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2024

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Best Homeowners Insurance Agencies in Chino Hills, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Chino Hills Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

34Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3333 South Brea Canyon Road, Diamond Bar, CA 91765

Expertise.com Rating

Review Sources

Google
5.0 (165)
Facebook
5.0 (1)

Why choose this provider?

Patrick Lau, State Farm Insurance Agent, sells homeowners' insurance policies through State Farm. Mr. Lau and his team help clients to find policies that cover the structures of their homes and their belongings. Clients can shop for quotes and create custom policies that offer the types of coverage they need specifically. In addition to homeowners' insurance, Patrick Lau, State Farm Insurance Agent, also offers policies for renters and for belongings only. Auto and business insurance policies are available.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

14772 Pipeline Avenue, Chino Hills, CA 91709

Expertise.com Rating

Review Sources

Google
5.0 (122)
Facebook
5.0 (10)

Why choose this provider?

Tradestone Insurance Services, Inc. is an agency headquartered in Chino Hills. Its professional agents help homeowners select the policy that will prepare them for possible financial losses related to their homes. The company's homeowners' insurance plans cover damages such as theft, fires, or liability claims filed by those injured on the property. It also offers additional insurance products for floods and earthquakes that can have significant effects on a home. Established in 2006, Tradestone Insurance Services, Inc. also offers contractor and business insurance.

  • Multiple Policy Types

1155 South Diamond Bar Boulevard, Diamond Bar, CA 91765

Expertise.com Rating

Review Sources

Google
4.7 (287)
Yelp
4.5 (129)

Why choose this provider?

KCAL Insurance Agency has been serving the insurance needs of residents in Chino Hills and throughout Southern California since 1992. Its independent brokers provide a variety of home insurance options from leading insurance carriers, such as Progressive, Nationwide, and MetLife. It has insurance plans to protect the belongings of those renting an apartment, home, or even a room. KCAL Insurance also protects people and businesses by offering comprehensive health, auto, travel, and employee benefits insurance.

  • Renter's Insurance
  • Earthquake
  • Condos

5839 Pine Avenue, Chino Hills, CA 91709

Expertise.com Rating

Review Sources

Yelp
4.5 (5)
Facebook
5.0 (4)
Google
5.0 (3)

Why choose this provider?

Fuller Insurance Agency is an insurance agency in Chino Hills that has been providing insurance solutions to income property owners since 1982. It offers standard homeowners' insurance coverage that includes dwelling protection, extended replacement coverage, guest medical, and personal property. Additional lines include condo, tenant/renter, earthquake, and flood insurance. Fuller Insurance Agency specializes in apartment buildings and rental dwellings. It also has a variety of commercial insurance products from top insurance providers.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

3340 Riverside Drive, Chino, CA 91710

Expertise.com Rating

Review Sources

Yelp
4.5 (17)
Google
5.0 (13)

Why choose this provider?

Wright Insurance Services provides insurance policies to clients in Chino Hills and the surrounding areas. Its agents help families in securing properties and investments with homeowners' insurance coverage tailored to their needs. The team's process includes researching multiple coverages in the marketplace and presenting them to clients. The company's personal lines include health, auto, life, renters', boat, and motorcycle. Its other offers are commercial and commercial auto insurance plans. The independent insurance company was founded in 1988.

  • Personal Property Insurance

13920 City Center Dr Suite 220, Chino Hills, CA 91709

Expertise.com Rating

Review Sources

Google
4.6 (36)
Yelp
4.0 (28)

Why choose this provider?

Apollo Insurance Services, Inc. offers insurance options to residents and business property owners in Chino Hills and the surrounding communities. The agents advise clients on the different homeowners' insurance coverages available. There are a range of options for single-family homes, condominiums, townhouses, and mobile and manufactured homes. Rental property and second home coverages are also available. Clients can also get insurance specifically for earthquake and flood damages. Established in 1969, the company is a full-service independent agency.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

23001 La Palma Ave Ste 100, Yorba Linda, CA 92887

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Wright, Finnegan, & Carter Insurance Associates provides homeowners' insurance policies near Chino Hills to clients throughout the metro area. This agency helps clients find insurance plans from carriers that best fit their situations, and several kinds of policies are available through this company. It offers both landlord and renters' insurance, in-home business insurance, and insurance for mobile homes and condominiums. Clients can also purchase property insurance and scheduled property insurance. Wright, Finnegan, & Carter Insurance Associates gives clients policy options for multiple carriers and helps them to select the most beneficial plans.

  • Multiple Policy Types
  • Personal Property Insurance

4195 Chino Hills Pkwy #1074, Chino Hills, CA 91709

Expertise.com Rating

Review Sources

Google
5.0 (13)
Yelp
4.0 (8)
Facebook
5.0 (2)

Why choose this provider?

JMH Insurance Solutions is an agency that services the Chino Hills area and offers professional assistance in securing home insurance coverage. The firm works to assist clients in obtaining coverage for damages such as storms, fires, and theft. JMH Insurance Solutions also provides insurance support for earthquake and flood damages as well as other property types including condos, mobile homes, and apartments. The firm is owned by Mark Heaton and also offers services for vehicle and life insurance.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Patrick Lau - State Farm Insurance Agent
3333 South Brea Canyon Road, Diamond Bar, CA 91765
Tradestone Insurance Services, Inc.
14772 Pipeline Avenue, Chino Hills, CA 91709
KCAL Insurance Agency
1155 South Diamond Bar Boulevard, Diamond Bar, CA 91765
Fuller Insurance Agency
5839 Pine Avenue, Chino Hills, CA 91709
Wright Insurance Services
3340 Riverside Drive, Chino, CA 91710
Apollo Insurance Services, Inc.
13920 City Center Dr Suite 220, Chino Hills, CA 91709
Wright, Finnegan & Carter Insurance Associates
23001 La Palma Ave Ste 100, Yorba Linda, CA 92887
JMH Insurance Solutions
4195 Chino Hills Pkwy #1074, Chino Hills, CA 91709

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can The City of Chino Hills' Letter Addressing Reducing the Fire Risk help a resident in the metro obtain home insurance?

    When applying for home insurance or renewing an existing policy, a homeowner can use the Letter Addressing Reducing the Fire Risk to increase their chances of approval. The letter describes the city's and the Chino Valley Fire Department's efforts to reduce fire risk and improve the insurability of metro properties. Homeowners can get more information on this initiative from City Hall by visiting its office at 14000 City Center Drive Chino Hills, CA 91709 or calling 909-364-2600.

  • What is the most reliable method for determining the cost of repairing a Chino Hills home after an insurance-covered damage?

    A qualified, licensed, and bonded local Chino Hills contractor's estimate may be the most reliable source of information in determining the actual cost needed to repair a home. This is due to the dependability of an on-site inspection and the local contractor's knowledge of metro construction material prices. Insurance companies use a cost-estimating software called Xactimate® and a specific pricing guideline to determine the payout value. In many cases, these methods may not be the most reliable and accurate.

  • In Chino Hills, how can you insure your personal belongings?

    A homeowners' insurance policy in Chino Hills can cover your personal belongings in two ways. You can choose replacement cost coverage, which can help you get the money you need to replace your belongings up to a certain limit but without depreciation deductions. The other option is to obtain actual cash value coverage, which will provide you with the amount required to replace your personal belongings minus a deduction for depreciation in value.

  • Can you get scammed when you have a home insurance claim in Chino Hills?

    Scammers in the form of door-to-door fraud artists and fly-by-night contractors emerge when disaster strikes to profit from the misfortune of others. Inform your insurance company as soon as you notice property damage so that you can be guided on the next steps. When looking for a professional in Chino Hills to assist you with your claim or repairs, make sure they have the proper license. To check a home contractor's license, call the Contractors State License Board at (800) 321-CSLB (2752).

  • Can a homeowner's insurance policy cover a home-based business in Chino Hills?

    Home-based business items may not be covered by your homeowner's insurance. These can include the technology you use to run your business, such as computers, printers, and other equipment. Consider getting home-based business insurance to protect your company from things like lawsuit expenses, property damage, and data loss. You should also exercise caution when operating a home-based business in Chino Hills because it may result in the revocation of some home insurance coverage, such as personal liability.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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