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Best Homeowners Insurance Agencies in Arkansas

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Arkansas Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



11Top Picks

Learn about our selection process.


featured provider = Featured Provider

Little Rock Rating

Why choose this provider?

iTrust Insurance Group is the best Little Rock-based agency that serves clients throughout Arkansas. It provides a custom homeowners' insurance plan that covers a range of areas, from medical expenses and personal liability to temporary living expenses and personal property. The agency offers special accommodations to owners of fire or water alarms. It also sets up commercial insurance products, including workers' compensation and cyber liability policies. Its president and one of the state's best agents, David Hoffmans, has over 30 years of industry experience.

Fayetteville Rating

Why choose this provider?

Alex Baldwin, a State Farm agent, offers the best homeowners' insurance programs in Arkansas. He furnishes policies that cover damage resulting from HVAC system tears, frozen plumbing systems, lightning, and fire. He and his team also write protection plans for homeowners' personal belongings. His other products include renters' and car insurance. Baldwin's agency is a recipient of the State Farm Trophy Club. He is a former member of the Fayetteville Chamber of Commerce's Board of Directors.

Jonesboro Rating

Review Sources

4.7 (40)

Why choose this provider?

Pete Barry Insurance is the best independent agency that caters to clients across Arkansas. It represents more than 10 carriers that provide insurance for homeowners looking to cover losses from theft, vandalism, fire, or weather-related damage. The agency also creates plans that cover personal liability and medical expenses. It has experience setting up policies for apartment, house, or condo owners. Pete Barry, its owner, has over three decades of industry experience. He holds a Charted Financial Consultant designation.

Springdale Rating

Review Sources

3.8 (16)
5.0 (8)

Why choose this provider?

Since 1991, American International Insurance Agency, Inc., has been serving clients in Arkansas. Acclaimed as the leading provider in the state, it works with over 20 carriers to offer the best insurance policies for individuals and families. It develops a personalized homeowners' insurance program that covers areas like medical payments and property damage liability. The company offers other personal insurance products, including life, health, renters', and auto policies. American International Insurance Agency supports various organizations, like St. Jude Children's Research Hospital and Child Fund International. It has been featured in The NWA Business Journal.

Fort Smith Rating

Why choose this provider?

Located in Arkansas, Sandy Gilkey Insurance Agency offers the best services throughout the state. It sets up homeowners' insurance policies for clients that include coverage for valuable items and personal liability. The agency has experience providing protection plans to owners of mobile homes and condominiums. It also provides commercial insurance products, including workers' compensation, general liability, and business owner policy. The premier independent agency represents various known carriers, such as Foremost, Progressive, Travelers, and Safeco.

Little Rock Rating

Why choose this provider?

With an office in Arkansas, Gleason Insurance, LLC, serves clients throughout the area. It protects its clients' properties through homeowners' insurance solutions. As the best agency in the area, it provides policies that cover areas such as medical expenses and personal liability. It also offers other property-related insurance products, like landlord, renters', and umbrella plans. Founder Robert Gleason, once worked for over 35 years at Liberty Mutual. His agency represents multiple firms, including Genworth Financial, Travelers, American Modern, and Blue Cross Blue Shield of Arkansas.

Jonesboro Rating

Why choose this provider?

Jonesboro Arkansas First Choice is the best insurance agency that caters to clients across the state. It assists individuals in their search for homeowners' policies. It sets up insurance products that contain coverage for damages related to floods or earthquakes. In addition, it offers policies that cover a wide range of vehicles, from motorcycles and cars to RVs and boats. It also works with business owners and provides products like workers' compensation and professional liability insurance. The agency is a family-owned and family-operated enterprise.

Paragould Rating

Why choose this provider?

Cook Insurance Agency - Paragould offers the best financial solutions to clients in Arkansas. It helps individuals avoid severe financial loss through homeowners' insurance. The agency guides policyholders on a range of coverage options, from personal liability to medical expenses coverage. In addition, it has experience working with owners of apartments, houses, and condominiums. It offers other insurance products that cover life, health, vehicles, and businesses. It is partnered with multiple firms, including Liberty Mutual, Grundy Worldwide, and Mutual of Omaha.

Van Buren Rating

Review Sources

4.9 (28)
4.7 (9)

Why choose this provider?

Inge Independent Insurance proudly works as the number one agency in all of Arkansas serving clients with the best policies that also have the most extensive coverage. It offers homeowners' insurance plans that include a wide range of coverage options, from liability and medical expenses to personal property and living expenses. The company has experience setting up plans that cover high-value homes or secondary residences. It also provides other personal insurance products, like auto, life, and renters' plans. Inge Independent Insurance partners with some of the most trusted firms in the country, including The Hartford, Liberty Mutual, Prudential, and Travelers.

Fayetteville Rating

Review Sources

4.9 (870)
4.8 (187)
4.4 (7)

Why choose this provider?

G&G Independent Insurance provides financial solutions to clients throughout Arkansas. It helps policy buyers protect their residential properties from theft, fire, and vandalism-related damage through homeowners' insurance. It educates customers regarding the options available to them, which include personal liability and loss of use coverage. The company also sets up insurance for business owners and works with more than 50 carriers to craft the best plans. G&G's agents are members of the Dave Ramsey ELP network.

Jonesboro Rating

Review Sources

4.7 (60)
4.7 (30)
3.5 (3)

Why choose this provider?

Zach Jaworski is a State Farm Insurance Agent that provides the best financial solutions to individuals and businesses in Arkansas. He deals with personal insurance and sets up policies for homeowners. Jaworski helps clients cover personal belongings from fire, theft, weather, or vandalism damage. He offers business insurance products, including builder's risk, commercial auto, workers' compensation, and farm and ranch insurance. Jaworski has been in the insurance industry since 2013. His agency is the recipient of multiple awards from State Farm, like the Chairman's Circle.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
iTrust Insurance Group
11324 Arcade Dr 4, Little Rock, AR 72212
Alex Baldwin - State Farm Insurance Agent
3775 Mall Avenue, Fayetteville, AR 72703
Pete Barry Insurance
Jonesboro, AR
American International Insurance Agency, Inc
511 North Thompson Street, Springdale, AR 72764
Sandy Gilkey Insurance Agency
5111 Rogers Avenue, Fort Smith, AR 72903
Gleason Insurance, LLC
320 Executive Court, Little Rock, AR 72205
Jonesboro Arkansas First Choice
1306 South Caraway Road, Jonesboro, AR 72401
Cook Insurance Agency - Paragould
126 Linwood Drive, Paragould, AR 72450
Inge Independent Insurance
19 Pointer Trail, Van Buren, AR 72956
G&G Independent Insurance
1554 North College Avenue, Fayetteville, AR 72703
Zach Jaworski - State Farm Insurance Agent
Jonesboro, AR


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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