Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Hesperia, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hesperia homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60Reviewed

39Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14312 Main Street, Hesperia, CA 92345

Expertise.com Rating

Review Sources

Google
4.9 (19)

Why choose this provider?

R & R Property & Casualty Insurance Agency is based in Hesperia and offers support to clients seeking to identify insurance policies suitable for their unique needs. The agency helps homeowners determine the conditions and limitations of various policies to ensure financial protection for property damages or loss. Other offerings under R & R Insurance's portfolio include renters, auto, and commercial insurance. The firm was founded in 1968 and has been servicing the Hesperia area for more than 20 years.

  • Renter's Insurance
  • Multiple Policy Types

Amargosa Road, Victorville, CA 92392

Expertise.com Rating

Review Sources

Google
4.8 (28)

Why choose this provider?

D Wagner Insurance Agency offers customized homeowners' insurance plans to protect residents in Hesperia from unpredictable damage to their properties and belongings. The coverage can be designed to include liability, medical expenses, structural repairs, and legal claims. Its team of professionals strives to find the right coverage to fit each client's lifestyle and personal situation. The company also offers other products and services for individuals, employees, and businesses, including auto, life, disability, group health, and commercial property.

  • Homeowners

16956 Bear Valley Road, Victorville, CA 92395

Expertise.com Rating

Review Sources

Google
4.8 (40)
Facebook
5.0 (7)
Yelp
3.5 (7)

Why choose this provider?

Matthew Hawkins is a State Farm insurance agent providing insurance coverage for homeowners and property renters in Hesperia and the surrounding areas. Hawkins and his team of agents help clients protect not only their home but the valuable possessions inside the structure as well. They also offer auto insurance, health insurance, life insurance, and pet insurance. They provide fire insurance and coverage relocations for businesses and offer annuities and mutual funds through State Farm VP Management Corp.

  • Multiple Policy Types

15550 Main Street, Hesperia, CA 92345

Expertise.com Rating

Review Sources

Google
4.3 (31)
Yelp
4.0 (10)

Why choose this provider?

Amy Martinez - State Farm Insurance Agent has been servicing home and business owners in Hesperia since 2005. This company has a small staff whose mission is to help clients manage daily risks and recover from unforeseen and unfortunate events. Its homeowners' insurance includes house repairs and replacements, as well as valuables coverage. Its office is open Mondays to Fridays and its customer service is available 24-hours. It also offers auto, property, business, life, health, and pet insurance.

  • Personal Property Insurance
  • Multiple Policy Types

15040 Seventh Street, Victorville, CA 92395
WebsiteLicense: 0D23885

Expertise.com Rating

Review Sources

Google
4.0 (47)
Yelp
5.0 (1)

Why choose this provider?

Clear Insurance Services offers homeowners' insurance to residents in Hesperia. It helps individuals to locate the coverage that fits their requirements. In addition, the agency specializes in auto insurance and accepts DUI, no license, and suspended license. Clear Insurance Services delivers a wide range of products and services, including business income and interruption, commercial property and contents, and contractors' equipment. It strives to provide service that is convenient and accessible by allowing its clients to make online coverage revisions.

  • Homeowners

16000 Apple Valley Rd Suite C2, Apple Valley, CA 92307
WebsiteLicense: 0C36890

Expertise.com Rating

Review Sources

Google
4.8 (85)
Facebook
5.0 (42)
Yelp
4.5 (13)

Why choose this provider?

Massey Insurance Services provides home insurance to residents in Hesperia. It offers basic home insurance and supplemental home insurance to its clients. The basic home insurance will include the structural needs of the house, personal possession replacement, replacement costs, and personal liability. The supplemental home insurance will cover floaters insurance, earthquake and flood insurance policies, and umbrella policies for additional liabilities. Massey Insurance was created when Carole Massey took over a failing commercial trucking insurance brokerage company.

  • Homeowners

15417 Anacapa Road, Victorville, CA 92392
WebsiteLicense: 0B63352

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Northstar Pacific Insurance is an independent insurance agency that serves residents from Hesperia and the surrounding areas. It helps clients find the right homeowners' insurance coverage for them. As it is committed to building long-term relationships with its clients, it also helps with the filing and processing of insurance claims. Other areas Northstar Pacific Insurance handles are automobile and business insurance. The agency is a recipient of the Excellence Gold Award from the Mercury Insurance Group.

  • Renter's Insurance
  • Homeowners

9594 I Avenue, Hesperia, CA 92345

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Serving clients in Hesperia and its surrounding areas is Kathleen Hopkins, an insurance agent with Farmers Insurance. She has over 42 years of industry experience, having started her career with Farmers Insurance Group in 1977. After becoming an agent for the carrier in 1990, she began helping clients find homeowners' insurance policies that suit their needs. Aside from home insurance policies, Hopkins also assists customers in availing renters, auto, business, and life insurance policies that offer the coverage they need.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
R & R Property & Casualty Insurance Agency
14312 Main Street, Hesperia, CA 92345
D Wagner Insurance Agency
Amargosa Road, Victorville, CA 92392
Matthew Hawkins - State Farm Insurance Agent
16956 Bear Valley Road, Victorville, CA 92395
amymartinezinsurance.com
15550 Main Street, Hesperia, CA 92345
Clear Insurance Services
15040 Seventh Street, Victorville, CA 92395
Massey Insurance Services
16000 Apple Valley Rd Suite C2, Apple Valley, CA 92307
Northstar Pacific Insurance
15417 Anacapa Road, Victorville, CA 92392
Kathleen Hopkins - Farmers Insurance Agent
9594 I Avenue, Hesperia, CA 92345

Hesperia, CA Homeowners Insurance Agency FAQs

  • What the the three main kinds of homeowners' insurance coverage in Hesperia?

    In Hesperia, the three basic kinds of homeowners' insurance coverage are dwelling, liability, and personal property coverage. The first covers damage to a house caused by covered contingencies, like natural disasters and vandalism. Liability assurance is for torts cases filed against the owner. Personal property plans focus on the loss or damage to belongings in a home.

  • What are the common optional homeowners' coverages offered by insurance companies in Hesperia?

    In Hesperia, the common kinds of optional homeowners' coverage include coverage against identity theft and cyberattacks, water damage due to backed-up plumbing and sump pumps, home-sharing business losses, and emergency mortgages for times when a home that is covered by a loan cannot be inhabited due to sudden contingencies.

  • How much will homeowners' insurance in Hesperia typically cost?

    In Hesperia, the usual cost of homeowners' insurance ranges from $42 to $56 per month. This translates to annual expenses ranging from $504 to $681. It is advised to acquire multiple quotes and to choose which ones cover the client's needs and cost considerations because savings can reach $237 when comparing quotes.

  • What factors reduce the cost of homeowners' insurance in Hesperia?

    The factors that reduce the cost of homeowners' insurance in Hesperia typically are those that lower the risk of anything bad happening to the house, like how being located in a gated community lowers the risk of being robbed. Being renovated recently is also a cost-reduction factor because it reduces the odds of anything in the home breaking down.

  • Will a homeowners' insurance agent in Hesperia offer only home-related products?

    No, typically, a homeowners' insurance agent in Hesperia will offer more than home-related products. When making a quote, coverage will extend to related properties such as motorcycles, boats, cars, and all-terrain vehicles. The personalized solutions will integrate assurance for business assets and the life of the insured.

Related Articles

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....