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2024

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Best Homeowners Insurance Agencies in Alabama

Our Recommended Top 9

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Our goal is to connect people with the best local professionals. We scored Alabama Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2802Reviewed

1684Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Tuscaloosa

Expertise.com Rating

Review Sources

Google
4.8 (6)

Why choose this provider?

Pritchett-Moore Insurance, Inc., is the best multi-line agency serving the state of Alabama. Its team of independent risk management professionals writes home insurance plans, which reimburse losses from damage resulting from storms, lightning, and sewer backup. They also furnish policies that help pay for personal property replacement costs. They agents customize plans to cover secondary homes, frame houses, and condominiums. Pritchett-Moore Insurance has been in service for over seven decades. Its CEO, Lin Moore, is a Certified Insurance Counselor with more than 20 years of trade experience.

Mobile

Expertise.com Rating

Review Sources

Google
4.5 (28)
Facebook
5.0 (18)

Why choose this provider?

Established in 1998, Bailey Agency Inc. offers the best risk management solutions from its location in Alabama. One of its products is homeowners' insurance, which caters to clients looking to protect their investments and personal belongings from perils such as theft and fire. Its team of agents also furnishes home insurance plans that include liability protection. With access to policies from numerous carriers, including Travelers, Foremost, and Assurant, they are able to customize plans to meet clients' individual needs.

Hoover

Expertise.com Rating

Why choose this provider?

Mike Walker is the best State Farm insurance professional assisting individuals and businesses in Alabama. He writes the best homeowners' insurance plans, which cover a wide range of personal belongings, from appliances, lawn decorations, and musical instruments to jewelry. He also furnishes policies that cover damage caused by HVAC system tears and accidental plumbing system discharge. Walker has been a State Farm agent for more than five years. His agency is a recipient of the Honor's Club and Ambassador Travel Agent awards.

Montgomery

Expertise.com Rating

Why choose this provider?

Kris Stallworth is the best State Farm insurance agent in Alabama. He has been providing risk management assistance under the company for five years. Included in his products is home insurance, which reimburses losses in cases of theft, vandalism, lightning, and hail. He also writes policies that cover high-value possessions such as jewelry and collectibles. Before joining State Farm, Stallworth has been working in the insurance industry for a decade. He is a Chamber Ambassador of the Montgomery Area Chamber of Commerce.

Mobile

Expertise.com Rating

Review Sources

Google
4.9 (276)
Facebook
4.9 (139)
Yelp
4.2 (5)

Why choose this provider?

Rebekah Brown offers the best insurance coverages for individuals and businesses in Alabama. The most notable State Farm insurance agent in the Cotton State provides homeowners' insurance policies that cover damage and losses resulting from fire, lightning, theft, and vandalism. She also customizes protection plans to insure high-value possessions such as collectibles and jewelry. Rebekah has been a State Farm agent since 2009. She has received multiple awards from the company, including Chairman's Circle and President's Club. She is part of the Mobile Women�s Business Alliance.

Vestavia Hills

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Greenhalgh Insurance has been offering the best risk management solutions for homeowners in Alabama since 1937. Its team furnishes policies that protect different types of residential properties such as vacation houses, mobile homes, and rental properties. They also customize plans to cover high-value possessions such as guns, coins, and jewelry. The agency's other products include flood, earthquake, car, and life insurance. Greenhalgh Insurance is a member of Secure Risk, a group of independent agencies located in the Southeast.

Hoover

Expertise.com Rating

Review Sources

Google
4.1 (137)

Why choose this provider?

PAC Insurance Agency, Inc., is a team of independent risk management professionals that serves Alabama. They provide various types of protection plans, including homeowners' insurance. They also write policies for cars, motorcycles, recreational vehicles, and watercraft. The agents review products from multiple carriers, such as Progressive, Safeway, and National General, allowing them to find the best coverages that suit their clients' needs. PAC Insurance Agency, which was incorporated in 1981, has offices in Bessemer, Hoover, and Birmingham.

Huntsville

Expertise.com Rating

Review Sources

Google
4.8 (54)
Facebook
4.8 (23)
Yelp
3.0 (2)

Why choose this provider?

River Tree Insurance is the best multi-line agency offering policies for communities in Alabama. Its team customizes plans for homeowners, whether they are looking to protect their personal belongings or guests. The risk management professionals also write policies that cover additional living expenses in case the policyholder's home becomes uninhabitable. River Tree Insurance represents various carriers, including MetLife, Liberty Mutual, and Auto-Owners. The company was founded in 2009 by Brannon King, who comes from a family of insurance professionals.

Tuscaloosa

Expertise.com Rating

Why choose this provider?

Amy Corbin runs the best State Farm agency in Alabama. She offers various products, including homeowners' insurance plans that cover a variety of items. These range from cameras and sports equipment to jewelry, electronics, and clothing. She and her staff furnish home protection plans that cover losses brought by lightning, wind, fire, and hail. Corbin has been providing risk management solutions in the area for more than 15 years. In 2005 and 2006, she was granted the TAIFA Underwriter of the Year Award.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Pritchett-Moore Insurance
1120 Queen City Avenue, Tuscaloosa, AL 35401
Bailey Agency Inc.
3700 Government Boulevard, Mobile, AL 36693
Mike Walker - State Farm Insurance Agent
320 Lorna Square, Hoover, AL 35216
Kris Stallworth - State Farm Insurance Agent
3460 Eastdale Circle, Montgomery, AL 36117
Rebekah Brown - State Farm Insurance Agent
119 S University Blvd, Mobile, AL 36608-3069
Greenhalgh Insurance
3148 Cahaba Heights Road, Vestavia Hills, AL 35243
PAC Insurance Agency, Inc.
3408 Lorna Ln, Hoover, AL 35216-5277
River Tree Insurance
507 Drake Ave SW Suite D, Huntsville, AL 35801
Amy Corbin - State Farm Insurance Agent
2600 6th Street, Tuscaloosa, AL 35401

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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