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2024

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Best Homeowners Insurance Agencies in Carson, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Carson Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60Reviewed

39Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1822 East Carson Street, Carson, CA 90745

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
5.0 (12)
Yelp
5.0 (12)

Why choose this provider?

Sheldon Stokes is a State Farm insurance agent based in Carson who has been providing his insurance services since 2013. He aims to help the people in his community through policies like homeowners' insurance that can protect property owners from risks and give them a hand in recovering from unexpected incidents. Aside from homeowners' insurance, the State Farm agent offers auto insurance and life insurance. Stokes also serves Long Beach and the whole of Los Angeles County.

  • Multiple Policy Types

Attorney Information

Attorney NameBar StatusExperience
Sheldon Stokes - Insurance AgentActive11 yrs

350 East Carson Street, Carson, CA 90745

Expertise.com Rating

Review Sources

Google
4.0 (6)
Yelp
3.0 (2)

Why choose this provider?

Greenwood Insurance Agency services homeowners around Carson that seek to obtain financial protection for their homes and assets. The agency helps clients secure coverage for property structures, replacement costs, personal items, and additional living expenses. Greenwood Insurance Agency also provides coverage for liabilities and offers options for valuable items and flood damages. The firm has over a decade of experience serving the Southern California region and also offers insurance products for renters, businesses, and vehicle owners.

  • Renter's Insurance
  • Multiple Policy Types

461 West 6th Street, Los Angeles, CA 90731

Expertise.com Rating

Review Sources

Facebook
4.3 (3)
Google
5.0 (2)
Yelp
3.0 (2)

Why choose this provider?

RGI Insurance Services is an independent insurance company serving clients in Carson and its surroundings. With a team of experienced insurance professionals, it partners with reputable carriers to provide comprehensive home insurance solutions that cover rentals, condominiums, and mobile homes. Additionally, it provides earthquake and flood insurance options, along with health and commercial coverage plans. The company also has automobile risk protection policies as well as recreational and classic car insurance that clients can access.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

21741 S Avalon Blvd, Carson, CA 90745

Expertise.com Rating

Review Sources

Google
4.4 (14)

Why choose this provider?

Altima Insurance has been protecting homes and properties in Carson since 1984. The firm offers homeowners' insurance products, such as all-risk, condo, renters, and older home policies. These homeowner policies have different coverage options, including building damages, contents loss, and liability exposures due to non-resident injuries. Homeowners also receive financial protection for damages caused by theft, glass breakage, hail, explosion, and fire. Altima Insurance also provides additional coverage types, such as fine arts, jewelry, collectibles, and musical instruments.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

8505 Rosecrans Avenue, Paramount, CA 90723

Expertise.com Rating

Review Sources

Google
4.8 (478)
Facebook
4.8 (164)

Why choose this provider?

Global Guard Insurance offers comprehensive homeowners insurance policies that can protect owners against a multitude of different risks. Its agents present policy options and help clients to compare rates. It typically sells coverage for homes and additional structures, insures clients against personal liability for incidents on their properties, and also insures any personal or valuable items inside of homes. Global Guard Insurance is experienced with auto insurance, business auto insurance, and general business insurance too.

  • Multiple Policy Types

1311 Crenshaw Boulevard, Torrance, CA 90501

Expertise.com Rating

Review Sources

Yelp
4.0 (48)

Why choose this provider?

Expert Auto Home Health Insurance Agency is active in the Carson metro area and provides homeowners insurance options. This independent agency presents quotes from affiliated carriers and informs clients on the coverage offered and the terms of each kind of policy. It usually sells standard policies that cover dwellings, personal property, additional structures, and personal liabilities. Expert Auto Home Health Insurance Agency also sells insurance plans for apartment owners. Business and commercial insurance plans are available as well.

  • Multiple Carriers
  • Earthquake
  • Multiple Policy Types

2106 Lomita Boulevard, Lomita, CA 90717

Expertise.com Rating

Review Sources

Google
4.5 (17)
Yelp
4.5 (14)
Facebook
5.0 (5)

Why choose this provider?

Nickerson Insurance Services Inc. is an insurance agency that's been providing personalized services to clients in the Carson area since 1961. With the help of seasoned insurance agents, it facilitates homeowners policies against financial risks arising from natural disasters, fires, theft, and personal liability. Other home insurance solutions include earthquake and flood coverage, along with robust policies meant for condominiums and mobile homes. Nickerson Insurance Services also offers life and automobile insurance plans.

  • Earthquake
  • Multiple Policy Types
  • Personal Property Insurance

Gardena Blvd, Gardena, CA 90247

Expertise.com Rating

Review Sources

Google
4.3 (4)
Yelp
5.0 (4)

Why choose this provider?

Gardena General Insurance Agency is an independent general insurance provider that has been serving Gardena and its neighboring areas, including Carson, since 1913. The firm works with clients to select a policy that is suited to the specific location of their dwelling. For instance, differences in coverage and deductibles apply to flood-prone, earthquake-prone, and storm-prone neighborhoods. The company's agents also offer policies for RV, mobile home, renters', and condo insurance.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Sheldon Stokes - State Farm Insurance Agent
1822 East Carson Street, Carson, CA 90745
Greenwood Insurance Agency
350 East Carson Street, Carson, CA 90745
RGI Insurance Services
461 West 6th Street, Los Angeles, CA 90731
Altima Insurance
21741 S Avalon Blvd, Carson, CA 90745
Global Guard Insurance
8505 Rosecrans Avenue, Paramount, CA 90723
Expert Auto Home Health Insurance Agency
1311 Crenshaw Boulevard, Torrance, CA 90501
Nickerson Insurance Services, Inc.
2106 Lomita Boulevard, Lomita, CA 90717
Gardena General Insurance Agency
Gardena Blvd, Gardena, CA 90247

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the steps involved in filing a homeowners’ insurance claim in Carson?

    Filing a homeowners' insurance claim in Carson involves several steps, including notifying the insurance company immediately after the incident. After a homeowner initiates a claim, an experienced adjuster will be dispatched to assess the damages. Once the insurance adjuster's evaluation is complete, the insurance company will make a monetary offer to cover the repair costs and settle the claim.

  • How can Carson residents have a successful annual homeowners’ insurance policy review before renewing their policies?

    Carson residents who own homes should develop a comprehensive home inventory, a well-organized document detailing all possessions and valuable items within their residence. Additionally, homeowners should inquire with their agents regarding existing policies and any restrictions or exceptions. Furthermore, they should inform agents of noteworthy life changes, such as marriage, childbirth, or a new home-based business.

  • How can residents of Carson lower their homeowners’ insurance costs?

    Lowering homeowners’ insurance costs in Carson involves a combination of strategies, including bundling auto and property insurance policies. In addition, discounts are available for homeowners with safety devices such as fire alarms, smoke detectors, and burglar alarms. Homeowners' insurance premiums may be lowered for those with no claims record.

  • What aspects of the homeowners’ insurance must Carson residents consider before moving to another city or state?

    Carson residents who relocate to a new address must ask their agents if they should update their homeowners' insurance policy to reflect the new address or purchase new insurance. The process of transitioning an existing policy to a new address might not be as simple as it initially appears. Before making any policy modifications, the insurance company will undertake an evaluation of the unique attributes, geographical situation, and possible liabilities of the new property.

  • What are home maintenance tips that can help Carson residents retain their homeowners’ insurance coverage?

    General home maintenance tips that Carson residents can follow to help retain their homeowners' insurance coverage include regular roof inspection. Homeowners must also check pipes, walls, and windows for damage. In addition, they must ensure that smoke detectors are in good working condition by checking battery life and signs of corrosion or dust buildup.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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