Best Health Insurance Agencies in Killeen, TX

Killeen, TX Health Insurance FAQs

• What kind of coverage can you get in Killeen from an Obamacare health plan?

  An Obamacare health plan in Killeen includes 10 essential benefits mandated by the Affordable Care Act. These include maternity and newborn coverage, as well as emergencies, hospitalization, outpatient care, mental health, and prescription drugs. There are also benefits for rehabilitation, preventive care, and pediatrics. Plans that comply with such a law must also cover pre-existing conditions.

• Why do you receive two enrollment letters for a Killeen health plan obtained through the federal health insurance marketplace?

  When you purchase a plan through the federal health insurance marketplace in Killeen, you will typically receive two enrollment letters: one from the insurance company and one from the marketplace. The insurance company's letter will inform you of the upcoming year's premiums as well as any plan changes, such as plan discontinuation and replacement. The marketplace letter will tell you how to update your application to save money and what you need to do to qualify for the premium tax credit.

• If you have a lapse in insurance coverage, can you apply for charity assistance at a hospital in Killeen?

  It is determined by the Killeen hospital where you are. Only non-profit and government hospitals are required to provide charity care based on an individual's financial situation. However, keep in mind that all hospitals are required to provide emergency treatment. If your insurance has expired, you can apply for the previously mentioned charity assistance at any time during your hospitalization. You can apply even after receiving your hospital bill, even if it was sent by a collection agency.

• How can you obtain insurance for your family members in Killeen?

  You can add family members as dependents to your employment-based health insurance. When you purchase a plan from a private insurance company, you can select a plan in Killeen that includes coverage for family members. Remember that you can include your children and dependent grandchildren under the age of 26. Married family members may be included, but their spouses and children will not be covered.

• What benefits can eligible Killeen individuals get from the County Indigent Health Care Program?

  The County Indigent Health Care Program provides medically necessary care benefits to eligible Killeen residents. This includes limited vision and dental coverage as well. For more information on the program, call 254-519-1229 or 877-516-8593 (toll-free). For more information, go to the program's office at 309 Priest Drive in Killeen, Texas.