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2024

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Best Homeowners Insurance Agencies in Manteca, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Manteca homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

45Reviewed

30Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1729 Tully Rd Ste 6, Modesto, CA 95350

Expertise.com Rating

Why choose this provider?

Wylie Insurance Services offers homeowners and property insurance policies to customers in Manteca and neighboring areas. The company's agents advise on specific coverage for basic plans that include costs of home damage due to certain weather disasters, fires, and vandalism, and personal liability for injuries that occur on the property. For disasters such as earthquakes and flooding, the company sells separate policies to help clients prevent insurance gaps. Home types covered by the agency's standard plans include single-family, manufactured homes, and RVs.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

300 Banner Court, Modesto, CA 95356

Expertise.com Rating

Why choose this provider?

Micheletti Alternative Insurance Solutions is a professional insurance agency based in Manteca that handles homeowners policies. The company offers plans and policies for single-family home owners, apartment buildings and condos, townhomes, and mobile homes. Its homeowners policies typically provide coverage for property loss, personal liability, damage and re-building due to fires or severe weather, and damage to outlying areas. The business provides no-obligation quotes through its online quote calculator, and its additional insurance products include motorcycle, auto, and boat insurance.

  • Multiple Carriers
  • Multiple Policy Types

1408 West Main Street, Ripon, CA 95366

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Del Morris Insurance Agency is a local independent insurance agency in Manteca that has been providing a wide array of personal insurance products since 2003. With access to top regional and national insurance carriers, its agents are able to provide comprehensive solutions to protect the clients' homes, personal possessions, and automobiles. They offer different types of home insurance protection, including mobile home and motor home insurance. The agency uses advanced software to determine the right insurance coverage for the clients.

  • Renter's Insurance
  • Homeowners

190 Commerce Avenue, Manteca, CA 95336
WebsiteLicense: 0175868

Expertise.com Rating

Review Sources

Google
4.3 (334)

Why choose this provider?

AAA Manteca Branch offers a wide range of insurance coverage and services. A variety of homeowners' insurance coverage options is available to help clients maximize the protection for their house, apartment, or condo. Standard coverage includes dwelling and other structures, personal property, personal liability, and loss of use. Agents can also assist clients who want coverage add-ons to protect their homes from the damage caused by earthquakes and floods. This agency also offers home and auto bundle insurance.

  • Multiple Policy Types

825 East Yosemite Avenue, Manteca, CA 95336

Expertise.com Rating

Review Sources

Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

ADI Insurance & Financial Services is an insurance agency in Manteca that assists customers with finding and purchasing homeowners policies. The company offers instant quotes via an online calculator, and its standard homeowners insurance plans can include storm and wind damage, sinkholes, sewer and septic backups, personal liability for injuries that occur on homeowner properties, and personal property replacement costs. Additionally, ADI Insurance & Financial Services offers separate plans for earthquakes and flood damage.

  • Multiple Policy Types

1463 Moffat Boulevard, Manteca, CA 95336

Expertise.com Rating

Why choose this provider?

Manteca Insurance & Financial Services is a team of agents that offer a number of products, including home insurance. Depending on clients' needs, the risk management specialists furnish plans that may cover damages resulting from fire, theft, vandalism, and natural calamities like storms. They have access to insurance policies from multiple providers such as Nationwide, Progressive, Foremost Insurance Group, and Travelers. Manteca Insurance & Financial Services has been protecting clients since 1941. It is also licensed to operate in Indiana.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

1746 Grand Canal Boulevard, Stockton, CA 95207

Expertise.com Rating

Review Sources

Facebook
5.0 (17)

Why choose this provider?

Angel Sepulveda - State Farm Insurance Agent is a licensed homeowners insurance provider serving customers in Manteca and neighboring cities. In business since 2009, Ms. Sepulveda and her team assist clients with obtaining homeowners polices that provide coverage in the event of unforeseen circumstances such as fires, vandalism, and injuries that take place on the property of the policy holder. Separate policies are provided for earthquake and flood damage, and the company's additional insurance products include auto, life, and health insurance policies.

  • Renter's Insurance
  • Multiple Policy Types

7337 Pacific Avenue, Stockton, CA 95207

Expertise.com Rating

Why choose this provider?

Mark Twain Insurance Services is an insurance agency based in the Manteca metro area that provides homeowners policies. The company's agents work one-on-one with all customers, and all policies are personalized to meet specific needs and budgets. Homeowners insurance plan offerings include property insurance, homeowners liability, condo insurance, and mobile home insurance, and the business offers separate plans for landlords and renters. Mark Twain Insurance Services is fully licensed, and its agents also assist clients with auto and life insurance plans.

  • Renter's Insurance
  • Flood
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Wylie Insurance Services
1729 Tully Rd Ste 6, Modesto, CA 95350
Micheletti Alternative Insurance Solutions
300 Banner Court, Modesto, CA 95356
Del Morris Insurance Agency
1408 West Main Street, Ripon, CA 95366
AAA Manteca Branch
190 Commerce Avenue, Manteca, CA 95336
ADI Insurance & Financial Services
825 East Yosemite Avenue, Manteca, CA 95336
Manteca Insurance & Financial Services
1463 Moffat Boulevard, Manteca, CA 95336
Angel Sepulveda - State Farm Insurance Agent
1746 Grand Canal Boulevard, Stockton, CA 95207
Mark Twain Insurance Services
7337 Pacific Avenue, Stockton, CA 95207

Manteca, CA Homeowners Insurance Agency FAQs

  • Can your premium increase after submitting a homeowners' insurance claim in Manteca?

    Yes. Your premium can increase after submitting a homeowners' insurance claim since this action can lead to rate hikes within a 20%-40% range. Manteca-based individuals can avoid increasing premium costs by talking to insurance agents about their potential home claims. This way, they can minimize their compensation requests and prevent rate hikes. They can also purchase home warranty plans that cover repairs for faulty electrical systems, damaged appliances, and other structural defects.

  • Can a standard homeowners' insurance policy also protect home-based businesses in Manteca?

    No, a standard homeowners' insurance policy cannot protect home-based businesses from damages or losses. Manteca residents should purchase a commercial or business insurance plan in addition to their homeowners' policy. They can choose from different business insurance plans that meet their coverage specifications, whether they need a general or professional liability policy.

  • Why do Manteca policyholders choose to bundle their auto and homeowners' insurance?

    Manteca-based individuals bundle their auto and homeowners' insurance to lower their premium costs. Most carriers allow clients to combine two insurance products and get discounts, enabling policyholders to save up to 16.1% on premium payments. Insurance bundles can also be advantageous since policyholders are only required to pay one deductible.

  • Where can homeowners purchase additional earthquake coverage in Manteca?

    In Manteca, homeowners who need additional earthquake coverage should contact their insurance company to purchase affordable policies from the California Earthquake Authority. Some carriers within the state provide this type of earthquake policy, from Liberty Mutual Insurance to Commerce West. Those who want to view the non-profit organization's insurance providers can access https://www.earthquakeauthority.com/California-Earthquake-Insurance-Policies/Participating-Residential-Insurers-Earthquake.

  • How long does it take for Manteca residents to collect settlement payments for their homeowners' insurance claims?

    Manteca-based individuals with homeowners' insurance claims should be able to collect their settlement payments within 30 days since their claims were accepted. Those with denied insurance requests, on the other hand, should submit an appeal to their homeowners' insurance company. They must also provide supporting evidence, like maintenance receipts and written statements from public insurance adjusters or independent contractors.

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