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2024

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Best Health Insurance Agencies in Brownsville, TX

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brownsville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3448Reviewed

2072Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

222 North Expressway, Brownsville, TX 78521
WebsiteLicense: 2218822

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (3)

Why choose this provider?

Antonio Espino Insurance is a health insurance specialist agency that caters to residents of Brownsville. It specializes in Medicare plans and educates its clients about each option's benefits, from prescription coverage to ambulance service. It also offers supplemental health plans that include dental and cancer coverage. The agency's owner, Antonio Espino, is a Medicare broker and oversees each client's membership information and account. He offers to consult with customers through office visits, home visits, or phone calls. Aside from Medicare, he also provides final expense plans.

  • Life Insurance

700 East Washington Street, Brownsville, TX 78520
WebsiteLicense: 2453036

Why choose this provider?

Harmony Insurance Group is an insurance agency offering individual and group insurance services. Serving the Brownsville area, this agency represents multiple insurance companies to offer clients various coverage options. Among the insurance products that it carries include health insurance plans with different coverages, including dental, vision, and critical illnesses. Moreover, its team offers long-term care insurance, short-term and long-term disability insurance, and Medicare health plans. Harmony Insurance Group also provides life insurance products and annuities.

  • Individual Plans
  • Life Insurance

8015 North Expressway 77, Olmito, TX 78575
WebsiteLicense: 1420901

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

KB Insurance is an agency that provides health insurance policies to individuals and families in Brownsville and the surrounding areas. It offers different types of coverage obtained from national health insurance carriers. The agency carries Medicare plans such as Medicare supplements, Medicare advantage, and Medicare prescription drug coverage (Plan D). It also handles mortgage protection and annuities, assists in claiming retirement products, and helps in Medicaid crisis planning, disability, and final expense life insurance.

  • Individual Plans
  • Group Plans
  • Life Insurance

1140 Paredes Line Road, Brownsville, TX 78521
WebsiteLicense: 651176

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (6)

Why choose this provider?

Spencer Gaille is an insurance agent associated with State Farm that serves the Brownsville metro and the surrounding areas. He offers different health insurance solutions, including supplemental health, individual medical, Medicare Supplement, and short-term and long-term disability policies. Gaille also offers auto, home, life, and business insurance products. Moreover, he handles business insurance like surety and fidelity bonds, contractors' policies, and workers' compensation plans. Gaille also caters to clients who are either English or Spanish speakers.

  • Life Insurance

46 Cove Circle, Brownsville, TX 78521
WebsiteLicense: 9318

Expertise.com Rating

Review Sources

Facebook
5.0 (11)

Why choose this provider?

Hughston Insurance Agency consists of independent agents that have been helping individuals, families, and businesses in Brownsville since 1927. The firm is dedicated to assisting clients in obtaining financial security for their loved ones. Its professionals offer personal and commercial insurance products customized according to the unique financial risks that each policyholder wants to address. They specialize in developing life insurance plans for individuals who are looking to prepare for long-term care. Hughston Insurance Agency also offers different kinds of bonds.

  • Life Insurance

1121 East 12th Street, Brownsville, TX 78520
WebsiteLicense: 2479416

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

A.G. Capital Insurance Services, LLC, is an insurance agency that caters to clients in Brownsville and its nearby areas. It offers Medicare insurance policies, including Medicare Advantage, Medicare Part D, and Medicare Supplemental. In addition, it provides Medicare ancillary products, such as cancer, heart and stroke, hospital indemnity, and short-term care plans. Anthony P. Denisi, CEO and founder, has served in the U.S. Marine Corps for eight years. He offers more than a decade of experience in the insurance and senior benefits industry.

  • Individual Plans
  • Life Insurance

1213 East Alton Gloor Boulevard, Brownsville, TX 78526
WebsiteLicense: 842406

Expertise.com Rating

Why choose this provider?

Roy Garcia Insurance Agency is a full-service insurance firm that connects clients around Brownsville with health insurance policies that serve to protect their long-term needs and interests. Formed and established in 1995, the agency works with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. Two of the most common health insurance policies it assists with are fee-for-service and managed care plans. It also manages long-term care and disability insurance plans.

  • Individual Plans
  • Life Insurance

624 North Expressway, Brownsville, TX 78521
WebsiteLicense: 2277145

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Serving Brownsville and the surrounding communities, Brenda Hernandez is an agent at Aflac, a Fortune 500 company that provides financial protection to people worldwide. She offers health insurance plans like accident, cancer, critical illness, short-term disability, dental and vision, and hospital insurance. Additionally, she crafts life insurance policies. Aflac was founded in 1955 by brothers John, Paul, and Bill Amos. It started providing cancer policies in 1958 and began offering insurance in Japan in 1974.

  • Life Insurance

2494 Central Boulevard, Brownsville, TX 78520
WebsiteLicense: 2400726

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Medical Mutual is a health insurance company serving the needs of the Brownsville community and nearby localities. The company assists families and individuals in selecting the right health insurance policy to meet their needs. Its independent insurance agents represent various carriers that deliver a variety of health coverage, such as medical, dental, vision, and short-term health plans. The team also offers health insurance policies for accidents and critical illnesses. Medical Mutual has been serving clients for more than 80 years.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Antonio Espino Insurance
222 North Expressway, Brownsville, TX 78521
Harmony Insurance Group
700 East Washington Street, Brownsville, TX 78520
KB Insurance
8015 North Expressway 77, Olmito, TX 78575
Spencer Gaille
1140 Paredes Line Road, Brownsville, TX 78521
Hughston Insurance Agency
46 Cove Circle, Brownsville, TX 78521
A.G. Capital Insurance Services, LLC
1121 East 12th Street, Brownsville, TX 78520
Roy Garcia Insurance Agency
1213 East Alton Gloor Boulevard, Brownsville, TX 78526
Brenda Hernandez
624 North Expressway, Brownsville, TX 78521
Atlantis Insurance
2494 Central Boulevard, Brownsville, TX 78520

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Will your health insurance cover your emergency room fees in Brownsville even if the hospital is out-of-network?

    Yes, according to the Affordable Care Act, all emergency services in Brownsville must be covered by health insurance, regardless of whether the hospital is in or out of the network. You do not need to obtain authorization from your insurance company before receiving treatment. However, there may be out-of-pocket expenses, such as your insurance co-payment and deductible.

  • Will you still be covered if you have a pre-existing condition in Brownsville?

    Yes, the state of Texas does not discriminate against individuals with pre-existing medical conditions. Transferring to a new health insurance plan is safeguarded as well. Carrying over the pre-existing condition period from your previous policy in Brownsville. Insurers are also prohibited from increasing your premiums or denying your application due to a pre-existing condition.

  • Can you keep your health insurance coverage from your previous employer in Brownsville if you were fired?

    Yes, you can maintain your health insurance coverage in Brownsville even after being laid off. Your employer should notify the plan administrator of your employment termination. You will have 60 days to decide whether to continue COBRA coverage and 45 days to pay the initial premium.

  • What can you do if your health insurance claim is denied in Brownsville?

    If your health insurance claim is denied, you can file an appeal in Brownsville. You must first review the determination letter to determine why your claim was denied. You can then gather supporting documents to help you support your claim and contact your health provider, who may be able to assist you in writing an appeal letter.

  • Will your health insurance in Brownsville cover your mental health needs?

    House Bill 10, which was passed in 2017, requires health insurance providers in Brownsville to cover your mental health needs. This legislation requires health insurance providers to prioritize mental health and substance abuse treatment services equally. Essentially, if your health insurance covers mental health services, it should be on par with coverage for medical services. Individuals will receive comprehensive support for both their physical and mental well-being as a result of this.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.