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2025

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Best Health Insurance Agencies in Austin, TX

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Austin health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

14232Reviewed

8544Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Austin
13740 North Highway 183, Building K Suite 6, Austin, TX 78750
Visit WebsiteLicense: 1451572

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Keystone Insurance Services, Inc., is a Trusted Choice independent insurance agency located in Austin and serving the insurance needs of businesses and individuals throughout Texas. It offers products from insurance companies such as Aetna, All Savers, BlueCross BlueShield, Humana, UnitedHealthcare. The company provides health, dental, vision, disability, and life indemnity coverages. It extends its services to clients looking for property and casualty policy plans. Its agents help clients in choosing appropriate protection from its group and individual dental, health, and long-term care insurance options.

  • Business Insurance
  • Employee Benefits
  • Life Insurance

Best Health Insurance Agencies Serving Austin
1717 West 6th Street, Austin, TX 78703
Visit WebsiteLicense: 2643371

Expertise.com Rating

Why choose this provider?

Texas Life & Health Insurance Guaranty Association provides protection policies for life and health, subject to certain limits in Texas Law. Serving Austin and the rest of the state of Texas, it was created in 1973 in an effort to safeguard Texan policyholders in the event that a member insurance company becomes insolvent and is liquidated. It is a non-profit legal entity that maintains nine members in the Board of Directors, who are all appointed by the Commissioner of Insurance.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Austin
906 Lightstone Drive, Austin, TX 78258
Visit WebsiteLicense: 1960998

Expertise.com Rating

Review Sources

Google
5.0 (127)
Facebook
5.0 (5)
Yelp
5.0 (4)

Why choose this provider?

The Harrin Group is a veteran-owned independent insurance agency that provides health insurance plans to clients in Austin and the surrounding areas. The agency helps clients obtain customized health insurance policies by tapping into different carriers such as United Healthcare, Best Doctors, and WellCare Health Plans. The team at The Harrin Group has over 25 years of combined experience in the industry. Founder and owner Barry Harrin co-authored a book called “Unscrewed: Retirement Secrets Wall Street Prays You Never Learn."

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Austin
4131 Spicewood Springs Road, Austin, TX 78731

Expertise.com Rating

Why choose this provider?

The Health Company is an insurance agency that serves clients in Austin. It offers various healthcare, Medicare, vision, and dental insurance plans from providers that include Humana, Aetna, and Oscar. It is committed to helping clients make informed decisions about their health insurance choices by keeping themselves updated with current and proposed healthcare reforms. The agency has been serving the insurance needs of individuals, older people, families, and businesses for more than 25 years.

  • Individual Plans

Best Health Insurance Agencies Serving Austin
7710 N FM 620 Bldg 13-D, Austin, TX 78726
Visit WebsiteLicense: 1591739

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
5.0 (4)

Why choose this provider?

Active for over 75 years, RFI Insurance Masters is an independent insurance company located in Austin. It specializes in comparing and recommending health insurance policies from over 40 different carriers. The company educates first-time policyholders on each health plan, including coinsurance payments and deductibles. It can also tailor plans to cover business, families, and international travelers. The company's owner and principal agent, Ray Freer, is also a founding member and former chairman of the West Austin Chamber of Commerce.

  • Individual Plans
  • Medicare Insurance

Best Health Insurance Agencies Serving Austin
Austin, TX 78744

Expertise.com Rating

Why choose this provider?

HealthMarkets is an independently owned and operated agency specializing in health insurance solutions. Serving the community of Austin, it distributes Medicare products and services, including Medicare Advantage and Medicare prescription drug plans. Supplemental plans, such as accident, critical illness and cancer, disability, and fixed indemnity plans are also offered. With its network of some of the top health insurance carriers, the company can provide a diverse portfolio of products to meet a multitude of insurance needs.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Austin
7805 Cooper Lane, Austin, TX 78745
Visit WebsiteLicense: 2495139

Expertise.com Rating

Review Sources

Google
4.9 (10)
Facebook
5.0 (2)

Why choose this provider?

LoneStar Medicare is an independent insurance agency catering to Austin and its surrounding areas. It specializes in assisting seniors with Medicare-related coverage options. It offers Medicare Advantage plans through private insurance carriers, giving seniors extra benefits such as dental and vision. Medicare Supplement or Medigap is also offered to assist clients in paying for expenses not covered by Medicare A and B. LoneStar Medicare also offers assistance for veterans, retired military, and their families in availing Medicare for Heroes.

  • Group Plans
  • Life Insurance

Best Health Insurance Agencies Serving Austin
4425 South MoPac, Austin, TX 78735
Visit WebsiteLicense: 1341581

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (7)

Why choose this provider?

Nate & Associates Insurance is an independent insurance agency in Austin that specializes in crafting personalized insurance solutions and services for clients in the metro. The firm has been operating for more than 50 years and offers diverse quotes for life and health lines. Some of its health insurance products include individual health coverage, Medicare, short-term health insurance, long-term care insurance, as well as health plans for adults under 65. It also provides life insurance and health insurance plans for groups.

  • Group Plans
  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Austin
9501b Menchaca Road, Austin, TX 78748

Expertise.com Rating

Why choose this provider?

Sana Benefits is a health insurance company that serves clients from Austin and nearby areas. The agency offers a wide range of health insurance products that cover mental and physical wellness, dental, vision, and medical needs. The company specializes in health benefits for employees, providing employers with various modern benefits and full coverages. Pediatric, maternity, and urgent care coverage options are also available. Some of its customers include Ben Hogan Gold Equipment Company and Bishop Cider Co.

Best Health Insurance Agencies Serving Austin
13620 Ranch Road 620 North, Austin, TX 78717
Visit WebsiteLicense: 13750

Expertise.com Rating

Review Sources

Google
4.9 (2006)
Facebook
4.5 (144)
Yelp
4.5 (10)

Why choose this provider?

GoMedigap offers a simplified approach to Medicare-related insurance coverage to clients in the Austin area. It guides seniors through the process of choosing a Medicare coverage that will fit their needs. The company offers different options for Medicare Supplement or Medigap plans, with plans F, G, and N being the best choices. GoMedigap works with multiple insurance carriers, such as Aetna, Cigna, Blue Cross Blue Shield, and United Healthcare to give clients a variety of insurance plans.

  • Individual Plans

Best Health Insurance Agencies Serving Austin
1405 East Riverside Drive, Austin, TX 78741
Visit WebsiteLicense: 1206

Expertise.com Rating

Review Sources

Google
4.6 (63)
Facebook
5.0 (8)
Yelp
3.0 (2)

Why choose this provider?

Located in Austin, Time Insurance Agency was founded in 1961 by John P. Schuler, a retired navy pilot. Being a locally-owned agency allows it to easily respond to any changes both in the client's needs and in regulatory policies. Its team of independent agents can assist in drafting a customized health plan for individual and business clients through their individual and group insurance policies from a wide selection of carriers. They offer both indemnity health plans and managed options.

  • Individual Plans
  • Life Insurance
  • Group Plans

Best Health Insurance Agencies Serving Austin
3301 Bridle Path, Austin, TX 78703
Visit WebsiteLicense: 1393118

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (1)

Why choose this provider?

Stateside Insurance Services, LLC is an independent agency with a team of over 30 years of combined experience providing health insurance products and services. Its agents simplify the mechanics of life insurance to Austin residents, guiding them through making the best coverage decisions. The company creates personalized health insurance plans for individuals, families, and small businesses. They also advise on Medicare supplement plans and coverages. The agents in Stateside Insurance Services have a network of insurers suited for the unique needs of any client.

  • Group Plans
  • Individual Plans

Best Health Insurance Agencies Serving Austin
Austin, TX
Visit WebsiteLicense: 2094275

Expertise.com Rating

Why choose this provider?

Tex Health Insurance is a life insurance company serving clients from Austin and its surrounding areas. The business provides a wide range of options for life insurance including term, whole, and universal policies. Other insurance packages are also available such as dental, vision, long-term care, small business group plans, and Medicare. Led by Frank Mitchell, the company has partnered with major insurance carriers such as United Healthcare, Health Insurance Innovations, and Blue Cross Blue Shield Association.

  • Group Plans
  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Keystone Insurance Services, Inc.
13740 North Highway 183, Building K Suite 6, Austin, TX 78750
Texas Life & Health Insurance Guaranty Association
1717 West 6th Street, Austin, TX 78703
The Harrin Group
906 Lightstone Drive, Austin, TX 78258
The Health Company
4131 Spicewood Springs Road, Austin, TX 78731
RF Insurance Masters
7710 N FM 620 Bldg 13-D, Austin, TX 78726
HealthMarkets
Austin, TX 78744
LoneStar Medicare
7805 Cooper Lane, Austin, TX 78745
Nate & Associates Insurance
4425 South MoPac, Austin, TX 78735
Sana Benefits
9501b Menchaca Road, Austin, TX 78748
GoMedigap
13620 Ranch Road 620 North, Austin, TX 78717
Time Insurance Agency
1405 East Riverside Drive, Austin, TX 78741
Stateside Insurance Services, LLC
3301 Bridle Path, Austin, TX 78703
Tex Health Insurance
Austin, TX

Austin, TX Health Insurance FAQs

  • What is covered by Austin short-term health insurance?

    Hospitalizations, doctor visits, lab work, X-rays, emergency care, and other typical medical requirements are all covered by short-term health insurance in Austin. Since there is no set open enrollment period, anyone can apply for short-term health insurance in Austin at any time. The insured will receive a partial refund based on the remaining benefit if they end their policy prior to the conclusion of the plan period.

  • What prerequisites must you meet in Austin before you may start a health savings account?

    Because persons over 65 become eligible for Medicare, you must be under 65 to start a health savings account in Austin. A high deductible health insurance plan, in which you must pay a significant amount of out-of-pocket expenses before benefits kick in, is a requirement for HSAs. Your out-of-pocket maximum must also be $7,500 in order to qualify for an HSA. Families, however, are restricted to an out-of-pocket maximum of $15,000.

  • What is the maximum amount that a person can contribute to their health savings account in Austin?

    In Austin, the 2023 maximum contribution to a health savings account is $3,850 for a person and $7,750 for a family. The contribution cap increases by a few hundred dollars yearly. For instance, the contribution cap for individuals in 2022 was $3,650 and $7,300 for a family. The annual contribution cap rises by $1,000 for people 55 and older.

  • What elements influence long-term care insurance prices in Austin?

    The price of long-term care insurance in Austin depends on a number of factors. These include the person's age, gender, marital status, health, and length of coverage, as well as extra benefits or riders added to the contract. Younger clients in good health may pay lesser premiums when acquiring coverage.

  • What medical issues might disqualify you from a short-term health plan in Austin?

    You may lose your eligibility for a short-term health plan in Austin if you have experienced any of the following within the previous five years: heart disease, stroke, cancer, degenerative disc disease, kidney disorder, diabetes, and rheumatoid arthritis. A short-term health plan will not be available to you if you have a history of substance abuse, are currently pregnant, or are in the adoption process.