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2024

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Best Health Insurance Agencies in North Charleston, SC

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored North Charleston Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2037Reviewed

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5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7 Gamecock Avenue, Charleston, SC 29407
WebsiteLicense: 1912939875

Expertise.com Rating

Review Sources

Google
5.0 (31)

Why choose this provider?

Medicare Blueprint is a health insurance company that specializes in Medicare and Medigap plans. It caters to first-time and tenured policyholders in North Charleston and nearby communities. The company is run by Tim Hanbury and Jason S. Mackey, health insurance specialists who co-authored the Medicare Blueprint book. They educate clients about Medicare plans and their benefits, from hospital service to ambulance charges. They also suggest additional benefits like prescription coverage and copayments.

  • Health Insurance

709 Gamecock Avenue, Charleston, SC 29407
WebsiteLicense: 1905688334

Expertise.com Rating

Why choose this provider?

M & A Prime Benefits, LLC, is an independent insurance company that offers insurance policies to individuals, families, and businesses in the North Charleston metro. It provides ACA Health Insurance and Medicare packages with varying coverages. The company was formed when Mackey & Associates, Inc. merged with Prime Benefits, Inc. in 2006. Through the combined knowledge gained from the merger and its current president, Jason Mackey, the company continues to provide services through its partnerships with multiple insurance companies.

  • Health Insurance

Travelers Boulevard, Summerville, SC 29485
WebsiteLicense: 1901462542

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Corvino Insurance Agency, Inc., is a full-service, independent agency that offers insurance solutions to clients in North Charleston and its adjoining areas. The agency partners with a variety of known health insurance carriers to provide its individual, business, and commercial clients with an insurance package tailored to meet their needs. Aside from individual health insurance policies, Corvino Insurance Agency, Inc., also offers dental plans, critical illness insurance plans, and travel assistance. Auto, home, and life insurance plans are also available for individual clients.

  • Life Insurance

1455 Remount Road, North Charleston, SC 29406
WebsiteLicense: 1910282289

Expertise.com Rating

Review Sources

Google
4.0 (11)
Facebook
5.0 (1)

Why choose this provider?

Freedom Tax & Insurance is an insurance agency serving North Charleston and the rest of South Carolina for over two decades. With connections to a number of partner carriers, the agency provides various policy options for auto, business, life, and health insurance. For clients below 65, the health insurance options are individual and family plans, long-term care, and disability insurance. Those in the senior age have Medicare Parts A and B, Medical Advantage Plans, and Medicare Supplemental as options.

  • Life Insurance

P.O. Box 80877, Charleston, SC 29416
WebsiteLicense: 1903452712

Expertise.com Rating

Why choose this provider?

Statewide Insurance Group is an independent insurance agency that serves clients in North Charleston. It offers various types of health insurance plans, such as health savings accounts, high deductible plans, co-pay plans, and Medicare supplements. The agency also specializes in providing other insurance products and services, including life, business, car, and homeowners' insurance. Its insurance agents live and work in the metro, making them knowledgeable of market developments that help them recommend insurance coverage options that suit clients' needs.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Medicare Blueprint
7 Gamecock Avenue, Charleston, SC 29407
M & A Prime Benefits, LLC
709 Gamecock Avenue, Charleston, SC 29407
Corvino Insurance Agency, Inc
Travelers Boulevard, Summerville, SC 29485
Freedom Tax & Insurance
1455 Remount Road, North Charleston, SC 29406
Statewide Insurance Group
P.O. Box 80877, Charleston, SC 29416

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is there a way for North Charleston policyholders to verify the status of their Medicare benefits, enrollment, and eligibility?

    Yes, Medicare beneficiaries in North Charleston can use MyMedicare.gov, a secure and free online platform that allows them to track their benefits, eligibility, and enrollment. Furthermore, it offers preventive health information 24 hours a day, seven days a week, and policyholders can access claims information almost immediately after Medicare processes claims.

  • How long can short-term health insurance plans provide coverage to North Charleston residents?

    North Charleston short-term health insurance contracts can last up to 364 days and can be renewed for an additional three years. These plans are less expensive than traditional health insurance, but they frequently have higher out-of-pocket expenses and fewer benefits. The terms and conditions of a short-term health insurance plan should be carefully reviewed before enrolling to ensure that it will cover your medical needs.

  • Is coverage for pre-existing conditions included in North Charleston's short-term health insurance plans?

    No, a pre-existing condition may preclude a North Charleston resident from obtaining coverage under a short-term plan. Furthermore, short-term health insurance may exclude maternity illnesses and mental health disorders. As a result, it is prudent to obtain an HDPD that is compliant with the ACA in order to have coverage for pre-existing conditions.

  • Does Medicare cover cancer patients' chemo treatments in North Charleston?

    Yes, chemotherapy is covered by Medicare for North Charleston residents who have been diagnosed with cancer. Medicare Part A, also known as hospital insurance, covers hospital-related expenses. Furthermore, Medicare Part B (Medical Insurance) covers costs incurred while receiving medical care as an outpatient at a hospital or as a patient in a doctor's office or freestanding clinic.

  • Do all North Charleston group health insurance policies fall under the jurisdiction of the South Carolina Department of Insurance?

    No, many self-funded programs are not subject to the oversight of this division. The Employee Benefits Security Administration will be in charge of your plan in North Charleston if the South Carolina Department of Insurance does not oversee it. You can contact their office at 1-866-444-3272 if you have any questions.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.