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2024

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Best Health Insurance Agencies in Murfreesboro, TN

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Murfreesboro Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1915Reviewed

1151Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

PO Box 2529, Brentwood, TN 37024
WebsiteLicense: 681176

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Better Benefits & Consulting offers comprehensive health insurance services in Murfreesboro. Deborah Shaputis, the agency owner, is an insurance broker with over 30 years of experience in the industry. She is part of the Fellow Life Management Institute and Medicare Supplement Accredited Advisors. She and her team are knowledgeable and experienced with life insurance, disability insurance, and dental insurance for individuals or groups. The company is an authorized agent for Blue Cross Blue Shield Association.

  • Individual Plans
  • Group Plans
  • Life Insurance

1006 Merylinger Court, Franklin, TN 37067
WebsiteLicense: 89

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Review Sources

Facebook
5.0 (5)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Chappell, Smith & Associates, Inc., is a benefit and compliance agency that helps businesses in Murfreesboro and the surrounding areas take advantage of employee benefits. Companies can use benefits as a vehicle to deliver what employees need and want. It carries voluntary benefits packages like life insurance, accident coverage, critical illness plans, hospital indemnity ‘gap’ plans, disability coverage, and cancer insurance. Additionally, it provides group benefits packages like group medical, short-term and long-term disability, health savings accounts, and health reimbursements.

  • Group Plans

PO Box 140690, Nashville, TN 37214
WebsiteLicense: 2489920

Expertise.com Rating

Why choose this provider?

Burgett Insurance Group in Nashville is an independent insurance brokerage that provides insurance products and solutions to clients in the Murfreesboro metro. The firm has been operating for more than 40 years and specializes in both personal and business insurance lines. The firm offers short-term medical insurance plans and Medicare. Its other health insurance options include dental and vision insurance plans as well as My Virtual Doctor. Life insurance products, such as term life insurance policies, are also available.

  • Individual Plans

PO BOX 680218, Franklin, TN 37068
WebsiteLicense: 2260336

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

MJC Insurance Group is an independent agency serving businesses and individuals in the Murfreesboro metro and the surrounding areas. Its insurance specialists accommodate clients who need assistance in purchasing health insurance plans. Additionally, they help clients acquire other personal plans that include life, home, and auto insurance. MJC Insurance Group represents various regional and national carriers, which means it can access different insurance products. It strives to build long-term relationships with its clients to determine their insurance needs.

  • Life Insurance

689 West Main Street, Hendersonville, TN 37075
WebsiteLicense: 739990

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Kendall Welch is an insurance agent representing State Farm Insurance in the Hendersonville metro. She caters to clients in the Murfreesboro metro and offers personal and commercial insurance lines. Her agency offers life insurance solutions such as term life, whole life, and universal life insurance plans that provide financial benefits to the policyholder's family upon death. The benefits are also categorized as liquid assets and can be used to pay off debts, mortgages, as well as final expenses.

  • Individual Plans

3582 North Mount Juliet Road, Mt. Juliet, TN 37122
WebsiteLicense: 642023

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Anderson Insurance Service offers health coverage options to clients in Murfreesboro. In business since 1939, it provides and assists Tennessee residents with their EPO, HMO, POS, and PPO policies. It also gives advice regarding the scope of their plans, from mental health services to prescription drugs. The agency also handles other insurance lines, such as life, property, vehicle, and business insurance. Anderson is an independent agency representing carriers such as Travelers, Progressive, Safeco, AIG, and Blue Cross Blue Shield.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Better Benefits & Consulting
PO Box 2529, Brentwood, TN 37024
Chappell, Smith & Associates, Inc.
1006 Merylinger Court, Franklin, TN 37067
Burgett Insurance Group
PO Box 140690, Nashville, TN 37214
MJC Insurance Group
PO BOX 680218, Franklin, TN 37068
Kendall Welch
689 West Main Street, Hendersonville, TN 37075
Anderson Insurance Service
3582 North Mount Juliet Road, Mt. Juliet, TN 37122

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can you buy Marketplace health insurance if you already have health insurance from your employer in Murfreesboro?

    Yes, having health insurance through your employer does not preclude you from purchasing a Marketplace plan. However, you may not be eligible for the tax credit that is usually associated with Murfreesboro Marketplace insurance. You are only eligible for the tax credit if your employer's coverage costs more than 9.61% of your total household income in a given year.

  • Are you qualified to enroll in a Marketplace health insurance plan in Murfreesboro?

    To be eligible for Murfreesboro Marketplace health insurance, you must be a Tennessee resident, not be in prison, not have Medicare insurance, and your presence in the country must be lawful. If you do not qualify for CHIP or Medicaid, you can receive cost-sharing and tax credits with your Marketplace insurance. Individuals who are covered by unaffordable employer-provided health insurance may be eligible for subsidies when purchasing a Marketplace plan.

  • Will your health insurance plan in Murfreesboro be terminated if the insurer closes its operation?

    No, you will not lose your insurance coverage. If your insurer in Murfreesboro faces financial issues, the Tennessee Life & Health Insurance Guaranty Association ensures continuity. They may take over or transfer your policy to another active local insurer. Your coverage will stay intact as long as you pay premiums. However, there are limits: up to $500,000 for basic medical claims, $300,000 for disability and long-term care claims, and $100,000 for miscellaneous medical claims, including indemnity and disease-specific claims.

  • What happens to your health insurance coverage if you get a divorce in Murfreesboro?

    When a divorce is finalized in Tennessee, coverage for the non-policyholder spouse is immediately terminated. If you are covered by your soon-to-be ex-spouse's private or employer-provided insurance, you should consider getting your own insurance or extending your current coverage through COBRA. You should have enough time to find coverage in Murfreesboro before the termination because your ex-spouse is required by law to notify you 30 days before your coverage is terminated.

  • When is the open enrollment period for Marketplace health insurance plans in Murfreesboro?

    Tennessee's open enrollment period runs from November 1 to January 15 of the following year. If you want your insurance to start on January 1 of the following year, you must enroll by December 15. If you enroll after December 15, your coverage will not begin until February 1 of the following year. A plan can be purchased online at HealthCare.gov or through your Murfreesboro insurance agent.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.