Expertise.com Homepage
Expertise.com Homepage

2025

Last updated:

Best Homeowners Insurance Agencies in Redondo Beach, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Redondo Beach homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

44Reviewed

28Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Redondo Beach
25550 Hawthorne Boulevard, Torrance, CA 90505

Expertise.com Rating

Review Sources

Google
5.0 (149)
Facebook
4.8 (48)
Yelp
5.0 (16)

Why choose this provider?

ISU-The Olson Duncan Agency is a large insurance company that serves a wide range of personal and commercial clients in multiple locations and industries. Since the agency started in 1945, it's been helping homeowners get the coverage they need for their properties. These typically include structural repairs after a fire or storm, liability from injured third-parties, and the replacement of personal items. Additionally, the agency can offer more coverage for liability and valuable items.

  • Flood
  • Multiple Policy Types
  • Earthquake

Best Homeowners Insurance Agencies Serving Redondo Beach
730 South Pacific Coast Highway, Redondo Beach, CA 90277

Expertise.com Rating

Review Sources

Yelp
4.5 (52)
Facebook
5.0 (26)
Google
3.6 (8)

Why choose this provider?

Located in Redondo Beach, Bichlmeier Insurance Services is a family-owned and operated agency that's been serving personal and business clients in the surrounding communities since 1961. As it's an independent agency, it can locate a choice of home insurance products for its clients that offer various levels of coverage and have different premiums. Its agents can discuss the benefits of each policy and explain them in detail so their clients know what they're paying for.

  • Personal Property Insurance
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Redondo Beach
2325 Palos Verdes Drive West, Palos Verdes Estates, CA 90274

Expertise.com Rating

Review Sources

Yelp
4.7 (18)
Google
4.7 (14)

Why choose this provider?

Elena Arellano-Meroth is a licensed State Farm insurance agent near Redondo Beach who routinely assists homeowners looking for suitable coverage for their main, second, and investment properties. The agent can tailor State Farm products to ensure each client gets the coverage levels they want for their homes. Additionally, she can discuss added coverage for expensive personal items, such as art and jewelry. Ms. Arellano-Meroth speaks English, Spanish, and Japanese fluently.

  • Multiple Policy Types
  • Personal Property Insurance
  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Redondo Beach
1200 South Pacific Coast Highway, Redondo Beach, CA 90277

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (3)

Why choose this provider?

Michael Eastman Insurance Agency is a team of independent agents providing insurance services and products throughout Redondo Beach and nearby areas. The business provides homeowners' insurance solutions to financially protect the client's apartment or home from damages caused by disasters. The company's home insurance policy can be written on an all-risk basis or named perils. Its group of professionals also offers mortgage protection, individual disability, commercial property, and final expense insurance options.

  • Multiple Policy Types
  • Condos
  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Redondo Beach
1444 Aviation Boulevard, Redondo Beach, CA 90278

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Bookhammer Ins. provides a line of insurance products for Redondo Beach residents, including homeowners' insurance. The company assists clients in obtaining protection for their homes and personal property. Its team also offers insurance policies that cover rental property. Its agents review home insurance plans from multiple carriers, including Safeco, Mercury General Corporation, Travelers, and Foremost Insurance Group. Bookhammer is a family-owned business that was founded in 1945. Barbara Bookhammer, the company's president, has over 35 years of industry experience.

  • Multiple Carriers
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Redondo Beach
22330 Hawthorne Boulevard, Torrance, CA 90505

Expertise.com Rating

Review Sources

Google
4.9 (224)
Yelp
4.3 (45)
Facebook
4.3 (9)

Why choose this provider?

The Peninsula General Insurance Agency has been serving personal and commercial clients in the Redondo Beach area and across California for more than 32 years. It's an independent agency with access to multiple home insurance products, allowing its agents to offer a choice to clients looking for coverage in case of a disaster, such as an earthquake or fire. The agents can talk clients through the coverage limitations of each policy and discuss optional additions.

  • Flood
  • Earthquake
  • Fire

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
ISU-The Olson Duncan Agency
25550 Hawthorne Boulevard, Torrance, CA 90505
Bichlmeier Insurance Services
730 South Pacific Coast Highway, Redondo Beach, CA 90277
Elena Arellano-Meroth - State Farm Insurance Agent
2325 Palos Verdes Drive West, Palos Verdes Estates, CA 90274
Michael Eastman Insurance Agency
1200 South Pacific Coast Highway, Redondo Beach, CA 90277
Bookhammer Ins.
1444 Aviation Boulevard, Redondo Beach, CA 90278
Peninsula General Insurance Agency
22330 Hawthorne Boulevard, Torrance, CA 90505

Redondo Beach, CA Homeowners Insurance Agency FAQs

  • What situations are not covered by Redondo Beach homeowners' insurance?

    The following situations do not usually qualify for homeowners' insurance coverage in Redondo Beach:

    • Flood
    • Earthquakes or shifts in the earth's surface
    • Invasive pests such as termites, insects, rats, or mice
    • Deterioration caused by leaking or seeping water
    • Losses to a house that has been unoccupied for 60 days or longer
    • War and/or insurrection
    • Tidal wave
    • Mold or mildew
    • Normal wear and tear or maintenance
    • Negligence
    • Nuclear threats
  • Are wildfires covered by homeowners' insurance in Redondo Beach?

    Yes. The majority of typical homeowner insurance packages include coverage for fire damage, even those caused by the regrettably frequent wildfires in California. Also, check your policy to see if it covers loss-of-use. If your home in Redondo Beach is destroyed by a wildfire, you will need to find temporary housing while your house is being rebuilt. This kind of insurance pays for meals, lodging, and other costs incurred when a wildfire prevents you from living in your home.

  • What can a Redondo Beach resident do when having trouble finding homeowners' insurance due to the escalating threat of wildfires in California?

    The California Fair Access to Insurance Requirements Plan, which offers basic fire insurance coverage for properties in high-risk regions when conventional insurance companies won't, is an option provided to Redondo Beach homeowners. California has over 1.2 million homes at risk for severe wildfires, which is the highest number compared to any other state, according to data from the Insurance Information Institute. This might explain why an increasing number of insurance companies have temporarily ceased selling homeowners' insurance coverage.

  • Does Redondo Beach homeowners' insurance coverage include dog bites?

    In Redondo Beach and the rest of California, homeowners' insurance may cover dog bites, but it is not always guaranteed. Certain plans offer optional dog bite coverage, so verifying your policy is crucial. Additionally, some insurance providers may exclude coverage for specific breeds of dogs. These include pit bulls, rottweilers, German shepherds, great danes, mastiffs, and Siberian huskies.

  • Are swimming pools covered by homeowners' insurance in Redondo Beach?

    Generally speaking, yes. You can find the coverage information in the "other structures" section of your homeowners' insurance policy. This portion also includes information about detached structures, such as driveways, fences, and detached garages. However, if the damage is caused by factors other than a covered peril, such as storms or fires, your policy will not provide coverage for the damage. Home insurance typically does not include damages resulting from wear and tear or lack of proper maintenance.

Related Articles

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2025

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....