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2024

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Best Homeowners Insurance Agencies in Gilbert, AZ

Our Recommended Top 17

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Our goal is to connect people with the best local professionals. We scored Gilbert Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

139Reviewed

90Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1166 East Warner Road, Gilbert, AZ 85296

Expertise.com Rating

Review Sources

Facebook
5.0 (27)
Google
5.0 (18)

Why choose this provider?

Founded in 2015, Prosperity North PLLC is an insurance firm offering personal and business insurance products to clients in Gilbert. Under personal lines insurance, it furnishes homeowners' insurance that covers medical payments and personal liabilities. It also tailors solutions for securing commercial cars, business owners, and employees. The company creates retirement and pension plans as part of its mission to protect clients' financial prosperity. It features local businesses on its website page called Casey's Corner.

  • Multiple Policy Types
  • Homeowners

1015 N McQueen Road Ste 164, Gilbert, AZ 85233
WebsiteLicense: 16883751

Expertise.com Rating

Review Sources

Google
5.0 (35)

Why choose this provider?

Teri Beckman is an insurance agent that has worked for Farm Bureau Financial Services for over eight years. She operates in Gilbert and provides homeowners insurance policies to individuals throughout the city and nearby communities. Teri discusses various coverages to help clients create customized policies for new construction and longtime homeowners. These coverages include repairs for garages and toolsheds, replacements for HVAC units, and reimbursement for temporary living expenses. Teri helps policyholders apply for, revise, and process claims for these insurance plans online.

  • Homeowners

212 W Superstition Blvd Ste 106, Apache Junction, AZ 85120

Expertise.com Rating

Review Sources

Google
4.9 (161)
Facebook
5.0 (9)

Why choose this provider?

Serving the Gibert metro area, East Valley Insurance is an independent provider of unbiased insurance advice and services based in Apache Junction, Arizona. From its beginnings in 1978, the agency has supplied homeowners with insurance to cover the worst that can happen in their homes. It combs through the policies of its insurance carriers to find the one that meets their client's needs, then tailors it. Coverage normally includes financial protection from fire, flood, theft, and repairs.

  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

1425 S. Higley Rd Suite 107, Gilbert, AZ 85296
WebsiteLicense: 1800007929

Expertise.com Rating

Review Sources

Google
5.0 (186)
Facebook
4.6 (26)
Yelp
4.3 (7)

Why choose this provider?

Rightway Insurance LLC is an independent agency that offers personal policies in the Gilbert metro. It accommodates families and individuals who need assistance in acquiring homeowners' insurance. The company provides a range of coverages, such as personal property, family or personal liability, dwelling, loss of use, and medical expense policies. Its team also crafts insurance plans for autos, boats, motorcycles, and recreational vehicles. Rightway Insurance was founded in 2010 and works with 140 carriers to provide customized insurance coverages.

  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

1757 E Baseline Road Suite 113, Gilbert, AZ 85233
WebsiteLicense: 7390171

Expertise.com Rating

Review Sources

Google
5.0 (41)
Facebook
4.8 (24)
Yelp
4.5 (7)

Why choose this provider?

Linda Dyster is an insurance agent who serves clients in the Gilbert area. A State Farm affiliate, she provides a broad range of homeowners' insurance policies to help people protect their homes and personal belongings from different catastrophes. She also offers risk protection plans for pets, health, and businesses. She is committed to prioritizing her customers and gaining their trust. Dyster and her team are experienced in working with business owners and families of all ages. She has been in the industry for over two decades.

  • Multiple Policy Types
  • Homeowners

3325 E Baseline Rd, Gilbert, AZ 85234

Expertise.com Rating

Review Sources

Google
4.8 (46)
Facebook
4.9 (41)

Why choose this provider?

Strong Tower Insurance Group is an independent insurance agency headquartered in Gilbert, Arizona, and serving customers throughout the Southwest. The company provides comprehensive home insurance policies through many reputable insurance companies for a variety of properties, including single-family homes, rental units, and condos. Founder Marty Uhlhorn has over 25 years of experience as an agency principal. In 2017, Strong Tower was awarded the Spirit of Business Award from the Gilbert Chamber of Commerce.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

17933 E Sanoque Blvd, Gilbert, AZ 85298

Expertise.com Rating

Review Sources

Google
4.6 (11)

Why choose this provider?

Pinnacle Insurance Group offers home insurance consultation to clients within the Gilbert, Arizona, metro area. It assists with policies concerning single family homes and condominiums, and outside of coverage for standard home owners, also serves renters pursuing coverage for personal belongings as well as landlords seeking to insure rental properties. Its agents help clients to negotiate with insurance providers and find ideal rates and term agreements for their specific needs. Pinnacle Insurance Group offers auto insurance services also.

  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

955 W Chander Blvd Ste 2, Chandler, AZ 85225

Expertise.com Rating

Review Sources

Facebook
5.0 (29)
Google
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

TWFG - Cota Insurance has served Gilbert, Arizona, and the Greater Phoenix metro area for more than 10 years. The independent agency specializes in homeowners insurance, with tailored solutions to fit the lifestyle and budget of each customer. Comprehensive homeowners insurance policies are available with many of the nation's top insurance carriers, including Travelers, Progressive, MetLife, and The Hartford. TWFG - Cota Insurance is focused on building long term relationships with clients, and customers speak highly of their professionalism and efficiency.

  • Homeowners

1489 S Higley Rd, Ste 105, Gilbert, AZ 85296
WebsiteLicense: AZ-1800003282

Expertise.com Rating

Review Sources

Google
4.9 (206)
Facebook
5.0 (11)
Yelp
3.5 (7)

Why choose this provider?

Pam Johnson is an insurance agent who works with State Farm Insurance and serves clients in the Gilbert area. She provides comprehensive homeowners', life, condo, and paycheck insurance services to help individuals prepare for unexpected circumstances in the future. She also offers commercial insurance policies and health insurance for people aged 65 and above. Pam has been an agent with State Farm since 2000. She was a State Farm Chairman's Circle award recipient for three years.

  • Homeowners

2680 S Val Vista Dr Bldg 15 Ste 185, Gilbert, AZ 85295
WebsiteLicense: 3000304460

Expertise.com Rating

Review Sources

Google
4.9 (200)
Facebook
5.0 (2)

Why choose this provider?

Protegrity Insurance is a personal insurance company that serves Gilbert and the surrounding areas. With a homeowners' insurance plan, the independent insurance firm assists individuals and families in protecting their homes, personal assets, and those living in their properties. Its agents represent carriers who can provide coverage for the structure, personal belongings, additional living expenses, replacement costs, and liability. The group also provides auto and life insurance. The company provides insurance solutions in California, Texas, Georgia, Washington, and Utah.

  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

67 S Higley Rd Ste 103 # 611, Gilbert, AZ 85296
Website

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
5.0 (9)

Why choose this provider?

Arizona Premier Insurance Agency - Office of Niqúe Nuñez is an independent insurance agency located in Gilbert, Arizona. Founded in 2004, it focuses on offering auto, home, life, and business insurance to individuals, families, and businesses across Arizona. Its auto insurance covers ATVs, classic cars, motorcycles, and RVs with bodily injury liability, personal injury protection, property damage liability, collision damage, and uninsured motorists coverage. The firm also creates customized insurance plans for clients by working with over 20 different insurance companies.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

1090 S Gilbert Rd Ste 106-155, Gilbert, AZ 85296
WebsiteLicense: 1800008377

Expertise.com Rating

Review Sources

Google
5.0 (69)
Facebook
5.0 (12)

Why choose this provider?

Southwest Premier Insurance Agency, LLC, is a Gilbert-based independent insurance agency that has been helping customers with a variety of insurance products—including homeowners', general business protection, life, auto, and commercial property insurance—for more than 20 years. With access to multiple insurance carriers, its team of agents compares insurance policies and creates personalized packages for individuals and businesses. Southwest Premier Insurance Agency supports various local charities, such as Candle Wishes Foundation-Arizona Center, Steps to Recovery, and Resurrection Street Ministry.

  • Personal Property Insurance
  • Homeowners

1530 E Williams Field Rd Ste 101B, Gilbert, AZ 85295

Expertise.com Rating

Review Sources

Facebook
4.8 (12)
Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Saks Insurance LLC is an independent insurance agency in Gilbert, Arizona, that sells home insurance. Established in 1990, the agency offers personalized home insurance policies that guard against fire and storms, with additional coverage available for such things as earthquakes, floods, personal items, liability, and theft. Saks Insurance provides a full array of personal and commercial insurance products from over 20 insurance carriers, including Safeco, Travelers, Progressive, MetLife, and National Lloyds.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

1530 E Williams Field Rd Ste 201, Gilbert, AZ 85295
WebsiteLicense: 3000492754

Expertise.com Rating

Review Sources

Google
5.0 (153)

Why choose this provider?

Valley Insurance Group provides personalized services to families and individuals in the Gilbert metro. It offers personal insurance products, including homeowners' coverages. The company's homeowners' policies protect clients from financial losses caused by unexpected events, such as theft, vandalism, fire, and storm. Its specialists also deal with life, health, and automobile insurance. They have access to various carriers like Progressive, CNA, and Liberty Mutual. Valley Insurance Group is a locally owned and operated company that has been in business since 1994.

  • Multiple Carriers

350 W Superstition Blvd Ste 121, Apache Junction, AZ 85120

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Apache Trail Insurance LLC is a family-owned independent insurance agency situated in Apache Junction, Arizona. The firm offers an extensive list of auto insurance solutions to motorists and other vehicle owners, including motorcycles, ATVs, recreational vehicles, commercial autos, motor homes, and watercraft. The company works with a group of over forty insurance carriers that provide an assorted range of auto coverage packages to meet different clients' needs. Apache Trail Insurance LLC also offers home and small business insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

625 N Gilbert Rd #107, Gilbert, AZ 85234

Expertise.com Rating

Review Sources

Google
5.0 (48)
Facebook
5.0 (10)
Yelp
5.0 (6)

Why choose this provider?

San Tan Insurance is a full-service independent company serving the Gilbert metro. The company aims to educate clients about insurance by identifying their needs and performing in-depth analyses of their current insurance coverage. It offers homeowners' insurance that covers liability, dwelling, personal properties, and scheduled items. The company also carries automotive, life, group health, and business insurance plans. San Tan Insurance is owned and operated by John F. Boughton, who has been in the field for over 25 years.

  • Homeowners

1013 S. Stapley Dr, Mesa, AZ 85204

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Arizona National Insurance offers various policies to clients in Gilbert and the surrounding areas. The agency has offices in Mesa and Surprise and represents more than 30 Arizona insurance carriers. Policies offered by the agency include homeowners', life, auto, and business insurance packages. Financial guru Dave Ramsey has endorsed Arizona National Insurance agents. Every agent works with a member of Dave Ramsey's team to guide clients in determining the necessary coverage depending on their needs.

  • Homeowners

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Prosperity North, PLLC
1166 East Warner Road, Gilbert, AZ 85296
Teri Beckman
1015 N McQueen Road Ste 164, Gilbert, AZ 85233
East Valley Insurance Agency AJ LLC
212 W Superstition Blvd Ste 106, Apache Junction, AZ 85120
Rightway Insurance LLC
1425 S. Higley Rd Suite 107, Gilbert, AZ 85296
Linda Dyster
1757 E Baseline Road Suite 113, Gilbert, AZ 85233
Strong Tower Insurance Group
3325 E Baseline Rd, Gilbert, AZ 85234
Pinnacle Insurance Group
17933 E Sanoque Blvd, Gilbert, AZ 85298
TWFG - Cota Insurance
955 W Chander Blvd Ste 2, Chandler, AZ 85225
Pam Johnson - State Farm Insurance Agent
1489 S Higley Rd, Ste 105, Gilbert, AZ 85296
Protegrity
2680 S Val Vista Dr Bldg 15 Ste 185, Gilbert, AZ 85295
Arizona Premier Insurance Agency - Office of Niqúe Nuñez
67 S Higley Rd Ste 103 # 611, Gilbert, AZ 85296
Southwest Premier Insurance Agency, LLC
1090 S Gilbert Rd Ste 106-155, Gilbert, AZ 85296
Saks Insurance, LLC.
1530 E Williams Field Rd Ste 101B, Gilbert, AZ 85295
Valley Insurance Group
1530 E Williams Field Rd Ste 201, Gilbert, AZ 85295
Apache Trail Insurance, LLC
350 W Superstition Blvd Ste 121, Apache Junction, AZ 85120
San Tan Insurance
625 N Gilbert Rd #107, Gilbert, AZ 85234
Arizona Captial Insurance
1013 S. Stapley Dr, Mesa, AZ 85204

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Where can Gilbert residents file a complaint against their home insurance company?

    Gilbert residents can voice their concerns with home insurance companies via Arizona's Department of Insurance and Financial Institutions (DIFI). Before filing, the DIFI site guides on their authority over the issue. If DIFI oversees the issue, they request the insurer to reply to the grievance. Following a thorough analysis and potential inquiry, they assess if any Arizona statutes or rules were breached. DIFI informs the complainant upon resolving the case.

  • Does home insurance in Gilbert cover incidents if your dog injures someone?

    In Gilbert, home insurance typically includes coverage if a dog harms someone. However, specific dog breeds may not be insurable. Before acquiring a dog, it's crucial to consult with your insurance agent about potential breed restrictions. Each claim's coverage is individually assessed, and the insurer makes sure that no exclusions apply.

  • How can Gilbert residents potentially lower their home insurance premiums?

    Gilbert residents can potentially reduce their home insurance costs by enhancing their credit scores. Arizona insurers often factor in credit histories when setting premiums. Timely bill payments and maintaining low debt can elevate credit scores. Additionally, opting for a heftier deductible usually brings down premiums. However, it's essential to select a deductible that remains affordable, even in unforeseen circumstances.

  • Is there a mandated grace period for homeowner's insurance in Gilbert?

    No. In Gilbert, there's no required grace period for homeowner's insurance per the state of Arizona. Instead, the decision rests with individual insurance providers. Grace periods, or the additional time after a policy lapse where coverage persists, can range between 24 hours to 30 days, as stipulated in the policy contract. However, late payments might incur penalties from the insurer.

  • Can Gilbert residents obtain flood insurance during monsoon season, and are there any discounts available?

    While monsoon season spans from mid-June to September in Gilbert, typical homeowners insurance doesn't cover flood damage. However, Gilbert is part of the National Flood Insurance Program (NFIP), enabling residents to secure flood insurance regardless of their home's flood zone designation. Due to the town's involvement in the Federal Emergency Management Association's Community Rating System, those with NFIP policies might qualify for premium discounts, reflecting Gilbert's proactive flood management efforts.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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