Best Health Insurance Agencies in Rhode Island

Howard Russell Insurance was founded in 1956 to provide health insurance products that protect Rhode Island individuals from unexpected medical costs due to illnesses and injuries while keeping them financially secure. It connects clients with coverages from various providers, including Liberty Mutual, Foremost, Narragansett Bay Insurance Company, Selective, and Progressive. In addition to health insurance, this family-owned agency delivers insurance packages for vehicles, renters, landlords, and homeowners. It also has plans for businesses and commercial properties.

Independent Benefit Solutions, LLC, serves clients in Rhode Island who are seeking health insurance coverage. The team offers individual, health savings account, group, and critical illness insurance programs to guard beneficiaries when the need for treatment arises. Life assurance plans are also available. In addition, the agency has solutions for individuals who are saving for retirement. Its financial services representative, Nicholas H. Pacheco, has a Certified Long-Term Care designation. He is a member of various organizations, including Rhode Island Estate Planning Council and the Northern RI Chamber of Commerce.

Shove Insurance Inc. is an independent agency that has been serving personal and business clients in Rhode Island since 1859. It offers health insurance options for small business owners looking to provide employee benefits. It also assists with risk management plans for automobiles, life, jewelry, and homes. Additionally, it has options for flood and marine insurance. Shove Insurance has access to over 35 insurance carriers and is able to develop personalized policies suited for each client.

Sangster Insurance, LLC provides solutions to the needs of customers in Rhode Island. It offers health insurance products to small businesses, helping business owners understand their options from several carriers. It also provides various Medicare coverage, including Medicare Supplement, Medicare Advantage, and Prescription Drug plans. The agency is owned and operated by Tom Sangster and Jamie Orsi. Sangster has more than 30 years of industry experience, and Orsi previously worked as a physical therapist for seven years before focusing on educating clients on healthcare.

Advanced Planning Associates, Inc., serves the locals of Rhode Island and the surrounding communities. The Warren-based business offers Medicare Parts A, B, C, and D. It also hosts group presentations that explain each part and the help it provides to clients who are unsure. Some of the coverage includes annual health screenings, prescription drugs, and a comprehensive network of doctors and specialists in the area. Steve Jennings, the president and founder, has over 35 years of experience in the financial industry.

Embrace Benefits serves families, individuals, and business owners in and around Rhode Island. The office provides a variety of health insurance options, including group health and Medicare Supplement, Medicare Advantage, and Medicare Part D prescription plans. As an independent insurance company, Embrace Benefits collaborates with multiple carriers, including BlueCross BlueShield, Altus Dental Insurance Company, Inc., and GeoBlue Travel Medical and International Health Insurance, to shop rates and personalized insurance packages. It is also licensed to accommodate policy buyers in Florida and New Jersey.

Melanie Flamand Insurance Sales is an independent agency in Rhode Island that offers life and health plans. The agency is headed by Melanie Flamand, an insurance agent with over 36 years of industry experience. Flamand writes individual, family, and group health plans that cover medical-related expenses, hospitalizations, and surgical expenses. In addition, she offers short-term health plans tailored to clients in-between jobs, out of work, and not eligible for their parent's policies. Flamand is also licensed to practice in Massachusetts, New York, Florida, and Connecticut.

World Insurance Associates, LLC - Providence has been serving individuals, families, and businesses in Rhode Island and neighboring communities since 2011. It offers health insurance policies to protect people from suffering financial hardships in times of illnesses or accidents. It also provides auto, condo, disability, personal umbrella, workers' compensation, and liquor liability coverages. Additionally, the company's team members assist clients with business, estate, and retirement planning. CEO Rich Eknoian carries more than 30 years of experience in the insurance industry.

Crowe Choice is an independent insurance agency that serves clients in Rhode Island. It provides health insurance solutions, which include Medicare Advantage, Medicare Supplement, and Medicare Part D insurance plans. Its team offers long-term care, income retirement, and disability insurance programs. It represents various insurance carriers, such as Aetna, Allianz, Foresters, and UnitedHealthcare. Term, whole, and universal life insurance policies are available. The company also responds to the insurance needs of clients in Massachusetts, New York, and Connecticut.

Lathrop Insurance is an independent family-owned agency offering insurance protection for Rhode Island residents. Its team of agents offers health insurance to cover the cost of unanticipated medical expenses that might affect finances. It assists with choosing from a variety of health insurance policies, such as HMO plans, surgical policies, major medical benefits, and hospital indemnity. Auto, boating, classic car, motorcycle, and renters' insurance plans are also available. Lathrop Insurance has been in operation since 1938.

Smyth Business Solutions is an independent brokerage firm delivering group health insurance products for employers in Rhode Island. Representing different health insurance carriers, the firm designs employee benefits programs that include features like savings account, flexible spending, and reimbursement arrangements. In addition, it provides voluntary employee insurance plans with protection for disability, critical illness, and hospital indemnity. Principal Brian Smyth is a registered nurse and former army medic who began his career in the industry in 2002.