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2024

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Best Homeowners Insurance Agencies in Little Rock, AR

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Little Rock Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

115Reviewed

72Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

11324 Arcade Dr 4, Little Rock, AR 72212

Expertise.com Rating

Review Sources

Google
4.9 (71)
Facebook
5.0 (22)

Why choose this provider?

iTrust Insurance Group is a full-service insurance provider that serves the Little Rock metro and its nearby localities. The company assists homeowners to choose the right insurance policy that can cover their homes, personal belongings, and liability against disasters, accidents, and other unfortunate happenings. Agents at the firm also help uninsured renters to obtain a specialty dwelling policy to safeguard their personal possessions. Other offerings include vehicle, life, pet health, umbrella, and business and commercial insurance. The company also serves clients throughout Arkansas.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

11809 Hinson Rd 300, Little Rock, AR 72212

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Arkansas Insurance Partners, Inc., is a homeowners insurance agency serving families and individuals in Little Rock. Established in 2008, its professionals have assembled a network of reputable insurance providers offering competitive rates and policies suited for each homeowner's unique situation. They coordinate with companies such as Allstate, Encompass, State Auto, Travelers, MDOW, Cameron and Safeco. Clients have the option to include supplemental insurance policies such as jewelry and schedules to ensure the protection of their assets. This agency also offers mobile homeowners insurance, and all Personal Auto lines and all Commercial Lines of products.

  • Personal Property Insurance
  • Multiple Policy Types

1723 North University Avenue, Little Rock, AR 72207

Expertise.com Rating

Review Sources

Google
4.9 (58)

Why choose this provider?

Pat Frizzell is an insurance agent that provides homeowners' insurance to clients in Litte Rock. He has been working with State Farm since 2008. He provides clients with informative and personal service to help them find an insurance policy for their home. Homeowners' insurance protects a home and all personal belongings in it from theft, vandalism, and fire. Frizzell and his team also offer auto, renters', life, and business insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

11701 W 36th St, Little Rock, AR 72211

Expertise.com Rating

Review Sources

Google
4.9 (89)
Facebook
5.0 (85)

Why choose this provider?

Whitney Owens is a State Farm insurance agent serving individuals and businesses in Little Rock. She works closely with clients to assess their future goals and find the right home insurance coverage that suits their needs and protects them from unexpected disasters. The homeowners' insurance covers repair and replacement costs, and valuable possessions, among others. It also protects homes even when their owners are away from their properties. In addition, Owens helps clients with renters', automobile, business, life, and health insurance.

  • Personal Property Insurance
  • Multiple Policy Types

1602 Merrill Drive, Little Rock, AR 72211

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (3)

Why choose this provider?

A+ Insurance Center is an independent insurance company that has been serving Little Rock and nearby areas since 2009. It provides homeowners' insurance that allows individuals to protect their homes, personal assets, and liabilities against disasters, robberies, and other unfortunate events. Agents at the firm also assist insured homeowners in filing claims for structural damages, property losses, and injured guests. Other offerings include auto, life, business, and recreational insurance policies. The company has over 100 years of combined experience in the insurance industry.

  • Renter's Insurance
  • Flood
  • Fire

10201 W Markham St Suite 301, Little Rock, AR 72205

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Brightway Insurance - The Davis Agency provides policies to cover homeowners in Little Rock. It offers a policy development process, where the company's team learns about its clients, their homes, and their possessions to tailor insurance policies to their needs. Brightway's home insurance covers hazards including fire or smoke, water damages from faulty plumbing, windstorm or hail, and theft. The company also counsels its clients on the scope of their policies, the advantages of a home inventory, and available supplementary coverage for their home insurance.

  • Personal Property Insurance
  • Multiple Policy Types

320 Executive Court, Little Rock, AR 72205

Expertise.com Rating

Review Sources

Google
4.8 (5)

Why choose this provider?

Gleason Insurance, LLC, is an insurance agency located in Little Rock that has been providing customers with their insurance needs since 2007. The independent insurance agency works to provide residential property owners with security through tailored homeowners insurance that suits every client's specific needs. Gleason Insurance, LLC, provides coverage for houses, apartments, and condominiums, offering comprehensive coverage that protects against everything or coverage protecting only against specific incidents and losses. The agency also has flood, earthquake, renters, landlord, and umbrella policies available.

  • Renter's Insurance
  • Flood
  • Earthquake

8403 Geyer Springs Road, Little Rock, AR 72209

Expertise.com Rating

Review Sources

Google
4.5 (29)

Why choose this provider?

Jay Freeman Insurance Agency Inc. was founded in 1990 and has been helping customers in Little Rock secure insurance policies for their home, auto, life, health, business, and more. Their homeowners' insurance plans are customized to offer clients the best possible coverage. These insurance policies can cover structural, personal belongings, liability, and additional living expenses. The agents supply homeowners with reliable rates and a comparison of sample premiums from different insurance, providing them with a wide range of options.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
iTrust Insurance Group
11324 Arcade Dr 4, Little Rock, AR 72212
Arkansas Insurance Partners, Inc.
11809 Hinson Rd 300, Little Rock, AR 72212
callpatfrizzell.com
1723 North University Avenue, Little Rock, AR 72207
Whitney Owens - State Farm Insurance Agent
11701 W 36th St, Little Rock, AR 72211
aplusark.com
1602 Merrill Drive, Little Rock, AR 72211
Brightway Insurance - The Davis Agency
10201 W Markham St Suite 301, Little Rock, AR 72205
Gleason Insurance, LLC
320 Executive Court, Little Rock, AR 72205
Jay Freeman Insurance Agency Inc
8403 Geyer Springs Road, Little Rock, AR 72209

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is a public protection classification and how can it affect homeowners' insurance premiums in Little Rock?

    A local fire department's public protection classification is a rating assigned by the Insurance Services Office. Firefighting capability is determined by equipment, water resources, and a variety of other factors. It can have an impact on homeowners' insurance premiums, with a lower rating resulting in lower base insurance premiums. You can find out the Little Rock Fire Department's rating by calling 501-918-3700 or emailing contactfire@littlerock.gov. The department's address is 624 S Chester St, Little Rock, AR 72201.

  • How much coverage for your belongings can you usually get from homeowners' insurance in Little Rock?

    A homeowner's coverage ranges from 50% and 70% of the insured structure's value. Clothing, sports equipment, and furniture are all covered if stolen or damaged in Little Rock by specific disasters such as storms and fires. Expensive items such as collectibles, fur, art, and jewelry may be covered to some extent if stolen. Similarly, shrubs and trees can be insured for up to $500 per item if damage is caused by disease or poor maintenance.

  • What kinds of possible discounts can you get from homeowners' insurance in Little Rock?

    Many insurance companies in Little Rock offer multi-policy, homebuyer, and welcome discounts. Savings may also be available for repeat customers, nonsmokers, and claim-free policyholders. The same is true for homeowners who installed UL-certified roofing materials, EPA-certified products, and protective devices such as alarms and internal sprinklers. Furthermore, group discounts on homeowners' insurance policies are available for employees of companies as well as members of professional associations and occupational groups.

  • Why is it better for a homeowner in Little Rock to use an independent insurance agent rather than buying directly from the insurance company?

    Because insurance rates vary between insurers, having an independent insurance agent compare different products for the best rates can be advantageous. However, shopping around for the best homeowners' insurance products can be time-consuming, frustrating, and stressful. An independent insurance agent, who can provide free assistance, can assist the homeowner in Little Rock with all of the work. These agents can use their knowledge and years of experience to help clients find the best option for their needs.

  • Can a homeowner in Little Rock get insurance protection from tornadoes?

    Most standard homeowners' insurance in Little Rock covers damage from wind, which may include tornadoes and storms. This means if your area is hit by a tornado, you are most likely to be covered by it. However, the Arkansas's Insurance Commissioner advises homeowners to check their policies for the right coverage and update them vigilantly. If a policyholder believes they are not receiving adequate coverage, they can inquire with their insurance agents about adding windstorm coverage as a rider to their current policy.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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