents is available 24/7. Intercoast Insurance has 11 locations across the state and is affiliated with 65 insurance companies. It has been in the insurance industry for more than 130 years.

  • Renter's Insurance
  • Personal Property Insurance
  • Flood

342 South Riverside Avenue, Rialto, CA 92376

Expertise.com Rating

Review Sources

Google
4.9 (33)

Why choose this provider?

ASAP Insurance Services financially safeguards homeowners and their assets from damage and loss. This Rialto homeowners' insurance agency protects the dwellings of a client along with its contents like furniture and electric appliances. Other structures in the property are also covered by insurance policies. If the client and their families are displaced when their home needs repair, insurance plans have provisions to pay for extra living expenses such as hotel bills. ASAP Insurance Services' president Gustavo Valdez has been in the insurance business for 20 years.

  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

17480 Arrow Boulevard, Fontana, CA 92335

Expertise.com Rating

Review Sources

Google
4.8 (55)
Facebook
5.0 (10)
Yelp
4.0 (4)

Why choose this provider?

Shaver Insurance Agency started in 1985 and serves clients in Rialto. The company provides homeowners' insurance to help clients pay for any damages to their property's structure. It also covers mobile homes and renters of properties. The company finds a fitting policy plan to match its clients' budget and house type. Its agents guide them on different coverage options, file a claim, and pay online. Shaver Insurance Agency works with various insurance carriers like National General and Safeco Insurance.

  • Multiple Policy Types
  • Flood
  • Renter's Insurance

202 West Holt Boulevard, Ontario, CA 91762

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
4.3 (3)
Yelp
5.0 (2)

Why choose this provider?

Singular Insurance Services, Inc., is an independent agency that offers homeowners' insurance coverages to clients in the Rialto area. Among the companies that the agency represents are Progressive Insurance, Infinity Insurance, Alliance United Insurance, and Safeway Insurance. It caters to clients who are applying for new insurance and those seeking additional coverage. It matches clients with policies that can address their insurance needs. The agency also handles auto registration and tax preparation and filing services.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Maria Elena Chavez Insurance Agency
241 East Baseline Road, Rialto, CA 92376
Intercoast Insurance
8148 Sierra Avenue, Fontana, CA 92335
ASAP Insurance Services
342 South Riverside Avenue, Rialto, CA 92376
Shaver Insurance Agency
17480 Arrow Boulevard, Fontana, CA 92335
Singular Insurance Services, Inc.
202 West Holt Boulevard, Ontario, CA 91762

Rialto, CA Homeowners Insurance Agency FAQs

  • What is a home warranty and how is it different from a home insurance in Rialto?

    A home warranty covers the costs of repairing or replacing major systems and appliances that have been damaged due to normal wear and tear. One of the advantages of having home warranties is that they keep you from going over budget if an expensive appliance breaks. Meanwhile, home insurance protects you from significant financial losses if your Rialto home burns down or is damaged in a storm. It also provides liability protection in case the household becomes implicated in a legal action.

  • What is dwelling coverage in Rialto?

    Most homeowners insurance policies in Rialto provide dwelling coverage. This policy feature helps pay for structural damage to parts of your house that are permanently affixed to it, such as the walls, roof, and flooring. Its coverage also extends to attached structures and installed fixtures, such as porch and kitchen counters.

  • How much does homeowner's insurance cost in Rialto?

    Homeowners insurance policies in Rialto cost an average of $734 per year. This is less than the annual average for the state of California, which is around $1,300. The cost of home insurance varies depending on a variety of factors, including the age, size, and location of your home. Natural disasters are also factored into the calculation.

  • Where can one report homeowners insurance fraud in Rialto?

    If you believe you have been a victim of Rialto homeowners insurance fraud, you can contact the California Department of Insurance at 916-854-5760. You can also report the suspected fraud incident by filling out the Consumer Insurance Fraud Reporting Form (https://www.insurance.ca.gov/0300-fraud/0350-fraud-claims-and-forms/upload/CDI-008-PublicFraudReportingFormReader.pdf) and sending it to the address below: California Department of Insurance Enforcement Branch Headquarters Intake Unit 2400 Del Paso Road Suite 250 Sacramento, CA 95834

  • What can Rialto residents do if they cannot find suitable homeowners insurance?

    If you are dissatisfied with the various policies presented to you by Rialto homeowners insurance agencies, you can contact the California FAIR Plan Association. It is made up of insurers who are authorized to conduct property and casualty business in the state. It offers dwelling policies to residents of the state who are unable to find one that meets their needs through a traditional insurance company or agency.

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