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Best Homeowners Insurance Agencies in Redding, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Redding Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

3075 Churn Creek Rd, Redding, CA 96002 Rating

Review Sources

4.8 (65)
4.0 (4)
5.0 (1)

Why choose this provider?

Wayne Miller is a Farmers Insurance agent based in Redding who has been helping people with their insurance needs for more than 23 years. Miller offers home insurance to his clients to help them protect their dwelling, belongings, and finances. He determines the best insurance coverage that will suit his clients' needs and educates them about insurance and their coverage options. In addition to home insurance, Miller also offers auto, business, life, and renters' insurance.

  • Personal Property Insurance
  • Multiple Policy Types

2947 Victor Avenue, Redding, CA 96002 Rating

Review Sources

4.5 (10)
5.0 (2)

Why choose this provider?

From their offices in Redding and Corning, the agents at Berry Curtis Insurance provide a range of services to individuals and businesses in the surrounding communities. Its independent agents can access the home insurance policies of more than 80 insurers, enabling them to offer clients a choice of products that suit their coverage needs and meet their budgets. Berry Curtis Insurance is also an AARP authorized agency that specializes in offering AARP products to older clients.

  • Earthquake
  • Renter's Insurance
  • Fire

2825 Bechelli Lane, Redding, CA 96002 Rating

Why choose this provider?

Craig Winton has been a State Farm insurance agent in Redding since 2008. He has plenty of experience helping homeowners find policies that provide the coverage they need for their main, second, and investment properties at a price within their means. Additionally, he works with clients moving into the area who may need additional guidance. Mr. Winton is also a specialist in life, health, and auto insurance, and frequently works with business clients.

  • Multiple Policy Types

857 Mistletoe Ln, Redding, CA 96049 Rating

Review Sources

5.0 (13)
4.2 (5)

Why choose this provider?

Siskiyou Insurance Services, Inc. is a Redding-based, full-service insurance agency that was established in 1993. Its homeowners' insurance policy allows its clients to protect their homes and personal belongings from unexpected events. The agency works closely with insurance companies to provide the most suitable homeowners' coverage for its clients. The homeowners' insurance policy also covers the living expenses of its clients in case they need to temporarily vacate their homes while the reconstruction is going on.

  • Personal Property Insurance
  • Multiple Policy Types

2920 Bechelli Lane, Redding, CA 96002 Rating

Review Sources

4.4 (12)
5.0 (2)
5.0 (1)

Why choose this provider?

Established in 1935, George Petersen Insurance Agency is one of the oldest independent insurance agencies in the Redding area. One of its products is personal insurance, which includes various coverages, like homeowners insurance. The agency's team of in-house agents is experienced in handling its clients' basic coverage changes and assessing their developing insurance needs. George Petersen Insurance Agency represents a wide range of insurance providers and has been recognized as North Bay Biz Magazine's Best Insurance Brokerage since 2006.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Wayne Miller - Farmers Insurance Agent
3075 Churn Creek Rd, Redding, CA 96002
Berry Curtis Insurance
2947 Victor Avenue, Redding, CA 96002
Craig Winton - State Farm Insurance Agent
2825 Bechelli Lane, Redding, CA 96002
Siskiyou Insurance Services, Inc.
857 Mistletoe Ln, Redding, CA 96049
George Petersen Insurance Agency
2920 Bechelli Lane, Redding, CA 96002


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How is homeowners' insurance calculated in Redding?

    When determining how much to charge you for homeowners' insurance in Redding, insurance companies consider various details, including your home's location and claim history. In addition, if you file multiple claims in a given coverage period, your premiums will go up, and your policy could be canceled.

  • How can a homeowners' liability protect you if someone gets injured on your property in Redding?

    Your home insurance policy's liability protection can help you against different situations, including liability defense costs, medical bills for injuries to others, and claims for property damage and harm to others, should someone get hurt on your property in Redding. This policy will help you protect your finances and hard-earned possessions by preparing you for potential accidents.

  • Can your homeowners' insurance company in Redding deny your claim?

    Yes, it is possible for an insurance company in Redding to deny your homeowners' insurance claim if your policy does not cover the losses that you suffered. Damage from natural disasters like earthquakes or floods may be among these losses. To prevent claims from being denied, you must ensure that such losses are covered by your policy.

  • Is fire damage covered by your homeowners' insurance policy in Redding?

    Yes, fire damage is covered by your homeowners' insurance policy in Redding. This plan also protects your property from other events like theft and vandalism. In addition, it provides coverage for your personal belongings and detached structures, such as carports, gazebos, fences, and detached garages.

  • Do mortgage lenders in Redding require you to buy homeowners' insurance before you can apply for a mortgage loan?

    In Redding, most mortgage lenders demand homeowners' insurance before approving loan applications. This is because you need to obtain dwelling coverage that is at least equal to the value of your home's replacement cost. You can purchase homeowners' insurance without applying for a mortgage loan, and it's best to pick a plan that fits well with your needs.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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