Expertise.com Homepage

2025

Last updated:

Best Health Insurance Agencies in Lubbock, TX

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lubbock health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4141Reviewed

2486Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Lubbock
7007 Salem Park Drive, Lubbock, TX 79424
Visit WebsiteLicense: 1497171

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (8)

Why choose this provider?

Galbraith Group is an insurance firm that delivers an array of policy options to individuals, families, and employers in Lubbock. The firm offers coverage for health, disability, dental, vision, and life. It has health plans for families and individuals, as well as employee benefits packages for small, medium, and large businesses. Galbraith Group represents several insurance carriers to help its clients manage and plan for any potential risk. The agency was established in 2018 by Zach Galbraith, who has more than 20 years of experience in sales and service.

  • Individual Plans
  • Group Plans

Best Health Insurance Agencies Serving Lubbock
5241 98th Street, Lubbock, TX 79424
Visit WebsiteLicense: 684363

Expertise.com Rating

Why choose this provider?

Sanford & Tatum is an independent heritage risk management company that delivers insurance products and services to clients in Lubbock. It offers health, life, disability, dental, and vision insurance. The agency also provides various types of personal insurance, business insurance, and aviation insurance. In addition, co-CEO and partner Diannah Tatum has been part of the company since 1978. She played a significant role in helping Sanford & Tatum grow, which led to the company's numerous IIABA’s Best Practices Award.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Lubbock
5313 50th Street, Lubbock, TX 79414

Expertise.com Rating

Why choose this provider?

South Plains Insurance Agency is an insurance provider with an office located in Lubbock. It assists clients in making informed decisions when selecting their insurance plans. The company is composed of insurance specialists who offer individual and family health insurance plans to give financial protection from catastrophic health expenditures. They also provide dental insurance that covers unforeseen dental problems and cater to the insurance needs of medium and large-sized businesses.

  • Individual Plans

Best Health Insurance Agencies Serving Lubbock
8008 Slide Road, Lubbock, TX 79424
Visit WebsiteLicense: 698680

Expertise.com Rating

Why choose this provider?

Texas Agribusiness Insurance was formed in 2009 after a demand from the agribusiness community near Lubbock. Since its establishment, the independent insurance agency has helped business owners and clients personalize their employees' healthcare insurance plans through its extensive network of insurance providers. Additionally, Texas Agribusiness Insurance provides assistance with the Affordable Care Act. In addition to providing health insurance policies, the agency helps with mobile equipment, commercial umbrella, workers' compensation, and commercial property insurance plans.

  • Group Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Galbraith Group
7007 Salem Park Drive, Lubbock, TX 79424
Sanford & Tatum
5241 98th Street, Lubbock, TX 79424
South Plains Insurance Agency
5313 50th Street, Lubbock, TX 79414
Texas Agribusiness Insurance
8008 Slide Road, Lubbock, TX 79424

Lubbock, TX Health Insurance FAQs

  • Can you keep your current health insurance plan if you move to Lubbock from another state?

    If you move to Lubbock from another state, you may be able to keep your current health insurance plan if it is a multi-state plan or if your insurer has a presence in Lubbock. However, it is critical to confirm this information with your insurance provider because certain plans may expire when you move or may not provide coverage in the new state.

  • Can your health insurance provider cancel your policy in Lubbock?

    Yes, your Lubbock health insurance company has the option to change or discontinue your coverage at the end of your contract. However, they are required to notify you of the change in coverage. Your insurance provider may also cancel your policy or refuse to pay your claims if you intentionally provide false information or omit important details.

  • Are there health insurance options for low-income individuals in Lubbock?

    Yes, Medicaid and the Children's Health Insurance Program (CHIP) provide health insurance to low-income people in Lubbock, including children, families, seniors, and people with disabilities. To be eligible, your income must be less than 198% of the federal poverty line. Adults may qualify for Medicaid due to factors such as disabilities, childcare responsibilities, age 65 or older, or participation in the Medicaid Buy-In program. Adults who are responsible for the care of children may also be eligible for Medicaid.

  • Are employers required to provide health insurance to their employees in Lubbock?

    In Lubbock, businesses with fewer than 50 full-time equivalent employees (FTEs) are not obligated to provide health insurance. On the other hand, The Affordable Care Act (ACA) specifically requires applicable large employers (ALE) with 50 or more employees to offer health insurance that meets the minimum essential coverage (MEC) criteria.

  • Can health insurance providers in Lubbock deny coverage based on pre-existing conditions?

    Health insurance providers in Lubbock are not allowed to refuse coverage or raise premiums based on pre-existing health conditions or disabilities. They are only allowed to consider factors such as your age, geographic location, tobacco use and cigarette smoking, and whether the policy is for an individual or a family when determining the cost of your coverage.