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2024

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Best Homeowners Insurance Agencies in Chandler, AZ

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Chandler Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

158Reviewed

102Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Phoenix, AZ

Expertise.com Rating

Review Sources

Google
5.0 (55)
Facebook
5.0 (7)
Yelp
5.0 (3)

Why choose this provider?

Founded in 2013, CityScape Insurance is an insurance agency that helps individuals get homeowners insurance in the Chandler metro area. Its licensed agents offer policies covering the home's replacement value and the valuables. Common additional options include extended living expenses during major claim repairs, animal liability, and extended dwelling, valuable articles, and identity theft recovery coverage. Other coverage is available for condo owners, landlords, manufactured homes, renter's, and vacation property.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

7272 E Indian School Rd Ste 375, Scottsdale, AZ 85251

Expertise.com Rating

Review Sources

Facebook
5.0 (21)

Why choose this provider?

CREST Insurance Group is an insurance agency offering homeowners insurance to customers in Chandler, Arizona, and throughout the southwest, including California, Colorado, and Nevada. The company works with a wide range of national and local insurance carriers to help clients find policies best suited to their individual needs and budgets. In addition to standard liability, damage and personal property coverage, the agency can also assist clients with flood and earthquake insurance policies as needed.

  • Personal Property Insurance
  • Homeowners

2045 South Vineyard, Mesa, AZ 85210
WebsiteLicense: 1800005199

Expertise.com Rating

Review Sources

Google
4.0 (46)
Facebook
5.0 (25)

Why choose this provider?

Harnish Insurance Group is an insurance business that provides renters' insurance plans to help its clients become financially protected when something unfortunate happens to their personal possessions or the properties they rent. Its renters' insurance policy covers liabilities and personal possessions and takes care of the cost of repairing the damages. Additionally, Harnish Insurance Group also provides various insurance programs for homeowners and contractors in Chandler. The agency is a member of the Arizona Hispanic Chamber of Commerce and Trusted Choice.

  • Multiple Policy Types

Chandler, AZ

Expertise.com Rating

Review Sources

Facebook
4.8 (23)

Why choose this provider?

Founded in 1995, Mooney Insurance is an insurance agency in Chandler that helps individuals and families find the right homeowner's policy to meet their needs. Its agent works to find coverage for customers' dwellings, additional structures, such as detached garages and sheds, personal property, liability, and additional living expenses. The independent insurance agent works with many carriers, including American Modern, The Hartford, Travelers, and Foremost. Other policy options are available for manufactured homes, condos, renters, and floods.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

1094 South Gilbert Road, Gilbert, AZ 85296

Expertise.com Rating

Review Sources

Facebook
5.0 (198)

Why choose this provider?

Stewardship is an insurance agency in the Chandler metro area serving individuals and families looking for homeowner's insurance. Its licensed brokers work with clients to find a policy that fits their coverage needs, such as protection for the home's interior and exterior, the furnishings, any dwellings on the property, and such as detached garages and sheds. Additional policies are available for jewelry, art, collectibles, and antiques. Other coverage options include auto, life, and long-term care insurance.

  • Multiple Policy Types

4645 S Lakeshore Dr Ste 9, Tempe, AZ 85282

Expertise.com Rating

Review Sources

Facebook
4.8 (13)
Google
4.4 (7)

Why choose this provider?

Warburton Insurance Services Inc. is a Tempe-based insurance brokerage that was founded in 1989 and serves homeowners throughout the Chandler metro area. Locally owned and operated by founder Paul Warburton, the agency works with homes, apartments, and renters to provide insurance policies that reimburse clients for personal property that is lost or destroyed in a disaster. The company's liability policies defend clients against lawsuits from third parties injured on the insured property.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

1314 W Camelback Rd, Phoenix, AZ 85013

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Mr. Insurance Phoenix is an independent insurance agency in Phoenix, Arizona, serving the greater Chandler metro area and the surrounding neighborhoods. The firm represents a large number of reputable insurance carriers providing a wide variety of auto insurance products and services. Its agents assist clients in matching their needs with apt coverage plans that satisfy those needs and are lenient to their pockets. The agency also offers SR-22, home, and Mexican auto insurance products.

  • Renter's Insurance
  • Fire
  • Personal Property Insurance

600 East Baseline Road, Tempe, AZ 85283

Expertise.com Rating

Review Sources

Google
4.8 (95)
Facebook
4.9 (34)
Yelp
4.5 (10)

Why choose this provider?

AZ Insurance Team is an independent insurance agency for individuals and families in the Chandler metro area. Its licensed and experienced agents offer policies for homeowners, luxury homes, secondary, condos, landlords, vacant homes, mobile homes, manufactured houses, and investment properties. It helps clients get protection for their families, medical coverage for guests following an on-property injury, additional living expenses in the event of a covered loss, and additional riders for jewelry, art, antiques, or collectibles.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

955 West Chandler Boulevard Ste 2, Chandler, AZ 85225

Expertise.com Rating

Review Sources

Facebook
5.0 (15)

Why choose this provider?

Cota Insurance is an independent agency based in Chandler that serves clients throughout the Phoenix metro area. It specializes in home insurance. The company's agents can help their clients find the best policies for their circumstances and budgets from a wealth of products offered by various insurers. Their services include explaining what's covered in the product and what isn't so that the client is fully aware of what they're paying for.

  • Personal Property Insurance

2500 N Alma School Rd, Chandler, AZ 85224

Expertise.com Rating

Review Sources

Yelp
4.0 (4)

Why choose this provider?

CLI Select Agencies, based in Chandler, Arizona, is a network of independent insurance agencies with locations in Illinois, New Mexico, Montana, Georgia, and Idaho. CLI specializes in homeowners insurance, performing replacement cost analysis on houses to determine the best policy for each client. Coverage generally includes medical expenses, personal property, and loss of use. The agency also assists residents with renters and specialty dwelling insurance. Commercial services include coverage for restaurants and general liability.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

1054 N Arizona Ave, Chandler, AZ 85225

Expertise.com Rating

Review Sources

Google
4.9 (10)
Facebook
5.0 (5)

Why choose this provider?

Leader Insurance Services assists clients in Chandler, Arizona, seeking insurance coverage for their different needs. The company provides homeowners insurance policies to cover costs and expenses associated with loss or damage of their houses, personal belongings lost through theft or fire, liabilities, and injuries sustained by guests at the premises. Leaders Insurance Services also offers business and auto insurance to protect clients from losses resulting from unforeseen circumstances or lawsuits.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

2169 E Warner Rd Ste 103, Tempe, AZ 85284

Expertise.com Rating

Review Sources

Google
4.6 (15)

Why choose this provider?

Southwind Insurance Agency is an independent insurance agency in Tempe, Arizona, that sells home insurance. Founded in 1987, the company offers homeowners insurance, including coverage designed specifically for landlords, condos, renters, and mobile homes, that includes protection against liability, damage or destruction of any structures on the property, theft, or vandalism. Additionally, Southwind Insurance Agency offers coverage for autos and other motor vehicles, life insurance, insurance on watercraft, and other insurance products.

  • Renter's Insurance
  • Flood
  • Homeowners

977 E Scorpio Pl, Chandler, AZ 85249

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
3.0 (2)

Why choose this provider?

An independent insurance agency, Pickett Insurance & Financial Services helps clients find home insurance policies and serves the entire Chandler, Arizona, metro area. Regularly working with dozens of insurance providers, this agency offers clients a multitude of rates for coverage of structural damage, personal injury, personal property, and liability concerning injured guests or intruders. It allows clients to combine home and auto insurance policies into umbrella agreements and provides life and commercial insurance services as well.

  • Homeowners

1256 W Chandler Blvd Ste G, Chandler, AZ 85224

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Parrish Insurance Agency is an independently owned and locally operated insurance agency assisting clients in the Chandler, Arizona, metro area with home insurance policies, typically procuring coverage for structural damage, personal injury, and various adverse circumstances. The agency serves home owners, landlords, and renters, and offers umbrella policies for clients who wish to combine multiple types of insurance. In addition to residences, Parrish Insurance Agency also insures commercial properties such as office buildings.

  • Personal Property Insurance
  • Homeowners

584 W Chandler Blvd, Chandler, AZ 85225

Expertise.com Rating

Review Sources

Google
4.8 (23)
Facebook
5.0 (17)
Yelp
1.0 (1)

Why choose this provider?

San Marcos Insurance Group is a locally owned independent insurance agency in Chandler, Arizona, that sells home insurance. Founded in 2010 and with over 80 years of combined owner experience, San Marcos Insurance Group provides insurance for homeowners that includes coverage for regular maintenance, natural disasters, and accidents. The company shops for the right products at the best price, providing a variety of personal and commercial insurance as well as financial products.

  • Multiple Policy Types
  • Homeowners

1825 W Chandler Blvd Suite 1, Chandler, AZ 85224
WebsiteLicense: 9655610

Expertise.com Rating

Review Sources

Google
4.8 (102)
Yelp
4.5 (13)

Why choose this provider?

Adam Gettys is one of State Farms' insurance agents helping the Chandler community protect their properties, including homes and condos. An LGBTQ community supporter, Gettys also guides any client in securing policies for their autos and businesses, in addition to life insurance. He has been working as an insurance professional since 2007 and started his career with State Farm in 2013. State Farm is a Fortune 500 company that also offers investment solutions, educational plans, and annuities.

  • Renter's Insurance

1820 E Ray Rd, Chandler, AZ 85225

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Created in 2007, Service First Insurance offers coverage to clients residing in Chandler and throughout surrounding metros in Arizona. It operates under the ownership and guidance of Linnea Macier, a company that has extensive marketing and underwriting experience. Service First Insurance offers a range of flexible and affordable coverage options for homeowners. Choices under its standard policy include property insurance and homeowners liability. Clients can benefit from customized plans tailored to suit their individual needs.

  • Renter's Insurance
  • Condos
  • Fire

183 E Williams Field Rd Ste 111, Gilbert, AZ 85295

Expertise.com Rating

Review Sources

Google
4.9 (117)
Facebook
5.0 (116)
Yelp
4.5 (12)

Why choose this provider?

Nate Atkins-State Farm Insurance Agent is a licensed insurance agency for State Farm serving individuals and families in the Chandler metro area. Its experienced representative uses his knowledge of homeowners insurance coverage to help clients find the required coverage that meets their needs and budget. Owner Nate Atkins is an MBA, CPCU, ChFC, CLU, and CASL. Services are available in English and Spanish.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

1727 N Arizona Avenue, Suite 4, Chandler, AZ 85225
WebsiteLicense: 6744463

Expertise.com Rating

Review Sources

Google
4.7 (27)
Yelp
1.0 (1)

Why choose this provider?

Michael Bott has been offering insurance solutions to clients in Chandler since 1977. As a State Farm agent, he is committed to utilizing insurance products that meet homeowners' needs, including policies for stolen valuables and structural repairs caused by disasters. Clients are protected against liabilities for bodily injuries and property damages that occurred in their property. Michael and his team assist first-time homebuyers, guide clients in creating home inventories for claims processes, and cover sick and injured house pets.

  • Renter's Insurance
  • Condos
  • Homeowners

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
CityScape Insurance
Phoenix, AZ
CREST Insurance Group
7272 E Indian School Rd Ste 375, Scottsdale, AZ 85251
Harnish Insurance Group
2045 South Vineyard, Mesa, AZ 85210
Mooney Insurance
Chandler, AZ
Stewardship
1094 South Gilbert Road, Gilbert, AZ 85296
Warburton Insurance Services, Inc.
4645 S Lakeshore Dr Ste 9, Tempe, AZ 85282
Mr. Insurance Phoenix
1314 W Camelback Rd, Phoenix, AZ 85013
AZ Insurance Team
600 East Baseline Road, Tempe, AZ 85283
Cota Insurance
955 West Chandler Boulevard Ste 2, Chandler, AZ 85225
CLI Select Agencies
2500 N Alma School Rd, Chandler, AZ 85224
Leader Insurance Services
1054 N Arizona Ave, Chandler, AZ 85225
Southwind Insurance Agency
2169 E Warner Rd Ste 103, Tempe, AZ 85284
Pickett Insurance & Financial Services
977 E Scorpio Pl, Chandler, AZ 85249
Parrish Insurance Agency
1256 W Chandler Blvd Ste G, Chandler, AZ 85224
San Marcos Insurance Group
584 W Chandler Blvd, Chandler, AZ 85225
Adam Gettys
1825 W Chandler Blvd Suite 1, Chandler, AZ 85224
Service First Insurance
1820 E Ray Rd, Chandler, AZ 85225
Nate Atkins - State Farm Insurance Agent
183 E Williams Field Rd Ste 111, Gilbert, AZ 85295
Michael Bott
1727 N Arizona Avenue, Suite 4, Chandler, AZ 85225

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can Chandler residents determine the right amount of homeowners' insurance coverage they need?

    For Chandler residents to determine the ideal homeowners' insurance coverage, it's essential to weigh the following factors:

    • The property's geographic location.
    • The worth of personal belongings.
    • Considerations for temporary housing.
    • The rebuilding cost of the home. Insufficient coverage might pose financial threats, while excessive coverage can strain budgets. Thus, evaluating these aspects will guide homeowners in securing balanced coverage.
  • Why should Chandler homeowners consider updating their insurance coverage?

    Chandler homeowners need to update insurance coverage as homes evolve and accumulate value. Significant renovations can increase a home's worth, leaving outdated policies insufficient against major disasters. As properties appreciate, older coverages might not cover complete rebuilding. Additionally, acquiring valuable items necessitates more robust property insurance. Failing to adjust means potential out-of-pocket costs for damages or loss.

  • Why is homeowners' insurance a requirement for Chandler mortgage lenders?

    Mortgage lenders in Chandler mandate homeowners insurance to protect their interests against unforeseen events or damages. Though not typically included in the mortgage, this insurance is paramount. Lenders often need it just as they would require evidence of title loan protection. By law, they can force borrowers to carry sufficient coverage up to the mortgage amount. Chandler residents needing clarification on their insurance status should engage with their mortgage provider.

  • What can Chandler residents do to manage the increasing homeowners' insurance costs?

    Chandler residents grappling with rising homeowners' insurance expenses can take several steps to alleviate these costs. Due to the heightened market conditions, a more meticulous comparison of insurance providers is advisable. Moreover, engaging with insurance representatives about potential discounts can be beneficial, especially those linked to efforts to strengthen homes against catastrophes. For instance, implementing specific disaster-prevention measures might qualify homeowners for reduced premiums.

  • In Chandler, is it permissible for homeowners' insurance providers to exclusively consider a dog's breed when evaluating potential insurance risks?

    No, it is not permissible. According to A.R.S. § 20-1510, insurance entities within Chandler are prohibited from using a dog's breed as the exclusive determinant in risk evaluations or information-gathering mechanisms. This legislation ensures a balanced and non-discriminatory approach to insurance underwriting. Policyholders are advised to consult their specific policy documents for comprehensive details.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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