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Best Health Insurance Agencies in Spokane, WA

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Spokane health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3807Reviewed

2288Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Spokane
112 North University Road, Spokane Valley, WA 99206
Visit WebsiteLicense: 720124

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

All Medicare Solutions assists Spokane clients in navigating the various Medicare insurance plans and coverage options. The company has a team of Medicare insurance plan consultants who can help clients explore the available Medicare insurance plans and compare these plans to find the best option. It provides insurance plans from 15 different partner companies, including Aetna, Coventry, and UnitedHealthcare. All Medicare Solutions also caters to clients who want other coverage outside of Medicare.

  • Group Plans

Best Health Insurance Agencies Serving Spokane
1306 North Post Street, Spokane, WA 99201
Visit WebsiteLicense: 152205

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (13)
Yelp
3.5 (2)

Why choose this provider?

Wheat & Associates Insurance is a firm that provides health insurance services to the Spokane community. Aside from health coverage, it also has a lineup of customizable products for home, auto, business, bond, and life insurance through its partner providers. Besides being an independent insurance brokerage firm that helps clients with insurance coverage and walk-throughs, its agents are also active in community outreach programs led by various organizations including Rescue4All, Eastern Washington University Basketball, and Vanessa Behan Crisis Nursery.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Spokane
1919 North 3rd Street, Coeur d'Alene, WA 83814
Visit WebsiteLicense: 158695

Expertise.com Rating

Review Sources

Google
4.1 (13)
Facebook
4.2 (11)

Why choose this provider?

Based in Coeur d'Alene, Insurance Northwest is a family-owned and family-operated insurance agency that provides health insurance products to clients in Spokane. The company takes a consultative approach to serving clients, taking the time to understand their risks to be able to put together an insurance program that provides adequate coverage. The company, which represents top-rated insurance companies such as Progressive and MetLife, is capable of providing multiple quotes to help clients choose the coverage that best meets their needs. Insurance Northwest also offers life and disability insurance.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Spokane
9116 East Sprague Avenue, Spokane Valley, WA 99206
Visit WebsiteLicense: 246328

Expertise.com Rating

Why choose this provider?

Carpenter Insurance Northwest is a locally operated insurance agency that specializes in equipping individuals, families, and commercial clients in Spokane with healthcare insurance solutions. It offers insurance services for Medicare coverage, costs incurred from long-term disabilities, and health benefits packages for business employees. The agency also compares plans from multiple carriers, including Premera Blue Cross, Asuris Northwest Health, and Delta Dental. Carpenter Insurance Northwest has been delivering personalized insurance plans in the Pacific Northwest area since 2006. Kim Carpenter has worked in the industry for more than 20 years.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Spokane
421 West Francis Avenue, Spokane, WA 99205
Visit WebsiteLicense: 824200

Expertise.com Rating

Review Sources

Facebook
4.3 (13)
Google
5.0 (9)

Why choose this provider?

Northwest Insurance Professionals is a Spokane insurance agency that offers insurance products and solutions to residents of the metro. The firm specializes in health and life insurance lines for individual adult and senior clients. Some of its health insurance products include temporary healthcare coverage, long-term health coverage, long-term care coverage, disability insurance, and critical illness coverage. It also offers Medicare products such as Medicare A and B, Medicare Supplements (Medigap), and Medicare Advantage.

  • Individual Plans

Best Health Insurance Agencies Serving Spokane
2308 East 57th Avenue, Spokane, WA 99223
Visit WebsiteLicense: 122451

Expertise.com Rating

Review Sources

Google
4.6 (23)
Facebook
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Darren Young is a State Farm insurance agent serving Spokane and the surrounding communities. His agency has more than 75 years of experience providing health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is available for supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is likewise offered for short and long-term needs. Aside from offering relocation services in Washington, Darren also specializes in auto, life, and homeowners' insurance. His services are available 24/7.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Spokane
6404 North Monroe Street, Spokane, WA 99208
Visit WebsiteLicense: 1021320

Expertise.com Rating

Review Sources

Google
4.0 (366)
Facebook
5.0 (20)

Why choose this provider?

All Lines Insurance is an independent agency based in Spokane that has been serving customers since 2000. Its agents are licensed in six states, including Oregon, Nevada, and Arizona. Health insurance plans are available for individuals, families, and business owners looking to insure their employees. Some of the offerings include HMO plans, surgical policies, hospital indemnity plans, and dread disease policies. The agency works with multiple insurance companies to provide clients with suitable options they can compare and choose from.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Spokane
421 West Francis Avenue, Spokane, WA 99205
Visit WebsiteLicense: 940606

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Inland Empire Insurance, LLC, is an insurance agency serving individuals and families throughout the Greater Spokane metro area. It provides Medicare health insurance to people age 65 and older, people under age 65 with disabilities, and clients of all ages diagnosed with end-stage renal disease. It also offers dental and vision insurance. The team of professional agents takes the time to assess clients' needs. Inland Empire Insurance works with insurance companies to help them secure a policy that suits their specific situations.

  • Individual Plans

Best Health Insurance Agencies Serving Spokane
820 South McClellan Street, Spokane, WA 99204
Visit WebsiteLicense: 768219

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Health Insurance Options LLC is a Spokane-based insurance company established in 2012. Its founder, Lynn Wold, has been in the industry for over a decade. She specializes in Medicare health insurance plans to help senior citizens with their medical needs. She offers Medicare Advantage Plans covering the expenses for prescription drugs, medical, and hospitalization of clients. She also helps individuals receive insurance protection for cancer, critical illness, accidents, and life. Health Insurance Options partners with Ameritas, Loyal America, SureBridge, and Providence Health Plans insurance carriers.

  • Individual Plans

Best Health Insurance Agencies Serving Spokane
59 East Queen Avenue, Spokane, WA 99207
Visit WebsiteLicense: 1025123

Expertise.com Rating

Review Sources

Facebook
4.0 (2)
Google
5.0 (1)

Why choose this provider?

Anderson Insurance Services specializes in providing health insurance solutions to individuals, businesses, and senior citizens in Spokane and the surrounding areas. Medicare plans include Advantage, Supplement, and prescription plans. The company also offers life insurance and disability insurance solutions. Its principal, Rodney Anderson, has been a resident of Spokane for more than 40 years and has been in the insurance industry for over 17 years. Rodney also caters to clients in Idaho and Montana.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Spokane
3913 North Post Street, Spokane, WA 99205
Visit WebsiteLicense: 761704

Expertise.com Rating

Review Sources

Google
4.9 (12)

Why choose this provider?

Based in Spokane, Integrity Insurance Solutions focuses on providing for the health insurance needs of individuals and families. Its offerings include individual health insurance plans and Medicare, as well as supplemental benefits, such as dental, vision, and long-term care. This agency works with several insurance providers, including Aetna, Humana, and Providence. Company president Julie Shepard-Hall founded Integrity Insurance Solutions in 2006 and served as the president of the Eastern Washington Association of Health Underwriters from 2020 to 2021.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
All Medicare Solutions
112 North University Road, Spokane Valley, WA 99206
Wheat & Associates Insurance
1306 North Post Street, Spokane, WA 99201
Insurance Northwest
1919 North 3rd Street, Coeur d'Alene, WA 83814
Carpenter Insurance Northwest
9116 East Sprague Avenue, Spokane Valley, WA 99206
Northwest Insurance Professionals
421 West Francis Avenue, Spokane, WA 99205
Darren Young
2308 East 57th Avenue, Spokane, WA 99223
All Lines Insurance
6404 North Monroe Street, Spokane, WA 99208
Inland Empire Insurance, LLC
421 West Francis Avenue, Spokane, WA 99205
Health Insurnace Options LLC
820 South McClellan Street, Spokane, WA 99204
Anderson Insurance Services
59 East Queen Avenue, Spokane, WA 99207
Integrity Insurance Solutions
3913 North Post Street, Spokane, WA 99205

Spokane, WA Health Insurance FAQs

  • What are the advantages and disadvantages of Medicare in Spokane?

    When considering Medicare and potential out-of-pocket expenses, it is critical to weigh the benefits and drawbacks. Medicare in Spokane provides extensive coverage to aging adults and those with disabilities, making essential healthcare services affordable. Furthermore, the program's impact on the development of prescription drugs benefits seniors. However, Medicare faces challenges such as high administrative costs, expensive hospital stays, and the tax burden imposed by payroll taxes on taxpayers.

  • Do Affordable Care Act (ACA) plans cover mental health in Spokane?

    The Affordable Care Act (ACA) requires Spokane health insurance plans to cover mental health services, including preventive care such as depression screenings, without additional cost. The ACA makes it illegal to deny coverage or charge higher premiums based on pre-existing mental health conditions. Large employer plans must also follow parity requirements, which require that mental health and substance abuse services be treated equally with other medical services.

  • How do Medicare Supplemental Plans work in Spokane?

    Medicare Supplement plans in Spokane help people pay for expenses not covered by Medicare. These plans are standardized, making price comparisons easier. Obtaining approval for these plans, however, can be difficult, and they do not include prescription drug coverage or other benefits found in Medicare Advantage plans. Individuals can choose a Medicare Supplemental plan to fill gaps in their Medicare coverage, but they must be aware of their specific eligibility requirements and limitations.

  • When is the best time to file a health insurance claim in Spokane?

    The ideal time to submit a health insurance claim in Spokane is after receiving healthcare services, such as urgent care, specialty treatments, or procedures prescribed by your primary care physician. To prevent claim denials, it is essential that your healthcare provider recommends and authorizes these services. You should also file a claim if you or a member of your family require medical care due to illness, injury, or surgery. Prior to receiving medical care, it is advisable to contact your health insurance provider to confirm coverage.

  • What is a Medicare Part D plan in Spokane?

    A Medicare Part D plan provides prescription drug coverage through Medicare in Spokane. It is available to all Medicare-eligible individuals. If you do not enroll when first eligible and have no other drug coverage, you may be required to pay a late fee. These plans, whether stand-alone (Part D) or included in Medicare Advantage Plans (Part C), are offered by private companies that have been approved by Medicare, and their costs and drug coverage can vary.