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2024

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Best Homeowners Insurance Agencies in Clovis, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Clovis Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

41Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

371 E Bullard Ave Ste 104, Fresno, CA 93710-5217

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (5)
Yelp
5.0 (4)

Why choose this provider?

Chris Souza, State Farm Insurance Agent, is managed by founder Chris Souza, who's been an agent since 2004. This agency offers homeowners insurance policies and provides assistance with every step of shopping for quotes and completing an agreement. Its agents can advise clients on the types of coverage that they need and provide them with 24/7 service if they have any questions or issues with their policies. Chris Souza, State Farm Insurance Agent, offers auto insurance and business insurance too.

  • Personal Property Insurance
  • Multiple Policy Types

1643 N Schnoor Street Suite 103, Madera, CA 93637

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

HUB International Limited serves the Clovis metro area and sells homeowners insurance policies. Its agents provide information to clients so that they can find policies that best serve their needs and cover their dwellings and possessions. This agency also serves high net worth clients and is experienced with insuring high value items including artwork, jewelry, and watercraft. Renters insurance plans are available and clients can purchase condo insurance as well. HUB International Limited also offers commercial property insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Earthquake

3134 Willow Avenue, Clovis, CA 93612

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Rio Mesa Insurance Agency is a locally-operated independent insurance agency in Clovis. The agency assists clients in finding affordable homeowners' insurance rates and plans. These insurance plans cover repair and rebuilding costs, personal belongings, special possessions, and medical expenses, among others. The agency represents a wide range of insurance companies such as Allied Insurance, American Modern Insurance Group, and Nationwide Mutual Insurance Company. In addition, Rio Mesa Insurance Agency also provides renters', condos, automobiles, landlords', businesses, and life insurance, among many others, throughout California.

  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

325 Clovis Ave Ste 114, Clovis, CA 93612

Expertise.com Rating

Review Sources

Google
4.4 (26)
Facebook
5.0 (6)

Why choose this provider?

Old Town Insurance Agency provides homeowners' insurance to residents in Clovis and nearby communities. It started as a franchise in 2012, then expanded into an independent insurance agency in 2019. It offers an insurance policy that protects the home, its contents, other personal belongings from financial hazards. Among the homeowners' insurance coverages that the agency grants are the dwelling, personal property, additional living expenses, exclusions, and floods. A homeowners' insurance also covers personal liability.

  • Multiple Policy Types

1660 Herndon Avenue, Clovis, CA 93611

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Personal Express Insurance has been providing homeowners insurance to clients in Clovis and nearby areas for more than 20 years. The agency discusses with clients to find the appropriate insurance coverage for their homes. A homeowners insurance can protect clients from financial disasters involving theft, fires, and flooding. Personal Express Insurance offers personalized insurance policies that can cover personal property, medical payments, equipment breakdown, loss of use, and personal liability.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

1600 Draper Street, Kingsburg, CA 93631

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Van Beurden Insurance Services Inc. sells homeowners insurance policies and can help clients to find the right policies for their needs. It offers advice on coverage options and sells plans that pay for any repairs or material replacements if structures are damaged by disasters, vandalized, or otherwise affected. These plans can also cover personal possessions, and Van Beurden Insurance Services Inc. offers custom policies to those who have valuable collector items. Auto insurance is available.

  • Flood
  • Multiple Policy Types
  • Multiple Carriers

7975 North Cedar Avenue, Fresno, CA 93720

Expertise.com Rating

Review Sources

Google
4.4 (14)
Yelp
4.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Bulldog Insurance Agency consults with customers and helps them to purchase homeowners insurance plans to cover the replacement costs of their properties and their possessions should they be destroyed. Its agents assist clients with selecting policies and determining how much coverage they will need. Bulldog Insurance Agency also provides policy options to condominium owners who need to insure their individual units. This agency is skilled in business insurance too and can insure commercial vehicles.

  • Condos
  • Multiple Policy Types
  • Multiple Carriers

2147 Herndon Avenue, Clovis, CA 93611

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Clovis Insurance Agency has been addressing the insurance needs of Clovis-based clients since 1936. The agency comprises insurance agents who are knowledgeable in all aspects of homeowners policies. The plan protects the clients from paying for the home damages caused by fire, lightning, hail, and storm. The agency also has insurance plans for townhouses, mobile homes, condos, and frame houses. Other product lines are commercial, life, and health insurance policies.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

1187 N North Willow Avenue, Clovis, CA 93611

Expertise.com Rating

Review Sources

Yelp
5.0 (110)
Facebook
5.0 (18)

Why choose this provider?

WHINS Insurance Agency assists clients who need homeowners insurance policies and offers a variety of plans. Standard homeowners insurance plans are available to cover properties, possessions, other structures, and any liabilities. Plans can also cover costs associated with medical care and loss of use. WHINS Insurance Agency sells specialty dwelling insurance too, which covers any liabilities associated with properties that aren't owner-occupied. WHINS Insurance Agency also has experience serving high net worth clients with particularly valuable properties and assets.

  • Fire
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Chris Souza - State Farm Insurance Agent
371 E Bullard Ave Ste 104, Fresno, CA 93710-5217
HUB International Limited
1643 N Schnoor Street Suite 103, Madera, CA 93637
Rio Mesa Insurance Agency
3134 Willow Avenue, Clovis, CA 93612
Old Town Insurance Agency
325 Clovis Ave Ste 114, Clovis, CA 93612
Personal Express Insurance
1660 Herndon Avenue, Clovis, CA 93611
Van Beurden Insurance Services, Inc.
1600 Draper Street, Kingsburg, CA 93631
Bulldog Insurance Agency
7975 North Cedar Avenue, Fresno, CA 93720
Clovis Insurance Agency
2147 Herndon Avenue, Clovis, CA 93611
WHINS Insurance Agency
1187 N North Willow Avenue, Clovis, CA 93611

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much does Clovis homeowners’ insurance cost?

    Homeowners’ insurance policies in Clovis with a coverage level of $300,000 for dwelling protection, $100,000 for liability protection, and $1,000 deductible cost an average of $1,218 per year. This is significantly lower than the national average of $2,282 for the same level of coverage. Factors that influence rates include the size and age of one’s home, location, and credit score.

  • Are homeowners’ insurance rates rising in Clovis?

    Homeowners’ insurance rates from large companies such as Travelers have been rising in Clovis and the rest of California these recent years. Meanwhile, other insurers such as Allstate and State Farm have stopped issuing new homeowners’ policies in the state. These changes are attributed to rising material costs and the growing frequency of California wildfires.

  • Do Clovis homeowners need extended dwelling coverage?

    Homeowners in Clovis may consider taking out extended dwelling coverage on their homeowners’ insurance policies, as it covers the rising costs of construction materials and labor in the event that the home has to be rebuilt. In addition, building ordinance or law coverage covers new building code requirements that must be met during home repair or rebuilding.

  • Does Clovis homeowners’ insurance cover dog bites?

    While most standard homeowners’ insurance policies in Clovis cover any legal liability that results from the homeowners’ dog biting or harming another individual, this coverage may also be limited to one bite. As such, homeowners might be solely liable for all damages in the event of a second bite.

  • Does installing a pool affect homeowners’ insurance in Clovis?

    Homeowners in Clovis who have installed a swimming pool on their property are advised to contact their insurance provider so that their homeowners’ insurance policy may be updated to cover the value of any pool equipment, furniture, and accessories. They will also need added liability protection in case someone gets hurt in or around the pool.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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