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Best Homeowners Insurance Agencies in Arizona

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored Arizona homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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14Top Picks

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Providers

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Best Homeowners Insurance Agencies Serving Arizona
Tucson

Expertise.com Rating

Review Sources

Google
5.0 (454)
Facebook
4.7 (7)
Yelp
4.4 (5)

Why choose this provider?

Tom DeBerry works as the best State Farm agent in the state of Arizona. He crafts homeowners' insurance that protects the policyholders' clothing, electronics, furniture, and appliances. DeBerry provides further options under this program, such as liability and earthquake coverage. He also sets up custom renters', life, health, auto, pet, and business insurance plans. He has been in the industry for more than 38 years and is a National State Farm Agents Advisory Council member.

Best Homeowners Insurance Agencies Serving Arizona
Glendale

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
5.0 (18)
Yelp
4.0 (8)

Why choose this provider?

Located in Glendale, Bivonia Insurance Group, LLC, serves clients throughout Arizona. It sets up the best homeowners' insurance products and guides customers on issues involving policy adjustments. The agency also provides fire damage coverage options. In addition, it offers various business insurance solutions, including commercial auto, workers' compensation, and business crime insurance. The team at Bivonia Insurance Group has over 40 years of combined experience in the financial services industry. It supports the non-profit organization Set Free Ministries.

Best Homeowners Insurance Agencies Serving Arizona
Glendale

Expertise.com Rating

Why choose this provider?

TJ Mazur & Associates is an independent insurance agency that caters to clients in Arizona. It provides financial protection to homeowners through options like named-perils and all-risk policies. The agency offers coverage for costs related to lawsuits or fire damage. It has experience setting up policies that protect condominiums, mobile homes, and rental properties. It is the best agency in the state, and it works with a range of insurance carriers, from Progressive and Nationwide to Clearcover and Homeowners of America.

Best Homeowners Insurance Agencies Serving Arizona
Tucson

Expertise.com Rating

Review Sources

Google
4.5 (113)
Yelp
1.0 (1)

Why choose this provider?

With multiple offices in Tucson, Mike Pierce Insurance serves clients throughout Arizona. It assists individuals in their search for the best homeowners' insurance and provides coverage to manage losses from fire, theft, or storm damages. The agency also offers renters' insurance. It sets up other products that insure various vehicles, including cars, motorcycles, trucks, RVs, and boats. Mike Pierce Insurance has been operating for over four decades. It can provide services in Spanish. It supports the local veteran community through the American Patriot Memorial Foundation.

Best Homeowners Insurance Agencies Serving Arizona
Gilbert

Expertise.com Rating

Why choose this provider?

Southwest Premier Insurance Agency, LLC, provides financial solutions to people in Arizona. It assists individuals in their search for homeowers' insurance and creates the best comprehensive policies that cover losses from weather, theft, or vandalism-related damages. Through various coverage options, the agency protects the client's personal belongings, like guns and jewelry. It also deals with commercial insurance and offers multiple solutions, including builder's risk and cyber liability plans. Its team has over 30 years of combined experience in the insurance industry.

Best Homeowners Insurance Agencies Serving Arizona
Tucson

Expertise.com Rating

Why choose this provider?

AZ Insurance Center is the best independent insurance agency that serves both residential and commercial clients from Arizona and the surrounding areas. It provides both named-peril and all-risk homeowners' insurance policies. Other personal insurance products available include renters', condominium, flood, and auto. It also offers commercial property, auto, and umbrella insurance policies. AZ Insurance Center has been in operation for almost two decades. The agency is a member of Business Network International.

Best Homeowners Insurance Agencies Serving Arizona
Mesa

Expertise.com Rating

Review Sources

Google
4.7 (81)
Facebook
5.0 (11)
Yelp
3.9 (8)

Why choose this provider?

Since 2001, Manuel Ramirez has been operating as the best insurance agent across Arizona. He represents State Farm and provides homeowners' insurance policies that cover a range of personal belongings, from jewelry and clothing to electronic gadgets and appliances. Manuel also offers liability coverage. He handles other personal insurance products, like auto, renters', and life. The agent serves as a member of the Board of Adjustment under the City of Chandler. He speaks fluent Spanish.

Best Homeowners Insurance Agencies Serving Arizona
Mesa

Expertise.com Rating

Review Sources

Google
4.9 (65)

Why choose this provider?

For over 25 years, Desert View Insurance of Arizona, LLC has been providing the best financial solutions to clients across the area. It has experience working with multiple carriers to insure various properties, like houses, mobile homes, and condos. The agency provides special accommodations for homeowners with alarms. It also offers insurance products for organizations, including non-profit firms and churches. Its principal, Kevin Norton, is a Certified Property Casualty Underwriter. He is the former president of the Independent Insurance Agents and Brokers of Arizona.

Best Homeowners Insurance Agencies Serving Arizona
Phoenix

Expertise.com Rating

Review Sources

Google
5.0 (286)
Yelp
5.0 (1)

Why choose this provider?

Green Planet Insurance is a Phoenix-based agency that serves clients throughout Arizona. Through the best homeowners' insurance products available in the state, the agency protects clients from financial losses related to theft, vandalism, or fire-related damages. It guides policyholders on different coverage options, including loss of use, medical expense, and personal property coverage. It offers other products that insure vehicles like boats, cars, ATVs, RVs, and motorcycles. It also deals with commercial insurance and provides workers' compensation, business property, and general liability policies.

Best Homeowners Insurance Agencies Serving Arizona
Glendale

Expertise.com Rating

Review Sources

Google
4.8 (106)
Facebook
5.0 (30)
Yelp
3.7 (7)

Why choose this provider?

David Dorman is a State Farm insurance agent who provides the best financial solutions to clients across Arizona. He deals with homeowners' insurance and guides policyholders on the process of extending coverage to their personal belongings like electronics, clothing, and furniture. To manage property damage costs, Dorman offers liability insurance coverage. He has experience insuring different types of properties, including manufactured homes and condominiums. Dorman has been in the industry since 2004. He is a recipient of the Chairman's Circle Award from State Farm.

Best Homeowners Insurance Agencies Serving Arizona
Tucson

Expertise.com Rating

Review Sources

Google
5.0 (40)
Facebook
5.0 (30)
Yelp
4.3 (6)

Why choose this provider?

Pacific Insurance is the best independent agency that caters to individuals and businesses in Arizona. It helps homeowners cover losses from hail, smoke, fire, theft, or vandalism-related damage through insurance solutions. The agency also provides coverage for personal belongings, including rugs, guns, and jewelry. It offers other insurance products that protect a range of vehicles, from RVs and ATVs to motorcycles and boats. Its owner, Edward "Ned" Ingram, has over two decades of insurance experience. He was a Farm Bureau agent for 17 years.

Best Homeowners Insurance Agencies Serving Arizona
Mesa

Expertise.com Rating

Review Sources

Google
4.9 (49)
Yelp
1.0 (1)

Why choose this provider?

Since 1998, ABI Insurance, L.L.C., has been operating as the best independent agency across Arizona. It represents a wide range of carriers, from Progressive and Safeco Insurance to Travelers and Liberty Mutual. The agency offers homeowners' insurance to clients looking for financial protection against fire, theft, vandalism, or natural disasters. It provides other personal insurance products that cover life, auto, and health. It also sets up a range of business insurance products, from workers' compensation to general liability policies.

Best Homeowners Insurance Agencies Serving Arizona
Gilbert

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (18)

Why choose this provider?

Since 2013, Teri Beckman has been serving clients in Arizona. Through homeowners' insurance, she protects property owners from financial losses due to wind or fire-related damage. Beckman has experience setting up policies for owners of single-family homes, condominiums, and townhomes. She also provides other personal insurance products covering life, auto, and health. Beckman operates as the best insurance agent in Arizona and represents the firm Farm Bureau Financial Services. One of her team members has a background in wealth management.

Best Homeowners Insurance Agencies Serving Arizona
Phoenix

Expertise.com Rating

Why choose this provider?

Since 2008, Coriano Insurance Agency has been helping individuals and businesses across Arizona. It provides homeowners' insurance policies to protect clients from financial losses due to theft or weather-related damage. The agency has experience setting up plans that cover a range of personal belongings, from jewelry and art to guns and furs. It also offers other personal insurance products, like auto and life. Its founder and president, Chris Coriano, holds a Certified Insurance Counselor designation. He has been in the industry for over two decades.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Tom DeBerry
7419 E. Tanque Verde, Tucson, AZ 85715
Bivona Insurance Group, LLC
20325 North 51st Ave, Glendale, AZ 85308
TJ Mazur & Associates
7121 W Bell Road, Glendale, AZ 85308
Mike Pierce Insurance
3618 N Oracle Rd., Tucson, AZ 85705
Southwest Premier Insurance Agency, LLC
1090 S Gilbert Rd Ste 106-155, Gilbert, AZ 85296
AZ Insurance Center
6418 E Tanque Verde Rd Suite 203, Tucson, AZ 85715
Manuel Ramirez
911 N Country Club Drive, Mesa, AZ 85201
Desert View Insurance of Arizona, LLC
7165 East University Drive, Mesa, AZ 85207
Green Planet Insurance
706 E Bell Rd Ste 201, Phoenix, AZ 85022
David Dorman
10630 N 59th Ave Ste 102, Glendale, AZ 85304
Pacific Insurance
2193 N Camino Principal #105, Tucson, AZ 85715
ABI Insurance, L.L.C.
7165 E University Dr. Suite 170, Mesa, AZ 85207
Teri Beckman
1015 N McQueen Road Ste 164, Gilbert, AZ 85233
Coriano Insurance Agency
4742 N 24th St Suite 300A, Phoenix, AZ 85016

Arizona Homeowners Insurance Agency FAQs

  • In Arizona, are elevation certificates required to buy flood insurance?

    When buying flood insurance in Arizona, an elevation certificate is not necessary, but homeowners have the option of giving one to their agent to determine whether they are eligible for a discount on the premium. In some circumstances, such as when a home is situated in a historic floodplain, a homeowner is purchasing a National Flood Insurance Program policy, and a home loan will be insured or provided by the United States government, an elevation certificate may also be valuable.

  • Does Arizona house insurance cover tornado-related damage?

    Most homeowner insurance policies in Arizona often include coverage for tornadoes. The main home insurance coverages that deal with tornado damage are as follows:

    • Dwelling coverage for the building's structure.
    • Personal property insurance, which provides coverage for damaged or lost personal property.
    • Loss of use coverage, which pays for temporary lodging and related costs if a loss prevents the homeowner from living in their home.
  • How do you calculate the dwelling coverage limit for your homeowners insurance in Arizona?

    The dwelling coverage limit for your Arizona home insurance can be calculated using a professional assessment, by checking out the rate per square foot for new construction in your neighborhood and calculating it yourself, or by using an internet calculator for home replacement costs. Whatever method you use to determine your dwelling coverage, you must be sure that it is sufficient to pay for the replacement cost of your home.

  • Will Arizona homeowners insurance pay for losses caused by mold?

    Home insurance providers in Arizona frequently view mold as a symptom of carelessness because mold problems don't appear overnight, and this is also their primary justification for refusing to pay for your damages. However, some home insurance policies may list mold as a protected peril. For instance, your house insurance will protect your property if water from a broken pipe or appliance is the cause of the mold.

  • Does Arizona homeowners insurance cover house renovations for a person with disability?

    In Arizona, homeowners insurance does not cover the cost of installing home modifications for the elderly or people with disabilities. However, the policy might cover improvements already made to the home that are harmed or destroyed as a result of a covered risk. If your home improvements were constructed after you purchased your insurance, you should get in touch with your insurer to ensure you have appropriate coverage.

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