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Best Homeowners Insurance Agencies in Fontana, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fontana Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



6Top Picks

Learn about our selection process.


featured provider = Featured Provider

11552 Cedar Avenue, Bloomington, CA 92316 Rating

Review Sources

4.5 (29)

Why choose this provider?

Delgados Insurance is an independent insurance agency founded in 1998 to serve personal and business clients in the Fontana metro area. Its agents can access a wide choice of home insurance policies for homeowners who need coverage against natural and unforeseen disasters, such as wildfires and burst pipes. They can also tailor policies to protect the home's contents from damage and theft. Delgados Insurance's additional services include finding a choice of auto insurance policies and providing DMV services.

  • Multiple Policy Types

17250 Foothill Blvd ste D, Fontana, CA 92335 Rating

Review Sources

5.0 (15)
4.5 (6)

Why choose this provider?

Serving Fontana residents, Southland Auto Insurance Services Inc. assists clients who are looking for insurance coverage options. Its agents offer a wide range of insurance products including homeowners' insurance. A home insurance policy financially protects properties from natural disasters. It also covers liability for any personal injuries that took place within a homeowners' property. Apart from home insurance, the agents also provide renters' insurance. Southland Auto Insurance Services Inc. has been in operation for over 20 years.

  • Renter's Insurance
  • Personal Property Insurance
  • Earthquake

16385 Merrill Avenue, Fontana, CA 92335 Rating

Review Sources

4.6 (60)
4.0 (4)

Why choose this provider?

Red Line Insurance Services has been providing homeowners in Fontana with comprehensive insurance solutions for more than 10 years. The company's licensed agents assist clients to obtain home insurance coverage against fire, water, and burglary damages. The firm's home insurance policy also covers loss of personal belongings, living expenses, and liabilities in case of emergencies. Other offerings include auto, life, and tax-deductible insurances, as well as income tax services. The company also serves clients throughout California.

  • Multiple Carriers

8814 Sierra Avenue, Fontana, CA 92335 Rating

Review Sources

3.2 (9)
4.0 (8)

Why choose this provider?

El Monte Insurance Agency provides insurance protection for homes in the Fontana area. For more than 33 years, the company's homeowners' insurance has been covering damages caused by floods, fires, and other disasters. The insurance also provides coverage for personal injury and liability claims. The plan can be offered to owners of various types of properties, including condos, mobile homes, and specialty homes. As an independent firm, El Monte Insurance Agency has partnered with Mercury Insurance Group, Progressive, and Safeway Insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Flood

11606 Belmonte Rd, Fontana, CA 92337 Rating

Review Sources

5.0 (6)

Why choose this provider?

With two decades of experience, Rauda Insurance Agency offers coverage for homeowners in Fontana. Its basic policy for homes covers costs for structural damage, replacements, and living expenses incurred in the events of disasters. Rauda's home insurance also covers liability costs and certain personal possessions. To aid clients in protecting their valuables and property, the agency also offers coverage aside from home insurance as supplements, including valuable articles, flood, and umbrella policies.

  • Personal Property Insurance
  • Multiple Policy Types

17122 Slover Avenue, Fontana, CA 92337 Rating

Review Sources

5.0 (27)
3.5 (10)

Why choose this provider?

Lenita Graves has been representing State Farm as a second-generation agent in providing homeowners' insurance to the Fontana community. She helps clients determine the coverage option that can address their home insurance requirements. This coverage can include liability claims and lawsuits, repair costs, and replacement costs. She provides assistance in processing insurance payments and in filing insurance claims. Graves also offers other insurance products such as auto insurance, business insurance, life insurance, and health insurance.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Delgados Insurance
11552 Cedar Avenue, Bloomington, CA 92316
Southland Auto Insurance Services Inc.
17250 Foothill Blvd ste D, Fontana, CA 92335
Redline Insurance
16385 Merrill Avenue, Fontana, CA 92335
El Monte Insurance Agency
8814 Sierra Avenue, Fontana, CA 92335
Rauda Insurance Agency
11606 Belmonte Rd, Fontana, CA 92337
17122 Slover Avenue, Fontana, CA 92337


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can a homeowners insurance policy in Fontana cover a friend who just moved in?

    Typically, a homeowners policy in Fontana is designed for those residing within the household and may not extend to unrelated individuals, but if a policyholder's friends have a vested interest in the property, such as financial involvement, they might have the option to be included as co-policyholders or additional insured parties.

  • Will homeowners insurance pay for the laundry expenses of policyholders in Fontana who must live in a temporary residence?

    Homeowners insurance in Fontana could include coverage for laundry expenses when policyholders have to outsource laundry due to the absence of convenient facilities in their temporary living arrangement. This coverage falls within the Additional Living Expense category, which also aids in offsetting costs for hotel stays until the insured individuals can return to their primary residence.

  • Does standard home insurance in Fontana provide coverage for fire damage?

    Most standard homeowners insurance policies in Fontana encompass coverage for fire damage, including situations like wildfires. Multiple coverage options are available to aid policyholders in handling costs related to home restoration, replacement, and personal belongings. Moreover, if an individual lives in a high-risk area within California, their insurance provider might require fire coverage as part of the policy.

  • What alternatives do individuals have if they cannot secure home insurance from insurers in Fontana?

    Individuals facing difficulty obtaining home insurance from insurance companies in n Fontana have the option to consider applying for the FAIR Plan. This program serves as a last-resort solution and is accessible to both California residents and businesses situated in urban and rural regions. To initiate the application process for the FAIR Plan, individuals can choose to work through a licensed property insurance agent or broker, or they can directly contact the FAIR Plan at 800-339-4099.

  • Does a standard homeowners insurance in Fontana cover fire damage?

    Most standard homeowners insurance policies in Fontana provide coverage for fire damage, like incidents related to wildfires. The coverage plans are structured to aid policyholders in managing the costs linked to repairing or reconstructing their homes and replacing personal belongings in the aftermath of a fire incident. Furthermore, if a person lives in a high-risk area in California, the insurance company can be required to offer fire insurance.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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