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2024

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Best Health Insurance Agencies in Utah

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Utah Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62142Reviewed

37290Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Expertise.com Rating

Review Sources

Google
5.0 (379)
Facebook
4.8 (45)

Why choose this provider?

Health Insurance Specialists caters to individuals and small groups throughout Utah. The local independent agency shares its expertise on medical insurance plans from different carriers, including Humana, Molina Healthcare, and the University of Utah, to help customers narrow their coverage options. It also assists financial advisors and property agents in finding policies on behalf of their clients. Agency president Tim Jackson has been in the industry for more than eight years. He is a member of the National Association of Health Underwriters.

  • Individual Plans

Expertise.com Rating

Review Sources

Google
5.0 (101)
Facebook
4.9 (43)
Yelp
5.0 (3)

Why choose this provider?

Optimized Health Plans, based in Spanish Fork, serves clients across Utah. It provides health insurance plans, assisting individuals, families, and small businesses in browsing through different policies and selecting a plan that meets their needs. Its team also offers tailored health insurance coverage. This independent agency provides health insurance products from various carriers. Clients can use the company's online calculator to see an estimate of how much they can save on insurance premiums. Zac Lovingier, company founder and principal broker, established the agency in 2009.

  • Individual Plans

Expertise.com Rating

Review Sources

Google
4.9 (48)
Facebook
5.0 (5)

Why choose this provider?

Lion's Pride Insurance provides health coverage plans to individuals, families, and businesses in Utah. It offers a wide range of insurance policies tailor-made to meet specific personal and business requirements. Its plans protect clients from financial losses like doctor's fees and medical facility visits. Medicare assistance is avaialbe. Its risk management plans also cover accident and life. Lion's Pride Insurance has been in the indistry since 2016 with different carriers available, including BlueCross BlueShield, Cigna, and Humana.

  • Individual Plans

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (1)

Why choose this provider?

Dean Insurance matches clients with suitable health care plans in Utah. It recommends individual and group policies from multiple carriers like Acuity, Suncoast, and Citadel. Its insurance options cover doctor's fees, hospitalization, prescription drugs, pregnancy, and mental wellness programs. Its providers also include supplemental coverage for recuperative care and overseas treatment. The insurance brokerage uses its collective industry knowledge to understand clients' needs and address their concerns. Company president Wendi Dean has been offering personal and commercial insurance for over 40 years.

  • Individual Health Insurance
  • Life Insurance

Expertise.com Rating

Review Sources

Google
4.4 (1676)
Yelp
1.5 (26)

Why choose this provider?

SelectHealth is a non-profit insurance organization serving the needs of families and individuals in Utah. Its insurance professionals help customers find products catering to health needs such as dental or vision care and pharmacy management. In addition, they assist those who are looking for Medicare or Medicaid, federal employee, and dependent coverage. It creates customized insurance packages for employers, families, and groups. SelectHealth has been serving the community since 1984 and supports organizations like Ability Found and Encircle Youth and Family Resource Center.

  • Individual Plans

Expertise.com Rating

Review Sources

Google
4.2 (20)

Why choose this provider?

CUI Agency is a family-owned business that has been serving clients in Utah and its surrounding areas for more than 50 years. It helps individuals protect themselves and their finances in case they fall ill by providing them with health insurance policies. The company partners with various carriers, like Nationwide, Travelers, Aetna, Cigna, and The Hartford, to find the coverage that fits customers' needs. CIU Agency's other insurance products include auto, motorcycle, umbrella, condo, and RV.

  • Medicare Supplement Insurance
  • Dental and Vision Insurance
  • Individual Health Insurance

Expertise.com Rating

Review Sources

Google
5.0 (88)
Facebook
4.8 (50)
Yelp
5.0 (3)

Why choose this provider?

Ark Insurance Solutions is a woman-owned company that has been serving individuals and businesses in Utah since 2010. It offers a wide range of insurance plans, such as employee benefit plans, health insurance, dental, and vision insurance plans. It works with clients to understand their needs and find the policy that best suits their short-term and long-term objectives. The company partners with a network of reputable insurance carriers, such as Aetna, Humana, Cigna, Total Dental Administrators, and United Healthcare.

  • Dental and Vision Insurance
  • Individual Health Insurance
  • Life Insurance

Expertise.com Rating

Review Sources

Google
4.9 (34)
Facebook
5.0 (23)

Why choose this provider?

Utah Avenue Insurance caters to the needs of residents in Utah. It offers health insurance policies for individuals, families, and employees. The agency also provides options like cancer and accident plans to supplement clients’ original health coverage. In addition, its team of professionals handles Medicare Supplements and Advantage products, as well as vision, dental, prescription drug, and life plans. Utah Avenue Insurance has more than a decade’s worth of industry experience.

  • Individual Plans

Expertise.com Rating

Review Sources

Google
5.0 (101)

Why choose this provider?

Switch helps Utah residents stay healthy by covering the costs of medical care. It provides individual and group healthcare plans through various carriers, which include Aetna, Blue Cross Blue Shield, Cigna, and Humana. The agents offer transitional insurance, which is a short-term plan intended to stop the coverage gap when in between policies. The firm also assists clients in obtaining Medicare Advantage, Supplement, and Part D Drug plans to pay for other expenses, such as prescription medicines.

  • Medicare Supplement Insurance

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (5)

Why choose this provider?

Cutler Insurance Agency assists clients throughout the state of Utah with finding the coverage they need to protect themselves, their families, and their physical assets. It offers various health insurance plans that help cover medical costs like doctor visits, surgical expenses, and medication fees. It also provides life, home, and auto insurance. Cutler Insurance Agency has been in business since 1966 and has built partnerships with carriers like Bear River Mutual, Select Health, and Safeco.

  • Individual Health Insurance

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Southern Utah Insurance has been serving the area for 30 years, offering individual, family, and business insurance plans. Its health insurance options include Medicare Advantage, Supplements and Part D Plans, employer group health, dental, and vision plans. It also has employee retiree plans and 401(k) and financial planning. The agency's insurance products strive to satisfy clients' needs and meet their budgets. Southern Utah Insurance founders Gerene and Kenny Mason have more than 60 years of combined experience in the industry.

  • Dental and Vision Insurance
  • Individual Health Insurance
  • Life Insurance

Expertise.com Rating

Why choose this provider?

Skyline Insurance caters to the needs of individuals, families, and small businesses throughout Utah and the surrounding areas. The full-service independent insurance agency has a broad network of health insurance firms that provide coverage for a variety of medical conditions, safeguarding clients from severe financial loss due to unforeseen medical, surgical, and hospital expenses. Advisors also assist customers in navigating Medicare and finding the proper plan. They may likewise arrange dental and vision insurance plans.

  • Individual Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Health Insurance Specialists
533 W 2600 S #30, Utah, UT 84010
Optimized Health Plans
457 N Main Street Suite B, Utah, UT 84660
Lion's Pride Insurance
851 N 100 E, Utah, UT 84660
Dean Insurance
520 E 770 N, Utah, UT 84097
SelectHealth
5381 S Green St., Utah, UT 84123
CUI Agency
7730 S Union Park Ave., Utah, UT 84047
Ark Insurance Solutions
655 East 4500 South, Ste 210, Utah, UT 84107
Utah Avenue Insurance
910 E 100 N Ste 105, Utah, UT 84651
Switch
707 24th St, Utah, UT 84401
Cutler Insurance Agency
904 E. Draper Parkway Suite A, Utah, UT 84020
Southern Utah Insurance
1224 South River Road #A203, Utah, UT 84790
Skyline Insurance
8539 South Redwood Road Suite C2, Utah, UT 84088

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.