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2024

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Best Health Insurance Agencies in Youngstown, OH

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Youngstown Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1225Reviewed

737Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

125 Deal Drive, Youngstown, OH 44408
WebsiteLicense: 1148252

Expertise.com Rating

Review Sources

Google
4.0 (22)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Yost Insurance Agency offers health insurance policies to residents of Youngstown and the surrounding areas. It was founded in 2017 by Dave Yost, an insurance agent with over 13 years of experience in the industry. The company specializes in providing Medicare plans for senior citizens. Some of these policies include Medicare Advantage, Medicare Supplements, and Medicare Prescription Drug Plans (PDP). Other products provided by Yost Insurance Agency are auto, homeowners, business, and life insurance. Umbrella policies are also available for clients who wish to have coverage beyond the traditional limits.

  • Life Insurance

9400 E Market St, Warren, OH 44484
WebsiteLicense: 687156

Expertise.com Rating

Review Sources

Google
4.9 (168)
Facebook
4.9 (27)

Why choose this provider?

Since 1921, Paige & Byrnes Insurance has been a family-owned and family-operated company serving individuals and businesses in Youngstown, Hubbard, Canfield, and the surrounding areas. It helps clients protect themselves financially in case they get sick by providing them with individual health insurance. It also offers auto, home, Medicare Supplement, flood, disability, and general liability insurance. Sharon Evinsky, one of the owners of the firm, sits on the Agent Advisory Council with Celina Insurance Group.

  • Individual Plans
  • Life Insurance
  • Medicare Supplements

4610 Market Street, Youngstown, OH 44513
WebsiteLicense: 23602

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
4.2 (6)

Why choose this provider?

Cailor Fleming Insurance serves residents of Youngstown with health insurance plans. It offers a variety of individual coverage options, including medical, vision, dental, and short and long-term disability insurance plans. It also provides accidental death and dismemberment insurance. Other insurance plans offered by the company are life, home, and auto insurance. It also provides assistance with employee benefits and commercial insurance needs. Cailor Fleming Insurance has been in the business for more than 90 years.

  • Health Insurance

250 DeBartolo Place, Suite 2550, Boardman, OH 44512
WebsiteLicense: 3026

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
4.2 (7)
Yelp
3.0 (2)

Why choose this provider?

R. Kashmiry and Associates, Inc., is an insurance agency that serves the Youngstown area. It provides health insurance plans for self-employed individuals, students, and early retirees. The company also offers group health insurance plans for employers looking to retain key employees. Short-term health insurance policies are provided for new college graduates and clients who are in between jobs. R. Kashmiry and Associates has access to protection plans from UnitedHealthcare, Anthem, Humana, Aetna, and Medical Mutual.

  • Individual Plans
  • Group Plans
  • Health Insurance

8150 Market St, Youngstown, OH 44512
WebsiteLicense: 2239

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (3)

Why choose this provider?

McCamon-Hunt Insurance Agency is an independent firm that has been providing a wide range of insurance solutions to individuals, families, and businesses in the Youngstown area for over 80 years. It delivers health insurance plans that cover financial losses due to medical emergencies, including injuries and illnesses. They have different types of health plans, such as dental, long-term care, health maintenance organization, and preferred provider organization. Homeowners', auto, business, and life insurance products are also available.

  • Health Insurance

727 E Western Reserve Rd, Poland, OH 44514
WebsiteLicense: 28901

Expertise.com Rating

Review Sources

Google
4.9 (114)
Facebook
4.6 (11)

Why choose this provider?

Jan Cefalu is a State Farm insurance agent who has been serving the insurance needs of Youngstown-based individuals, families, and businesses since 1989. Cefalu and her team of insurance agents offer health insurance plans to prepare ahead in case critical illness strikes. They have supplemental health coverage that reimburses potential medical costs, such as emergency room visits, unexpected child care, extra transportation or meals, and outpatient surgery. Jan Cefalu is a member of the Youngstown Warren Chamber of Commerce Boardman Optimist Club.

  • Life Insurance
  • Health Insurance
  • Home & Auto Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Yost Insurance Agency
125 Deal Drive, Youngstown, OH 44408
Paige & Byrnes Insurance
9400 E Market St, Warren, OH 44484
Cailor Fleming Insurance
4610 Market Street, Youngstown, OH 44513
R. Kashmiry and Associates, Inc.
250 DeBartolo Place, Suite 2550, Boardman, OH 44512
McCamon-Hunt Insurance Agency
8150 Market St, Youngstown, OH 44512
Jan Cefalu
727 E Western Reserve Rd, Poland, OH 44514

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is there an available program for Medicare beneficiaries in Youngstown?

    Yes, Medicare beneficiaries in Youngstown can access the Ohio Senior Health Insurance Information Program through the Ohio Department of Insurance. This program provides free one-on-one counseling and information about health insurance. Its trained volunteers, speaker's bureau, and hotline experts educate beneficiaries on long-term care insurance and Medicare Advantage options, as well as Medicare Supplement and Part D coverage.

  • Can individuals use Medicare Advantage plans as an alternative to original Medicare in Youngstown?

    Yes, individuals in Youngstown can use Medicare Advantage plans in place of traditional Medicare. Private insurance companies offer Medicare Advantage plans to replace original Medicare or other types of secondary health insurance. Consumers can choose between Preferred Provider Organization and Health Maintenance Organization plans, and the majority of these plans include Part D benefits.

  • What factors cause Youngstown policyholders to switch Medicare Supplement insurance plans?

    Policyholders in Youngstown switch Medicare Supplement insurance plans because they want to switch to another health insurance policy with lower insurance premiums. They also want to change to less expensive insurance policies because they are paying for coverage that they are not using. Furthermore, policyholders change their Medicare Supplement insurance because they are dissatisfied with the plan's healthcare options.

  • How can families and individuals qualify for the Special Enrollment Period in Youngstown?

    Individuals and families in Youngstown may be eligible for the Special Enrollment Period if their plan's contract with Medicare changes and they are eligible for both Medicaid and Medicare insurance. They can also apply during the SEP if they lose their current health insurance coverage and no longer need their special needs plan.

  • How can employers in Youngstown benefit from Health Savings Accounts?

    Employers in Youngstown can benefit from Health Savings Accounts by paying less for high-deductible health plans. Employers pay lower payroll taxes because HSA contributions and employee premiums are made pre-tax. Their HSA contributions are also tax deductible, and they have the option of determining the funding schedule. As a result, they will be able to save more money.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.