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2024

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Best Health Insurance Agencies in Bethlehem, PA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bethlehem Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1414Reviewed

852Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

324 Ninth Avenue,, Bethlehem, PA 18018
WebsiteLicense: 693911

Expertise.com Rating

Why choose this provider?

HealthCare Solution Benefits, Inc., offers insurance solutions to individuals and families in Bethlehem and the surrounding communities. Its products include health, dental, vision, Medicare, and life insurance. The professionals at the company take the time to listen to clients' specific situations and goals and help them find the policy that matches their needs. Liliana Bulted, one of the staff members at the agency, carries more than 15 years of experience in the healthcare industry and is bilingual in English and Spanish.

  • Health Insurance

54 S. Commerce Way, Suite 150, Bethlehem, PA 18017
WebsiteLicense: 346382

Expertise.com Rating

Review Sources

Google
4.0 (14)

Why choose this provider?

HMK Insurance offers health and welfare plans to businesses and companies in Bethlehem. Its agents work with institutions in planning, designing, administering, and managing benefits programs to attract and retain employees. Organizations can add a variety of items to their employees' health benefits, such as dental, medical, and vision care. Its agents also offer information about other features like the health savings account and short-term disability. HMK Insurance, which was formed in 1914, is a founding member of Alera Group and Insurance Alliance Network.

  • Health Insurance

2501 N. Bethlehem Pike (Rt. 309), Hatfield, PA 19440
WebsiteLicense: 59756

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Hartzell Insurance Associates, Inc., has been serving clients in Bethlehem since 1991. Its health insurance packages for employees cover HMO, dental and vision plans, long-term care, and disability benefits. It partners with multiple insurance carriers, such as Aetna, MetLife, Capital BlueCross, and Liberty Mutual. Hartzell Insurance Associates also provides insurance plans that are tailored to the needs of businesses in the service, office, and retail sectors, which include restaurants and pubs, plumbing companies, and electrical businesses.

  • Group Health Benefits

2103 Stefko Blvd, Bethlehem, PA 18017
WebsiteLicense: 700372

Expertise.com Rating

Review Sources

Google
5.0 (344)
Facebook
5.0 (61)
Yelp
1.0 (1)

Why choose this provider?

Silver Crest Insurance Inc. is an independent agency that serves clients in Bethlehem and the surrounding areas. It provides health insurance policies, including hearing, dental, and vision coverages. It also customizes Medicare Advantage, Medicare Supplement, and Medicare Part D plans, as well as final expense insurance. Silver Crest represents various insurance carriers, such as Capital Blue Cross, Aetna, United Healthcare, Highmark Blue Shield, and Humana. President and co-founder Daniel Banks has been in the insurance industry for over two decades.

  • Medicare

267 Cobblestone Lane, Bethlehem, PA 18020
WebsiteLicense: 762273

Expertise.com Rating

Review Sources

Google
5.0 (45)
Facebook
5.0 (1)

Why choose this provider?

PrimeOptions Insurance LLC is an independent insurance agency serving the Bethlehem metro. It caters to people turning 65, more than 65 and under employer coverage, and people with disabilities who are Medicare-eligible. The agency offers life insurance, dental, vision, hearing, long-term care, and final expense insurance. It also specializes in Medicare insurance plans, including Medicare Supplement and Advantage plans. Agency owner Rae DeNardo is a licensed insurance broker partnered with major insurance companies.

  • Medicare Supplement Insurance

1260 Greenwood Drive, Bethlehem, PA 18017
WebsiteLicense: 415699

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
5.0 (10)

Why choose this provider?

Tanya Ramirez is a State Farm agent that provides insurance and financial services to clients in Bethlehem. She offers health insurance plans that are designed to fit the needs of each client. She can assist with individual medical coverage, supplemental health, and Medicare supplement plans. In addition to various insurance products, her team can provide banking, mutual funds, and annuities. Tanya has been in the insurance industry for over 25 years. She can communicate in both English and Spanish languages.

  • Life Insurance
  • Health Insurance

1 E Broad St. Ste 130 - 1002, Bethlehem, PA 18018
WebsiteLicense: 422713

Expertise.com Rating

Review Sources

Google
4.8 (44)
Facebook
4.7 (13)

Why choose this provider?

Kleppinger Insurance, LLC, offers health insurance products to Bethlehem and the surrounding areas. It caters to clients who wish to apply for individual and group health insurance policies to protect themselves and their families from unexpected surgical or medical expenses. It also provides different health insurance plans, including PPO, HMOs, and POS. Its founder, John Kleppinger, has been in the insurance industry since 1999. He is also licensed to serve clients in Maryland, New Jersey, and New York.

  • Group Plans
  • Health Insurance

3012 Linden Street, Bethlehem, PA 18017
WebsiteLicense: 756443

Expertise.com Rating

Review Sources

Google
5.0 (421)
Facebook
5.0 (5)

Why choose this provider?

Elliot Tracey has been an insurance agent with State Farm serving personal and commercial clients in Bethlehem since 2018. He assists families and senior citizens in managing health risks through individual medical coverage, supplemental health, and Medicare supplement plans. His agency offers life insurance and coverage for businesses, automobiles, homes, rental properties, and pets. Elliot gives back to the community through sponsorship and volunteering for North Bethlehem Little League and the Northwest Swim Club.

  • Life Insurance
  • Health Insurance

1135 Stefko Blvd., Suite B, Bethlehem, PA 18017
WebsiteLicense: 281502

Expertise.com Rating

Review Sources

Google
4.8 (76)
Facebook
5.0 (14)
Yelp
1.0 (1)

Why choose this provider?

Larry Chapel is a State Farm insurance agent serving clients in Bethlehem. He develops health insurance plans that fit the unique needs of families and elderly citizens. The policies may cover Medicare supplements and disability paychecks. In addition, Chapel and his team handle insurance products for workers’ compensation, personal properties, automobiles, and homes. Larry has been in the industry for over 32 years and is a member of the National Association of Insurance and Financial Advisors.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
HealthCare Solution Benefits, Inc
324 Ninth Avenue,, Bethlehem, PA 18018
HMK Insurance
54 S. Commerce Way, Suite 150, Bethlehem, PA 18017
Hartzell Insurance Associates, Inc.
2501 N. Bethlehem Pike (Rt. 309), Hatfield, PA 19440
Silver Crest Insurance Inc.
2103 Stefko Blvd, Bethlehem, PA 18017
PrimeOptions Insurance LLC
267 Cobblestone Lane, Bethlehem, PA 18020
Tanya Ramirez
1260 Greenwood Drive, Bethlehem, PA 18017
Kleppinger Insurance, LLC
1 E Broad St. Ste 130 - 1002, Bethlehem, PA 18018
Elliot Tracey
3012 Linden Street, Bethlehem, PA 18017
Larry Chapel
1135 Stefko Blvd., Suite B, Bethlehem, PA 18017

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the advantages of the Pennie health insurance marketplace for Bethlehem residents?

    Pennie, the health insurance marketplace, is the exclusive platform that aids Bethlehem residents in lowering their healthcare and coverage expenses. It serves as the official dental and health insurance marketplace for the state. Pennie enables you to select the health insurance policy that suits you and your family best. Importantly, it is not an insurance company itself.

  • How can a Bethlehem resident be qualified for Medicaid health insurance?

    Residents of Bethlehem who are residents of Pennsylvania, U.S. nationals and citizens, permanent U.S. residents, and legal aliens who require assistance in obtaining health insurance and care and whose financial situations are classified as very low to low income may be eligible for Medicaid health insurance. They must be pregnant, have parental responsibility for a child under the age of 17, be disabled, or have a disabled household family member.

  • Are Bethlehem Medicaid health insurance plan holders covered when they are in another state?

    When Bethlehem Medicaid health insurance plan holders travel to another state, they are not covered by the program. A Pennsylvania plan holder cannot simply transfer their coverage to another state due to the varying requirements imposed by different states on Medicaid eligibility. They cannot use their Medicaid coverage while visiting out of state unless they require emergency medical care.

  • Can a Bethlehem resident have both Medicaid and Medicare health insurance?

    Yes, a Bethlehem resident may be eligible for both Medicaid and Medicare. People who are eligible for both programs are referred to as dual eligible. When they need to claim benefits, Medicare pays the bills first, and then the plan holder receives Medicare-covered health services. After other health insurance plans, such as Medicare, have exhausted their coverage, Medicaid is the last to pay.

  • How does the state settle Medicaid and Medicare payments of dually eligible Bethlehem health insurance plan holders?

    For Bethlehem health insurance plan holders who are dual eligible, the state pays their Medicare Part B monthly premiums and, depending on their Medicaid eligibility, their share of Medicare expenses such as deductibles, copayments, coinsurance, and Part A monthly premiums. They also get Extra Help with their drug expenses by default, and Medicaid may pay for services and drugs that Medicare does not cover.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.