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2024

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Best Homeowners Insurance Agencies in Mesa, AZ

Our Recommended Top 22

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mesa Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

284Reviewed

179Curated

22Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Mesa, AZ
WebsiteLicense: 16574375

Expertise.com Rating

Review Sources

Google
5.0 (62)
Facebook
5.0 (24)
Yelp
5.0 (4)

Why choose this provider?

Cityscape Insurance serves real estate investors, residential property owners, and commercial space clients in Mesa and its nearby neighborhoods. The agency offers homeowners insurance plans that cover personal belongings, living expenses for a total loss of a home, attached structures, bodily injury or property damage, and medical payments. It assists policy buyers in customizing their plans by shopping across multiple carriers, such as Progressive, Safeco, Mercury Insurance, American Modern, and many more. Cityscape Insurance also provides insurance policies for condominiums, vacant homes under renovation, and historic dwellings.

  • Homeowners
  • Flood
  • Manufactured Home
  • Landlord
  • Condos
  • Personal Property Insurance
  • Multiple Carriers
  • Renter's Insurance

Mesa, AZ

Expertise.com Rating

Why choose this provider?

Need help contacting a Homeowners Insurance Agency in Mesa? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

86 Leisure World, Mesa, AZ 85206
WebsiteLicense: 2341689

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (6)

Why choose this provider?

PJS Insurance Services caters to the residents of Mesa and the neighboring communities. It offers homeowners’ insurance plans that cover events like possession loss or theft, as well as home interior or exterior damage. The independent agency also handles other types of protection plans, including policies for mobile and manufactured homes, condominium units, and rental properties. It has more than five years of industry experience and works in partnership with carriers like Safeco, Travelers, and Nationwide. The agency also offers auto, RV, umbrella, pet, and life insurance.

  • Policy Bundle Discount

701 W Southern Ave Ste 201, Mesa, AZ 85210

Expertise.com Rating

Review Sources

Google
4.8 (12)
Facebook
5.0 (8)

Why choose this provider?

Jarosch Insurance Agency, Inc. in Mesa, Arizona is an independent insurance agency that sells home insurance products to local residents. Owner Bob Jarosch, involved in the insurance industry since 1977, partners with a network of national insurance carriers to help local homeowners get the coverage they need. The agency also sells condo, flood, renters, and other types of personal insurance. Jarosch Insurance Agency, Inc. is a member of the Independent Insurance Agents and Brokers of Arizona.

  • Multiple Policy Types
  • Homeowners

2045 S Vineyard Ste 143, Mesa, AZ 85210

Expertise.com Rating

Review Sources

Google
4.6 (48)
Facebook
4.9 (38)

Why choose this provider?

Harnish Insurance Group is an insurance agency based in Mesa, Arizona. It has been selling and servicing personal insurance products including home, auto, health, business, and life insurance since 1993. The firm provides homeowners insurance that includes coverage of dwellings, personal property coverage, liability protection, and displacement insurance. Harnish Insurance Group became an independent insurance agent in 2006, allowing it to offer more insurance options by representing many different insurance agencies.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

2045 S Vineyard Ste 152, Mesa, AZ 85210
WebsiteLicense: 1800006431

Expertise.com Rating

Review Sources

Google
4.7 (14)
Facebook
5.0 (12)
Yelp
5.0 (8)

Why choose this provider?

Imes Insurance Associates, Inc., is an independent agency that serves Mesa and the surrounding areas. It has been serving the community for more than 20 years, helping clients find and purchase adequate homeowners' insurance policies to protect them against financial losses in case of accidental damage, theft, or destruction of their homes. Its homeowners' policies also provide coverage for liability and medical payments in case a guest gets injured on the clients' premises. Other insurance products include business, life, and auto insurance.

  • Homeowners

10607 N Frank Lloyd Wright Blvd Ste 101, Scottsdale, AZ 85259

Expertise.com Rating

Review Sources

Google
5.0 (23)
Yelp
3.0 (2)

Why choose this provider?

Cox Insurance Services LLC provides homeowners insurance policies to individuals and families near the Mesa metro area. This agency has been in the insurance industry for over 30 years and it seeks to simplify the process for obtaining coverage. It offers standard policies as well as specialty policies for vacation, rental, and lower value properties. Additionally, Cox Insurance Services provides clients flood insurance designed to protect their homes and belongings.

  • Personal Property Insurance
  • Multiple Policy Types

5524 E Baseline Road #101, Mesa, AZ 85206
WebsiteLicense: 1800003737

Expertise.com Rating

Review Sources

Google
5.0 (189)
Yelp
5.0 (9)
Facebook
5.0 (8)

Why choose this provider?

JELMS Insurance Group helps families and individuals achieve their insurance goals. Serving the Mesa metro, the independent agency offers a range of personal lines of insurance. It provides homeowners' coverages to protect policyholders and their investment properties from unforeseen events like natural disasters and theft. The company also deals with business insurance that includes general liability and commercial auto coverages. Owner Brian Cichon has been in the insurance industry for over 16 years. He worked at State Farm for six years.

  • Homeowners

540 W Broadway Rd Ste 104, Mesa, AZ 85210
WebsiteLicense: 3001759003

Expertise.com Rating

Review Sources

Google
3.6 (39)
Facebook
4.6 (12)
Yelp
5.0 (1)

Why choose this provider?

We Insure Things is an independent agency serving individuals and businesses in Mesa. It offers homeowners' insurance policies that cover dwellings, stand-alone structures, personal properties, additional living expenses, personal liability, and medical expenses for injuries. The company provides specialty insurance for crypto wallets, cybersecurity, and small businesses. Founder Logan Wease has been in the insurance industry for over 20 years, starting as a sales associate with State Farm. He is also the president of Wease Financial.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

1635 N Greenfield Rd Bldg 1, Suite 101, Mesa, AZ 85205
WebsiteLicense: 1500210

Expertise.com Rating

Why choose this provider?

Phil Borgia offers homeowners' insurance policies to clients throughout Mesa and nearby areas. He is a full-service insurance agent with State Farm who helps clients obtain homeowners' insurance to cover them against financial losses in case of accidental damage, theft, or destruction of their homes. He and his team have over 40 years of combined experience in the insurance industry, offering a wide array of insurance products such as auto, property, business, life, and health insurance policies.

  • Condos

9124 East Apache Trail, Suite 10, Mesa, AZ 85207

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

USA Insurance Group provides risk management solutions from its Mesa office. It assists clients in several areas, including homeowners' insurance, which may include coverage for personal property, personal liability, and additional living expenses. The independent agency also specializes in furnishing mobile home insurance plans, covering both owners and renters, and its team provides insurance for retailers of manufactured homes. USA Insurance Group has access to policies from numerous carriers, including MetLife, Zurich, Safeco, and Assurant.

  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

4115 E. Valley Auto Dr #205,, Mesa, AZ 85206
WebsiteLicense: 1800013633

Expertise.com Rating

Review Sources

Google
4.9 (118)
Facebook
5.0 (21)
Yelp
1.0 (1)

Why choose this provider?

The Breinholt Insurance Group caters to Mesa homeowners who need to secure their properties. Apart from home insurance, this agency also assists clients who need coverage for other properties like autos, farms, and businesses. Its agents also walk clients through the process of securing life and health insurance policies. Breinholt serves a number of specialized industries such as construction, accounting firms, and law offices. It offers clients a selection of insurance products from various insurance providers, including CNA, Travelers, SureTec, and Progressive.

  • Renter's Insurance

4801 E McKellips Rd, Mesa, AZ 85215

Expertise.com Rating

Review Sources

Google
4.9 (92)
Yelp
4.0 (1)

Why choose this provider?

Southwest Risk Management LLC is an independently owned brokerage in Mesa, Arizona, that sells home insurance products. Founded in 2004 and with over 200 years of collective experience, the agency offers homeowners coverage that includes property and liability protection and coverage designed specifically for owners of townhomes and condos as well as tenants. Additionally, Southwest Risk Management provides a whole range of risk management services and life and auto insurance.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

911 N Country Club Drive, Mesa, AZ 85201
WebsiteLicense: 8033876

Expertise.com Rating

Review Sources

Google
4.6 (84)
Yelp
4.0 (8)
Facebook
5.0 (4)

Why choose this provider?

Manuel Ramirez is an insurance agent who has been serving homeowners in Mesa and nearby counties for over 20 years. He is a second-generation agent for State Farm and speaks fluent Spanish. Manuel offers homeowners insurance policies to protect their residences from natural disasters, unexpected accidents, and other sources of damage. He can also discuss specialized coverage considerations for clients, such as theft and temporary living expenses. Outside the office, Manuel is a board member of the City of Chandler Board of Adjustment.

  • Renter's Insurance
  • Homeowners

10210 North 32nd Street, Phoenix, AZ 85028

Expertise.com Rating

Review Sources

Facebook
4.6 (9)

Why choose this provider?

Independence Insurance Group is an insurance company providing clients near the Mesa area with homeowners insurance policies. For over 10 years, this company has been offering individuals and families custom, cost-effective homeowners insurance policies. Whether it's a client's primary residence, secondary residence, or tenant-occupied investment property, Independence Insurance Group can find a suitable policy that covers the physical structure as well as the property's contents. The business also offers automotive and commercial insurance.

  • Personal Property Insurance
  • Multiple Carriers
  • Condos

1235 S Gilbert Rd Ste 2, Mesa, AZ 85204

Expertise.com Rating

Review Sources

Google
4.8 (23)
Facebook
5.0 (22)
Yelp
5.0 (1)

Why choose this provider?

Founded in 2012, Sara Rhoad - American Family Insurance is a locally owned and operated, independent insurance agency serving customers in the Mesa, Arizona, metro area. The agency's owner, Sara Rhoad, has 19 years of experience in the insurance industry. American Family Insurance provides customized home insurance coverage with policies covering dwellings, detached structures, personal belongings, temporary living expenses, and liability. The agency also offers auto, life, business and farm/ranch insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

4930 E Main St. #9, Mesa, AZ 85205

Expertise.com Rating

Review Sources

Google
4.9 (74)
Yelp
4.5 (7)
Facebook
5.0 (1)

Why choose this provider?

Fox Reliable Insurance Agency offers a variety of insurance plans to individuals and families in the Mesa metro. It accommodates clients who want to obtain homeowners' insurance to protect them from financial losses caused by unforeseen events, such as theft and natural disasters. The company also assists clients in acquiring life and seasonal car insurance. Its 10 specialists create insurance coverages tailored to the needs and preferences of their clients. Fox Reliable Insurance Agency has been in business for 20 years.

  • Multiple Carriers
  • Homeowners

1713 E Broadway Rd Tempe, AZ 85282, Tempe, AZ 85282

Expertise.com Rating

Review Sources

Yelp
5.0 (7)

Why choose this provider?

Arizona Insurance Agency is a business serving the clients located in the greater Mesa area. This company is committed to finding clients homeowners insurance policies that suit their properties and budgets. It offers policies that cover the home's physical structure as well as certain types of valuable contents inside the home. For clients' convenience, Arizona Insurance Agency offers an online tool for obtaining home insurance quotes from a variety of carriers.

  • Multiple Policy Types

3950 E Broadway Rd. Suite 102, Mesa, AZ 85206
WebsiteLicense: 1800004231

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
5.0 (5)

Why choose this provider?

Wilson Insurance has been providing insurance products and services in Mesa for over three decades. With more than 65 years of combined experience among its team, the company handles home, auto, commercial, and life insurance policies. Its staff offers additional flood and earthquake coverage for homeowners. Commercial insurance options include general liability, commercial auto, and workers' compensation. Wilson Insurance has partnered with carriers such as American Modern, Liberty Mutual, and RLI Insurance.

  • Multiple Carriers
  • Homeowners

7165 East University Drive, Mesa, AZ 85207
WebsiteLicense: 1800002543

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Desert View Insurance of Arizona, LLC, is a family-owned business that caters to individuals and businesses in Mesa. It provides a wide range of insurance products, including house, condo, dwelling, and mobile and seasonal home insurance policies. The agency also offers auto, general liability, life, umbrella, and workers' compensation insurance plans. Kevin Norton, the agency's principal, has 38 years of experience in the industry. He holds a designation as a Certified Property Casualty Underwriter.

  • Homeowners
  • Condos

4435 E Holmes Ave, Mesa, AZ 85206

Expertise.com Rating

Review Sources

Google
5.0 (89)
Facebook
5.0 (75)
Yelp
5.0 (4)

Why choose this provider?

The Doherty Insurance Group is an independent insurance agency located in Mesa, Arizona. A home insurance specialist that provides additional personal and business protection policies, the agency is partnered with a wide range of carriers, providing it with a panorama of polices for its clients. Coverage includes the structure and detached buildings, like a garage or shed, and for liability in the event of a visitor being injured on or around the premises.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

11512 E. Apache Trail, Apache Junction, AZ 85120
WebsiteLicense: 1800004252

Expertise.com Rating

Review Sources

Google
4.5 (102)
Facebook
5.0 (24)
Yelp
5.0 (6)

Why choose this provider?

Cook Insurance has been serving the Mesa metro and its neighboring communities for over 40 years. Its agents help clients obtain homeowners' insurance policies that cover their properties, provide liability protection, and mitigate financial loss. They procure personalized insurance plans and assist clients in making informed decisions about their insurance coverage options. The company also offers auto, business, and life insurance, as well as workers' compensation coverages and annuities. Its agents can speak both Spanish and English and are connected with national and regional providers.

  • Homeowners

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Cityscape Insurance
Mesa, AZSpeak With An Agent Today!
PJS Insurance Services
86 Leisure World, Mesa, AZ 85206
Jarosch Insurance Agency, Inc.
701 W Southern Ave Ste 201, Mesa, AZ 85210
Harnish Insurance Group
2045 S Vineyard Ste 143, Mesa, AZ 85210
Imes Insurance Associates, Inc.
2045 S Vineyard Ste 152, Mesa, AZ 85210
Cox Insurance Services, LLC
10607 N Frank Lloyd Wright Blvd Ste 101, Scottsdale, AZ 85259
Jelms Insurance Group
5524 E Baseline Road #101, Mesa, AZ 85206
We Insure Things
540 W Broadway Rd Ste 104, Mesa, AZ 85210
Phil Borgia
1635 N Greenfield Rd Bldg 1, Suite 101, Mesa, AZ 85205
USA Insurance Group
9124 East Apache Trail, Suite 10, Mesa, AZ 85207
Breinholt Insurance Group
4115 E. Valley Auto Dr #205,, Mesa, AZ 85206
Southwest Risk Management, LLC
4801 E McKellips Rd, Mesa, AZ 85215
Manuel Ramirez
911 N Country Club Drive, Mesa, AZ 85201
Independence Insurance Group
10210 North 32nd Street, Phoenix, AZ 85028
Sara Rhoad - American Family Insurance
1235 S Gilbert Rd Ste 2, Mesa, AZ 85204
Fox Reliable Insurance Agency
4930 E Main St. #9, Mesa, AZ 85205
Arizona Insurance Agency
1713 E Broadway Rd Tempe, AZ 85282, Tempe, AZ 85282
Wilson Insurance
3950 E Broadway Rd. Suite 102, Mesa, AZ 85206
Desert View Insurance of Arizona, LLC
7165 East University Drive, Mesa, AZ 85207
Doherty Insurance Group
4435 E Holmes Ave, Mesa, AZ 85206
Cook Insurance
11512 E. Apache Trail, Apache Junction, AZ 85120

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How does your ZIP code impact your home insurance rates in Mesa?

    The number of claims filed in your area in Mesa is one of the factors that insurers consider when calculating the cost of your homeowners' insurance coverage. As a result, your home insurance prices might be significantly impacted by the ZIP code where you live. Another factor that your insurer takes into account is the possibility of perils that might happen in your neighborhood. The more prone your area is to floods or fire, the more your insurance rates will increase.

  • What is a homeowners insurance deductible in Mesa?

    In Mesa, a homeowners deductible is the amount that your insurance requires you to contribute personally toward a claim, and the one you choose can significantly affect the cost of your home insurance. In simple terms, lower insurance rates are associated with bigger deductibles. For instance, if your deductible is $500, your average annual homeowners insurance premium will be $1,390. And, if you have a deductible level of $5,000, your annual rate would be $927.

  • Why should you regularly review your homeowners policy limits in Mesa?

    If you fail to regularly review your Mesa homeowner's insurance policy, you might not get enough coverage to completely fix or rebuild your house even if it's damaged by a covered loss. To avoid this, you need to get an inflation guard endorsement that will allow you to raise your policy limits in response to inflation.

  • Why is replacement cost coverage important in a homeowners insurance policy in Mesa, and how can you qualify for it?

    If you have Mesa homeowners insurance with replacement cost coverage, your insurance provider will cover the whole cost of replacing your roof. To be eligible for this coverage, your roof should be no more than ten or fifteen years old. Be aware that each insurance provider has a different age requirement for this coverage.

  • What is the meaning of a special limit of liability in a homeowners insurance policy in Mesa?

    In Mesa, a homeowners insurance policy's special limit of liability refers to the highest sum that the insurance provider will compensate for particular damages. Watches, jewels, cash, guns, works of fine art, and gold or silverware are among the objects covered by a particular limit of liability. This limit also applies to everyday commodities like phones, computers, bicycles, and sports equipment.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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