Best Health Insurance Agencies in College Station, TX

College Station, TX Health Insurance FAQs

• What health insurance alternatives are available to unemployed individuals in College Station?

  There are several options available to unemployed College Station residents seeking health insurance. These alternatives include short-term, individual ACA coverage, COBRA continuation coverage, Medicaid or CHIP programs, Medicare coverage, and spouse or parent-offered health insurance plans. While unemployed, it may be difficult to afford health insurance, but it is best to have coverage to protect against the unknown.

• Does the state provide health insurance to College Station residents, and who is eligible?

  Yes, the state provides Medicaid to residents of College Station. The state-federal partnership covers qualifying needy people's medical expenses. Medicaid in Texas improves the health of those who might not otherwise receive medical care for themselves or their children. Texas residents, U.S. nationals, citizens, permanent residents, and legal aliens with low or very low incomes who need health care are eligible. Additional eligibility requirements include pregnant, responsible for a child under 18, blind, having a disability, or a family member with a disability, or 65 or older.

• Can you add your partner to your health insurance in College Station?

  Most insurance companies in College Station and throughout Texas allow domestic partners to purchase health insurance with the same benefits as married couples. They can live together and share responsibilities without getting married. This includes same-sex, heterosexual, and non-binary relationships. Your domestic partner is eligible for spousal benefits under your plan. The insurance policy can also cover any children you have living with you.

• Can you keep your medical insurance in College Station after the divorce?

  Yes, ex-spouses in College Station can keep their employer-provided medical insurance for 36 months after the divorce under Texas law. This statute governs COBRA medical insurance. If the ex-spouse has joint custody, dependent children on COBRA can be enrolled in health insurance for 36 months or longer. To avoid being dropped from coverage, you must submit an application, which may include dependent children, to your ex-spouse's place of employment. The policy can be extended for up to three years.

• How does health insurance affect spousal support in College Station?

  Different rules might apply if an ex-spouse in College Station obtains private health insurance through work rather than COBRA. Some alimony agreements mandate one spouse to pay medical insurance until the agreement ends. Ex-spouses can acquire medical insurance with higher monthly alimony in some situations. However, health insurance may not be included in spousal assistance. It is best to discuss healthcare insurance in your divorce settlement to cover you and your children. It promises 36 months of COBRA or an individual healthcare plan for alimony.