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2024

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Best Homeowners Insurance Agencies in Lynwood, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lynwood Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

45Reviewed

29Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

11123 Long Beach Boulevard, Lynwood, CA 90262
WebsiteLicense: 0I53608

Expertise.com Rating

Review Sources

Google
4.5 (13)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

LoDel Insurance Services is an insurance agency servicing the Lynwood community. It offers a variety of homeowners' insurance coverage options that protect the property and the people who live inside it. Homeowners can also be protected from financial losses caused by disasters, theft, accidents, and unexpected circumstances such as vandalism and water damage. The policies typically include four different coverages: structural, personal belongings, liability protection, and additional living expenses. Services are available in English and Spanish.

  • Renter's Insurance

11933 Long Beach Boulevard, Lynwood, CA 90262

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
4.5 (11)

Why choose this provider?

Delores Stubbs- State Farm Insurance Agent provides homeowners insurance policies to customers in Lynwood. Ms. Stubbs opened her insurance business in 2011, and she advises current and potential clients on available policies and areas of coverage that can include fire damage, repairs following break-ins or vandalism, and personal liability. Ms. Stubbs also assists renters with obtaining rental insurance and personal property policies. Additional insurance products offered include life insurance and business policies.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

4000 Tweedy Blvd, South Gate, CA 90280

Expertise.com Rating

Review Sources

Google
3.9 (7)

Why choose this provider?

GIFS Inc. is an independent insurance agency that has been providing home insurance products in Lynwood, Compton, and throughout Los Angeles since 1989. It represents different insurance companies that offer a variety of home insurance types and coverages. Agents can assist policy buyers in choosing a homeowners' insurance policy that covers the cost of rebuilding a home and repurchasing its contents in case of loss. Additionally, the company's team can offer mobile home insurance.

  • Personal Property Insurance
  • Renter's Insurance
  • Multiple Carriers

10930 Long Beach Boulevard, Lynwood, CA 90262

Expertise.com Rating

Review Sources

Google
4.9 (261)
Facebook
4.8 (165)
Yelp
4.0 (30)

Why choose this provider?

Global Guard Insurance is serving the insurance industry for over 20 years. The company caters to residents in Lynwood, Long Beach, Hawthorne, Paramount, and Los Angeles. Its agents provide several homeowners' insurance options for clients to choose from. The business also assists in the whole process of selecting coverages that suits every clients' needs. Luxury homes, houses, and apartments have specific insurance protection plans under the homeowner's policy. Other insurance products offered are auto, motorcycle, SR22, life, and business.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

12735 Hawthorne Boulevard, Hawthorne, CA 90250

Expertise.com Rating

Review Sources

Google
3.8 (17)

Why choose this provider?

Academy Insurance offers a wide range of products for Lynwood residents including home insurance. Its team helps clients obtain standard home insurance policies that cover properties, detached structures, personal belongings, personal liability, and additional living expenses. Optional insurance coverages such as protection for valuable possessions like jewelry and watches are also offered by the agents. Academy Insurance reviews policies from over 100 carriers to find plans that will suit clients' unique needs. The agency was founded in 1984.

  • Renter's Insurance
  • Landlords
  • Homeowners

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
LoDel Insurance Services
11123 Long Beach Boulevard, Lynwood, CA 90262
Delores Stubbs - State Farm Insurance Agent
11933 Long Beach Boulevard, Lynwood, CA 90262
GIFS Inc.
4000 Tweedy Blvd, South Gate, CA 90280
Global Guard Insurance
10930 Long Beach Boulevard, Lynwood, CA 90262
Academy Insurance
12735 Hawthorne Boulevard, Hawthorne, CA 90250

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • When purchasing a home in Lynwood, how much time do you have to obtain homeowners insurance?

    The Lynwood home purchase process closes in approximately a month, giving you enough time to search and gather homeowners insurance quotes, select an insurer, decide how much coverage you need, pay your premium, and obtain your proof of coverage. Lenders frequently create an escrow account for you to safeguard your insurance payments and pay your insurance provider on your behalf.

  • Will your home insurance in Lynwood protect you from liability even if the event didn't occur on your property specifically?

    In Lynwood, whether or not the accident takes place on your property, the liability coverage on your home insurance policy can protect you. For instance, typical homeowner liability insurance comes in if your child pitches a baseball into your neighbor's window. The standard liability limits for homeowners insurance range from $100,000 to $500,000. If you want to safeguard assets valued more than that, a larger limit can be available and the cost of your insurance will reflect that.

  • How is your dwelling coverage amount determined by your Lynwood homeowners insurance provider?

    To offer you an accurate insurance estimate, a homeowners insurance provider in Lynwood will interview you extensively about your home, which may cover points such as your home's square footage, flooring, number of bathrooms, kind of roof, and construction date. The provider's objective is to calculate the cost of completely rebuilding your house in the event of a catastrophic loss.

  • When is rat damage in Lynwood covered by home insurance?

    If the rat wasn't residing in your home, or if the pest caused a disaster that is covered by your insurance policy, your homeowners insurance in Lynwood might cover rodent damage. One sample instance scenario is if a mouse gnaws through an outdoor pipe and causes water damage. Another instance is a rodent chewing through cables on your property and starting a house fire. In this case, your insurance might pay out because the fire, not the rat, damaged your house.

  • Does installing biometric locks on your property in Lynwood result in a reduction in your homeowners insurance premium?

    If you don't use the lock as a key component of a more comprehensive security system, the majority of Lynwood home insurance providers won't give you a price reduction on your homeowners policy. In general, insurers view smart locks as a convenience rather than as a sufficient means of enhancing security.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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