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2024

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Best Health Insurance Agencies in Laredo, TX

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Laredo Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4165Reviewed

2501Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5711 McPherson Boulevard, Laredo, TX 78041
WebsiteLicense: 1353267

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
5.0 (2)

Why choose this provider?

Stonebriar Insurance Group is a brokerage firm in Laredo. Its agents have 60 years of combined experience helping clients with their health insurance needs. Through its merger and acquisitions strategy, the company has gained access to over 100 insurance carriers such as Safeco Insurance, Liberty Mutual, and Progressive Corporation. Its financial advisors can find a suitable policy for any individual or family that strikes the balance of comprehensive coverage and affordable premium. Aside from health insurance services, the company also handles claims on life insurance, auto insurance, business insurance, and homeowners' insurance.

  • Individual Plans
  • Life Insurance

5219 McPherson Road, Laredo, TX 78041
WebsiteLicense: 2009832

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
4.0 (2)

Why choose this provider?

Vital Insurance Group, Inc., provides health insurance and financial planning services to individuals and businesses in Laredo and nearby areas. This bilingual company also assists Spanish-speaking clients and provides Spanish content on their website. It offers Medicare Advantage and Medicare supplement plans as well as group and individual health insurance. In addition, Vital Insurance Group handles retirement planning, senior products, life insurance, living benefits, and college funding products tailored to its clients' current situation and financial goals.

  • Individual Plans
  • Group Plans
  • Life Insurance

3515 North Arkansas Avenue, Laredo, TX 78043
WebsiteLicense: 2122780

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (9)

Why choose this provider?

Zimmerman Insurance offers policies covering the different needs of its clients residing in Laredo and the whole of Texas. The company offers a wide variety of options in health, life, auto, home, and commercial insurance plans. It aims to provide the best customer service to its clients by responding whenever they need help with their insurance coverage. The business also represents various insurance companies, such as Blue Cross Blue Shield, Hagerty, Wellington, Mercury Insurance, and Progressive.

  • Individual Plans

4801 San Dario Avenue, Laredo, TX 78041
WebsiteLicense: 649007

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Affordable Health Insurance Agency is an independent insurance firm that offers health insurance policies from its offices in Del Rio, Eagle Pass, and Laredo. The agency offers both family and individual life insurance plans. For seniors, it provides Medicare Supplement Insurance, which covers copayments, coinsurance, and deductibles. A multi-line agency, the company also offers vision, dental, and life policies. Founded in 1995, Affordable Health Insurance Agency has served over 100,000 clients in the whole of Texas.

  • Individual Plans
  • Life Insurance

6114 McPherson Road, Laredo, TX 78041
WebsiteLicense: 2478158

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Capital Insurance Agency, Inc. is an insurance firm that serves individuals and business clients. Located in Laredo, the company has been in business for more than 30 years providing both commercial and personal lines health insurance products. These products include individual health insurance, disability insurance, and medicare for the individual as well as group benefits insurance, group disability insurance, and medicare supplement insurance for businesses. Furthermore, the firm also offers auto insurance, homeowners insurance, property insurance, and workers' compensation.

  • Individual Plans
  • Group Plans
  • Life Insurance

6019 McPherson Road, Laredo, TX 78041
WebsiteLicense: 1555770

Expertise.com Rating

Why choose this provider?

Steve R. Trautmann Insurance Agency, LLC, is a local full-service health insurance agency in Laredo, Texas. The agency offers health insurance options such as Medicare Supplement, individual, and short-term medical plans. Owner Steve Trautmann has over two decades of insurance industry experience. He provides health insurance plans to the local community, including health, life, personal, and commercial. He has a team of professional staff that helps the client choose from various health insurance plans with their partner life and health insurance companies.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Stonebriar Insurance Group
5711 McPherson Boulevard, Laredo, TX 78041
Vital Insurance Group, Inc.
5219 McPherson Road, Laredo, TX 78041
Zimmerman Insurance
3515 North Arkansas Avenue, Laredo, TX 78043
Affordable Health Insurance Agency
4801 San Dario Avenue, Laredo, TX 78041
Capital Insurance Agency, Inc.
6114 McPherson Road, Laredo, TX 78041
Steve R. Trautmann Insurance
6019 McPherson Road, Laredo, TX 78041

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can you add married children to your health insurance plan in Laredo?

    You have to purchase a health insurance plan in Laredo that is meant to cover a family. Your married child will be covered under your policy until their 26th birthday. Even children out of school or living away from home can be covered. Note that the child’s spouse or kids won’t be covered. An exception is allowed for grandchildren dependent on you; they can be covered under your plan until their 25th birthday.

  • How can you change your Marketplace health insurance plan outside the Open Enrollment Period in Laredo?

    If you missed changing your plan during the Open Enrollment Period in Laredo, see if you meet the requirements for a Special Enrollment Period. The Special Enrollment Period allows plan modifications if you have had a life-changing event in the last 60 days, including:

    • Marriage, divorce, or legal separation.
    • Birth, adoption, or fostering of a child.
    • Death of the plan holder resulting in loss of coverage.
    • Change of zip code.
    • Move to the U.S. or U.S. territory from another country.
  • Where can you file a complaint regarding your self-funded health insurance plan from your Laredo employer?

    If you have a private employer or your plan is provided through a union, the complaint must be filed with the U.S. Department of Labor’s Employee Benefits Security Administration. Texans can send their grievances to the Dallas Office at 525 South Griffin St., Room 900, Dallas, Texas 75202. Meanwhile, if you are employed by a government unit or a church in Laredo, your plan booklet should include information on the complaint process.

  • Are mental health services covered under health insurance in Laredo?

    Texas Insurance Code Section 1355.254 requires health insurance plans in Laredo to include coverage for mental health and substance abuse conditions. It should be the same as the plan's medical and surgical coverage. This law applies to individual, small group, and large employer health insurance plans.

  • If your small business sponsors health insurance for employees, can you or your employees get tax benefits in Laredo?

    If a small business in Laredo sponsors part of their employee’s premiums, the owner may be eligible for tax deductions based on the insurance costs. Potentially, employees may get tax benefits through their insurance plans by deducting a portion of their premiums from their salaries. This way, the employees’ taxable incomes are minimized, resulting in lesser tax.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.