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2024

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Best Homeowners Insurance Agencies in Anchorage, AK

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Anchorage Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

173Reviewed

109Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12330 Old Glenn Hwy Ste 5, Eagle River, AK 99577
WebsiteLicense: 14271

Why choose this provider?

Alaska Direct Insurance Broker, Inc., caters to clients in Anchorage and the surrounding areas. Its primary agent, Megan Davis, has been in the insurance industry since 1985, providing a selection of products, including homeowners', renters', and business coverage. She analyzes clients' needs to determine their specific situations and find the policies to protect them from risks of loss. Megan also offers vehicle insurance to individuals, whether driving a motorcycle, boat, or ATV.

  • Renter's Insurance
  • Personal Property Insurance

Anchorage, AK
WebsiteLicense: 25632

Expertise.com Rating

Review Sources

Google
4.9 (7)
Facebook
5.0 (7)

Why choose this provider?

Homer Insurance Center helps the residents of Anchorage acquire insurance coverage for personal and commercial needs. The company was established in 1992 by Clay and Joan Ellington, who lead a team of agents writing property insurance plans for renters and homeowners. The firm's homeowner's insurance plans protect homes and policyholders from losses, personal liability, additional living expenses, and medical expenses caused by accidents. Homer Insurance Center carries products from Progressive, Safeco, and Berkshire Hathaway GUARD.

  • Renter's Insurance

912 E. 15th Avenue Suite 100, Anchorage, AK 99501
WebsiteLicense: 41258

Expertise.com Rating

Review Sources

Facebook
4.9 (102)
Google
4.5 (58)
Yelp
5.0 (5)

Why choose this provider?

Alaska Pacific Insurance Agency has been serving individuals, families, and companies in Anchorage since 1998. The independent insurance agency offers homeowners' insurance packages that include property, personal item, and liability coverages. Its personal protection plans include auto, health, condo, and life insurance. It also has available business coverage products, including general liability, workers' compensation, commercial property, and business owners' policy insurance. Its founder, Tracey Parrish, has over 26 years of experience in the insurance industry.

  • Condos
  • Flood

205 E Benson Blvd Ste 122, Anchorage, AK 99503

Expertise.com Rating

Why choose this provider?

The Dewar Insurance Agency is an independent home insurance specialist based in Anchorage, Alaska, serving communities across the state. The agency scours home insurance policies from its wide range of providers to find the right one for its client's needs and budget. Available to homeowners and renters, coverage normally includes protection from loss due to structural damage, theft of personal belongings, and liability costs if a visitor is injured. Additional coverage can be included for particularly valuable personal property, and loss of use coverage to meet living expenses if the home is temporarily uninhabitable.

  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types

1417 West Northern Lights Boulevard, Anchorage, AK 99503
WebsiteLicense: 100168

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
4.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Tim Graham is a State Farm insurance agent that offers home insurance to clients in the Anchorage area. Tim leads an office of State Farm staff members who have over 60 years of combined experience in the real estate industry. He provides clients insurance options that will protect their homes from damages caused by natural elements or theft. Home insurance will grant clients the ability to repair or replace their homes and attached valuables.

  • Multiple Policy Types
  • Homeowners

5484 Taku Drive, Anchorage, AK 99508
WebsiteLicense: 35303

Expertise.com Rating

Review Sources

Google
4.0 (61)
Facebook
4.0 (8)
Yelp
1.0 (2)

Why choose this provider?

Doug McCann is an insurance agent who gives advice on insurance policies regarding residential properties for homeowners in the Anchorage area. He is affiliated with State Farm, which aims to help people manage life's risks by offering various solutions. Other types of insurance that Doug offers include pet, automobile, business, life, and health. He offers insurance quotes on home, auto, health, and life products. Apart from insurance, Doug also offers mutual funds, annuities, and banking solutions.

  • Renter's Insurance

412 E Pioneer Ave Ste 1, Anchorage, AK 99603
WebsiteLicense: 3001698452

Expertise.com Rating

Review Sources

Google
4.6 (27)

Why choose this provider?

Coastline Insurance serves individuals and families throughout Anchorage and its surrounding metros. Its staff utilizes more than 35 years of experience and support from carriers like Allstate, Progressive, and Markel to help homeowners protect their belongings and properties from loss and damage. Through Coastline, clients can acquire supplemental coverage options against instances of personal liability involving mishaps and accidents in the insured property. The agency also offers risk management products for automobile owners, renters, businesses, and landlords.

8427 Laviento Drive, Anchorage, AK 99515
WebsiteLicense: 43089

Expertise.com Rating

Review Sources

Google
5.0 (79)
Facebook
5.0 (12)
Yelp
1.0 (1)

Why choose this provider?

Lisa Sanders - State Farm Insurance Agent offers insurance services for homeowners in Anchorage. She is a long-time resident of the municipality and possesses more than 34 years of experience with State Farm. Some of the products she offers include auto insurance, renters insurance, insurance for personal articles, business insurance, and pet insurance. Lisa is an active member of the Anchorage Chamber of Commerce and is a Habitat for Humanity volunteer. She also supports various orphanages and mission work in Uganda.

  • Multiple Policy Types

P.O. Box 771069, Eagle River, AK 99577
WebsiteLicense: 23367

Expertise.com Rating

Review Sources

Google
4.9 (138)
Yelp
1.0 (2)

Why choose this provider?

Established in 1980, Alaska Service Agency is a full-service insurance firm that operates in Anchorage. It is an independent agency that compares the annual rates and percentages of different homeowners' insurance policies from regional and national carriers. The firm helps first-time applicants customize coverages to include extreme weather, premises liability, and theft of personal items. Its agents can process all claims to corresponding carriers through the firm's website. Alaska Service Agency also caters to commercial clients and niche businesses.

  • Multiple Policy Types
  • Homeowners

502 E Park Ave, Wasilla, AK 99654
WebsiteLicense: 77874

Expertise.com Rating

Review Sources

Google
4.8 (37)
Facebook
5.0 (28)

Why choose this provider?

Barrett & Associates Insurance caters to individuals and families in the Anchorage metro. It protects homeowners' living spaces by curating policies that include property and liability coverages. It partners with various insurance carriers to provide tailored protection plans and adjust them based on clients' changing needs. It has a dwelling or fire insurance to safeguard clients when their houses become unhabitable. The business also accommodates customers with mobile homes and rental spaces. Other insurance products include business, car, and life policies.

  • Renter's Insurance

4730 Business Park Boulevard, Anchorage, AK 99503

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (9)

Why choose this provider?

A local business in Anchorage, Aurora National Insurance has been delivering insurance solutions to corporations, small businesses, and individuals for more than 20 years. The insurance company offers homeowners insurance policies to clients seeking to protect their property and finances. They offer dwelling coverage, other structures coverage, personal property protection, and personal liability protection. In addition, the firm handles loss of use coverage and medical payments coverage. Led by Lynnette Wood, ANI helps clients understand their insurance policies.

  • Homeowners

234 West Evergreen Avenue, Palmer, AK 99645
WebsiteLicense: 55613

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Silva Insurance Services, LLC, caters to clients in the Anchorage area. Its homeowners' insurance offers coverage for damage caused by natural disasters or fires. The policy provides compensation for injuries that occur inside the residences, as well as vandalism and stolen personal items. In addition, clients can get insurance for cars and long-term care. Silva Insurance Services also offers insurance policies for businesses to cover vehicle fleets and workers' compensation claims. Its team is available 24/7 to answer queries.

  • Personal Property Insurance

2960 C St Ste 200, Anchorage, AK 99503

Expertise.com Rating

Review Sources

Google
4.8 (46)

Why choose this provider?

Randall Moss Insurance is an agency serving communities in the Anchorage, Alaska, metro area, and it focuses heavily on the Anchorage, Wasilla, and Eagle River regions. It connects clients with home insurance providers and informs them on coverage areas which might best satisfy their unique needs. This agency insures both homes and condominiums and assists renters as well as landlords with specialized policies to protect their interests in lease agreements. It also handles earthquake and flood insurance coverage for clients who require this type of protection. Randall Moss Insurance offers vehicle and life insurance as well.

  • Renter's Insurance
  • Earthquake
  • Flood

507 W Northern Lights Blvd, Anchorage, AK 99503

Expertise.com Rating

Review Sources

Google
5.0 (53)
Facebook
5.0 (26)

Why choose this provider?

Conrad-Houston Insurance is the premier insurance agency in Anchorage, Alaska. Founded in 1979, locally owned, and independently operated, the firm offers comprehensive home insurance options to fit every dwelling size and layout. Policies cover the physical structure and property within the home, in addition to replacement costs after loss. The firm understands that every homeowner has different needs, and the company works only with select companies to ensure reliable coverage to its clients. Agents help clients customize basic and optional home insurance coverage needs, and customers speak highly about the team's personalized service. Conrad-Houston Insurance also offers health, life, and business insurance.

  • Renter's Insurance
  • Flood
  • Personal Property Insurance

148 W. 34th Ave, Anchorage, AK 99503
WebsiteLicense: 18170

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (10)

Why choose this provider?

Insurance Group of Alaska is a full-service independent agency that has been operating in Anchorage since 1998. It partners with multiple insurance carriers to provide a wide range of personal and commercial lines of insurance, including homeowners' insurance coverage options. This policy covers a wide range of areas, including the policyholders' homes, personal properties, other structures, personal liability, and medical payments. Its team also offers insurance products for renters and mobile homes. In addition, the agency handles lost title bonds.

  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Alaska Direct Insurance Broker, Inc.
12330 Old Glenn Hwy Ste 5, Eagle River, AK 99577
Homer Insurance Center
Anchorage, AK
Alaska Pacific Insurance Agency
912 E. 15th Avenue Suite 100, Anchorage, AK 99501
Dewar Insurance Agency
205 E Benson Blvd Ste 122, Anchorage, AK 99503
Tim Graham
1417 West Northern Lights Boulevard, Anchorage, AK 99503
Doug McCann
5484 Taku Drive, Anchorage, AK 99508
Coastline Insurance
412 E Pioneer Ave Ste 1, Anchorage, AK 99603
Lisa Sanders - State Farm Insurance Agent
8427 Laviento Drive, Anchorage, AK 99515
Alaska Service Agency
P.O. Box 771069, Eagle River, AK 99577
Barrett & Associates Insurance
502 E Park Ave, Wasilla, AK 99654
Aurora National Insurance
4730 Business Park Boulevard, Anchorage, AK 99503
Silva Insurance Services, LLC
234 West Evergreen Avenue, Palmer, AK 99645
Randall Moss Insurance
2960 C St Ste 200, Anchorage, AK 99503
Conrad-Houston Insurance
507 W Northern Lights Blvd, Anchorage, AK 99503
Insurance Group of Alaska
148 W. 34th Ave, Anchorage, AK 99503

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What types of homeowners insurance coverages can be obtained in Anchorage?

    Homeowners insurance coverages that may be obtained in Anchorage include:

    • Dwelling coverage to protect the house’s structure
    • Coverage to protect structures within the property aside from the home
    • Personal property coverage to protect the home’s contents
    • Liability coverage to protect against premises liability lawsuits
    • Guest medical coverage for medical costs for premises liability victims
    • Additional living expenses for increased costs if the home becomes uninhabitable after a loss that is covered
  • What is the cost of homeowners insurance in Anchorage?

    The cost of an Anchorage home insurance policy depends on the specific options that the policyholder chooses, which are individually priced. Higher deductibles often lower the premium’s price by shifting a portion of the payment for loss to the policyholder. If, for example, there is a $500 deductible, the policyholder pays for the first 500 dollars of a covered loss. There is an option to set a higher limit than what is recommended depending on individual needs and situations.

  • How can an Anchorage homeowner insurance policy owner expedite claim resolution after a disaster?

    An Anchorage homeowner insurance policy owner can expedite claim resolution if they create an inventory of their personal belongings and home prior to any disaster. This could comprise a list coupled with photos and/or videos which should not be kept in the home. The policy owner should remember that their policy does not cover damages due to deferred or poor maintenance.

  • What is actual cash value or ACV and how does it affect Anchorage homeowners insurance valuation?

    Actual cash value or ACV is the cost for replacing a damaged item minus its depreciation cost. It affects Anchorage homeowners insurance valuation by factoring in an item’s current worth during the time it was damaged. For example, an insurer will only pay the dollar amount for a damaged 10-year-old roof in accordance with the value that roofs of that age have.

  • How much does an Anchorage homeowners insurance cost on average per year?

    An Anchorage homeowners insurance costs 1,325 dollars on average per year, which is approximately 110 dollars per month. It is 27% lower compared to the average national cost of 1,820 dollars. The rate could be lower or higher depending on the home’s age and value, the customer’s claims history, the selected scope of coverage, and various other factors.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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