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2024

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Best Health Insurance Agencies in Richmond, VA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Richmond Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3799Reviewed

2283Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6802 Paragon Place, Richmond, VA 23230
WebsiteLicense: 140632

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Hilb Group is an insurance brokerage serving clients in Richmond and surrounding areas. It offers a range of risk management solutions, including life insurance, commercial policies, and coverage for federal government contractors and medical malpractice. It also provides a range of personal insurance policies and employee benefits. Hilb Group is licensed to operate in 50 states, and it has been named in Insurance Journal's Top 100 Property/Casualty Agencies for 2020. Its CEO, Richard G. Spiro, has been in the industry for more than 30 years.

  • Life Insurance

558 Southlake Boulevard, Richmond, VA 23236
WebsiteLicense: 108846

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Lyons & Associates delivers personal and group health insurance solutions to individuals and businesses in Richmond and the surrounding communities. In addition to its major medical plans, the family-owned insurance agency offers supplemental policies, including dental, vision, and long-term care policies. Its agents also assist clients with Medicare Supplement and Medicare Advantage plans. Lyons & Associates is partnered with several health insurance carriers to offer its clients more resources to find the coverage and protection that best suits their personal situation.

  • Life Insurance

1800 West Grace Street, Richmond, VA 23220

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Integrum Advisors offers insurance plans and benefits to its clients in Richmond. The company has been in the insurance industry since 1943 and offers health insurance to small and large enterprises and takes full advantage of technology resources in delivering employee benefits administration and enrollment support services under the Integrum Advisors' Blueprint program. This allows companies to stay compliant with ERISA and ACA requirements. The team at Integrum Advisors have 125 years of combined experience in the benefits and insurance industry.

  • Life Insurance

4840 Waller Road, Richmond, VA 23230
WebsiteLicense: 131544

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Insurance & Investment Agents of VA LLC is a family-owned and family-operated agency that has been taking care of the insurance needs of Richmond residents for over 15 years. It works with various insurance carriers, including Anthem, Agency Insurance Company, and The Hanover Insurance Group. It offers individual and group health insurance policies tailored to the specific circumstances of clients and their beneficiaries. The agents from this firm also carry life and business insurance plans.

  • Life Insurance

8942 Quioccasin Road, Henrico, VA 23229
WebsiteLicense: 125521

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Virginia Insurance Brokers & Consultants works with over 30 insurance carriers to provide Richmond clients with insurance products and solutions. The firm's scope of insurance coverage includes Medicare Supplement plans, group health insurance for businesses, individual and family health plans, and dental insurance. Its employees can analyze a client's current insurance policy and recommend other plans if necessary. Virginia Insurance Brokers & Consultants has previously analyzed and changed the insurance policy of a local construction company, saving them a minimum of $41,000 a year.

  • Individual Plans
  • Group Plans
  • Life Insurance

7231 Forest Avenue, Richmond, VA 23226
WebsiteLicense: 110258

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Winters-Oliver Insurance Agency Inc. is based in Richmond and has been operating in the area since 1945. The independent insurance agency offers both personal and commercial insurance products such as home healthcare, dental, and vision insurance. It empowers clients through its risk management services that help them assess their risks. Agency principal Ben Winters has been working for Winters-Oliver Insurance Agency for over a decade. He is also a Certified Insurance Counselor.

  • Individual Plans
  • Group Plans

4662 East Southside Plaza, Richmond, VA 23224
WebsiteLicense: 596696

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Mike Fisher has been representing State Farm since 1993. He handles clients in Richmond who want to apply for health insurance services by offering short-term and long-term disability plans. He also provides Medicare Supplement Plan to assist individuals with end-state renal diseases and senior citizens who are 65 years old and above. These cover the clients' medical expenses that are not covered by their current Medicare plans, including coinsurance, copayment, and deductibles. In addition, Mike offers supplemental health, individual medical, and life insurance.

  • Individual Plans
  • Life Insurance

2920 West Broad Street, Richmond, VA 23230
WebsiteLicense: 603608

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Magnolia Insurance is a Richmond-based company that has been serving families and individuals for over 15 years. It is led by principal-agent Emily Jaquiery. The company offers individual health insurance policies for individuals who may not hat have employer-sponsored health plans. It also provides plans for Medicare, dental, long-term care, disability, and life insurance. Families can also choose from a variety of insurance that covers their assets, such as vehicles, homes, watercraft, pets, and valuable possessions. Magnolia Insurance also works with businesses from a variety of industries to obtain insurance plans that cover their assets, employee benefits, and liability.

  • Life Insurance
  • Individual Plans

901 Moorefield Park Drive, Richmond, VA 23236
WebsiteLicense: 1159908

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Mena Estefanous is an insurance agent working for USHEALTH Group, a UnitedHealthcare insurance holding company. Serving Richmond residents, the firm specializes in health insurance coverage and ancillary products for critical illness, accident, disability income, dental, vision, and term life insurance. USHEALTH Group has served over 15 million clients for over efive decades. It is recognized at the Top 50 American Call Center in 2013. In addition to providing insurance services, the firm also initiated Mission HOPE or Helping Other People Everyday in 2010.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Hilb Group
6802 Paragon Place, Richmond, VA 23230
Lyons & Associates
558 Southlake Boulevard, Richmond, VA 23236
Integrum Advisors
1800 West Grace Street, Richmond, VA 23220
Insurance & Investment Agents of VA LLC
4840 Waller Road, Richmond, VA 23230
Virginia Insurance Brokers & Consultants.
8942 Quioccasin Road, Henrico, VA 23229
Winters-Oliver Insurance Agency, Inc.
7231 Forest Avenue, Richmond, VA 23226
Mike Fisher
4662 East Southside Plaza, Richmond, VA 23224
Magnoila Insurance
2920 West Broad Street, Richmond, VA 23230
Mena Estefanous
901 Moorefield Park Drive, Richmond, VA 23236

Richmond, VA Health Insurance FAQs

  • Are international students enrolled in the University of Richmond required to carry health insurance?

    Yes. Having health insurance is proof of the availability of adequate funds, which is a prerequisite for obtaining the I-20/DS-2019 document and for sustaining F-1 and J-1 student statuses. Additionally, a group health insurance plan renders health coverage affordable to all eligible University of Richmond students and non-immigrant dependents, irrespective of their age.

  • When does the health coverage of City of Richmond employees start?

    Richmond City employees hired between the first and fifteenth days of the month will have their coverage start on the first day of the following month. Individuals retained from the sixteenth day of the month until the month's end will see their coverage commence on the first day of the second month following their hire date. To ensure timely enrollment, the Department of Human Resources should submit the necessary forms to the carrier within 30 days of the hire date.

  • What are the advantages of working with Medicare and health insurance brokers in Richmond?

    Richmond residents benefit from the assistance of health insurance brokers who guide them through the intricate health insurance landscape within the city, making comprehensive health coverage more accessible. Additionally, these professionals assist senior citizens in evaluating their options, helping them decide between Basic Medicare (comprising Parts A and B) or a Part C Medicare Advantage Plan.

  • How can Richmond residents find reliable health insurance and Medicare brokers?

    Residents of Richmond can access online resources to verify the qualifications and affiliations of Medicare and health insurance brokers. Confirming a broker's employer is crucial since an independent health insurance broker typically offers a wider range of options with minimal bias compared to a captive agent. Evaluating their communication proficiency and capacity to address Medicare inquiries is also crucial.

  • Why is it important to have health insurance coverage in Richmond?

    Richmond residents are obligated by Virginia state law to possess qualifying health insurance coverage when they submit their state income tax returns. Failure to uphold this requirement will lead to the imposition of a fine. Virginia is among the states that have their own individual mandates for health insurance coverage.