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2024

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Best Health Insurance Agencies in Toledo, OH

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Toledo Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5508Reviewed

3307Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

833 Woodville Road, Toledo, OH 43605
WebsiteLicense: 697903

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Aaron Grob Agency Inc. is an insurance agency that serves residents and businesses in Toledo. It offers a wide array of risk management solutions, including disability and life insurance as well as annuities and auto insurance. Additionally, it provides extensive business and commercial coverage. The brokerage has been in the industry for more than 20 years and has partnered with multiple insurance carriers, such as Dairyland, Trexis Insurance, and Safeco, to give clients a variety of programs that suit their needs.

  • Life Insurance

2509 West Sylvania Avenue, Toledo, OH 43613
WebsiteLicense: 1185923

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (4)

Why choose this provider?

Paradigm Insurance Company, LLC, offers its solutions to the residents of Toledo and the surrounding areas. It provides individual health insurance services, such as dental, vision, family health, and disability policies. Meanwhile, the group benefits available for businesses include group life and long-term care. The company also offers auto, home, and life insurance policies. For commercial clients, it crafts general liability and workers' compensation insurance plans. Paradigm Insurance Company has partnered with several carriers, such as American Modern, Berkshire Hathaway, Progressive, and MetLife.

  • Life Insurance

2229 West Laskey Road, Toledo, OH 43613
WebsiteLicense: 1032311

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Burns Insurance Agency is an insurance firm that Robert J. Burns Jr. founded in 1981. It offers clients in Toledo and other areas with products and services designed specifically to help improve their financial situations. Its products and services include life insurance, Medicare Supplements, annuities, individual health insurance, short-term medical, and overhead expenses. Additionally, it provides employee benefits such as self-insured and fully insured programs, benefit plan needs analysis, disability, medical, and dental. The agency is licensed in Ohio, Illinois, Michigan, and Florida.

  • Individual Plans
  • Group Plans

3458 Navarre Avenue, Oregon, OH 43616
WebsiteLicense: 17029277
Website

Expertise.com Rating

Review Sources

Google
4.0 (18)
Facebook
5.0 (8)

Why choose this provider?

Oregon Insurance Agency is a family-owned and independent insurance agency that serves clients in Toledo. It offers various healthcare and long-term care plans from several insurance carriers, including Auto-Owners, Grange, and Western Reserve. The agency also covers other insurance products and services for automobiles, commercial properties, churches, IRA, and 401k rollover. Oregon Insurance has been serving the insurance needs of individuals, families, and businesses in the metro since 1993. Owner Rodney Gyurke has more than 30 years of insurance experience.

  • Life Insurance

3231 Central Park West, Toledo, OH 43617
WebsiteLicense: 37790

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Bernhard Insurance Group is an independent agency serving Toledo and the surrounding communities. It specializes in providing health insurance products for individuals and groups, such as long-term care, disability, and Medicare plans. The company also provides life insurance and annuity services. Owner Kirk Bernhard has been in the industry for more than 23 years. He graduated with a degree in Mathematical Statistics and is also a Registered Health Underwriter (RHU), a designation he obtained in 2001.

  • Individual Plans
  • Group Plans
  • Life Insurance

310 West Laskey Road, Toledo, OH 43612
WebsiteLicense: 1357071

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

E. Mann Insurance Services offers health insurance solutions to clients in Toledo. It offers various health insurance coverage designed to meet the clients' needs. Additional options include Medicare Advantage, Supplement, and Part D plans. Additionally, E. Mann Insurance Services represents multiple carriers, including Aetna, Humana, Anthem, and UnitedHealthcare. Its owner, Ericka Mann, started her career in the industry in 2007. She is a member of the National Association of Health Underwriters and strives to maintain the requirements of the Medicare Certification Course.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Aaron Grob Agency Inc
833 Woodville Road, Toledo, OH 43605
Paradigm Insurance Company LLC
2509 West Sylvania Avenue, Toledo, OH 43613
Burns Insurance Agency
2229 West Laskey Road, Toledo, OH 43613
Oregon Insurance Agency
3458 Navarre Avenue, Oregon, OH 43616
Bernhard Insurance Group
3231 Central Park West, Toledo, OH 43617
E. Mann Insurance Services
310 West Laskey Road, Toledo, OH 43612

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Which health insurance plan options are available to Toledo employees through the multiple employer welfare arrangement?

    Under the multiple-employer welfare arrangement, Toledo employees can access several health plan choices, such as conventional copay and high-deductible options. Each plan has prescription drug coverage and wellness initiatives to encourage healthier lifestyles. Additionally, there is an opportunity for potential cost savings since self-funded plans are exempt from some ACA-mandated taxes and fees.

  • Are University of Toledo students required to have health insurance?

    The University of Toledo has a policy of automatically enrolling domestic undergraduate students registered for at least six credit hours per term. Additionally, all registered international students with one or more credit hours per term should have health insurance. For 2023-2024, the university has collaborated with Anthem Student Advantage to offer medical and prescription drug coverage. Students can opt out of this health insurance if they already have an eligible health plan.

  • How can older people find reliable health insurance and Medicare brokers in Toledo?

    Toledo's senior residents can find licensed and reliable health insurance and Medicare brokers by doing a simple Google search. Additionally, it is advisable for them to seek out independent brokers rather than captive agents, as this choice offers a broader selection of health plan options. Independent Medicare insurance brokers function as independent agents, representing various insurance providers.

  • What are the typical health insurance expenses in Toledo?

    In Toledo, typical healthcare costs include premiums, deductibles, and copayments. Premiums are the monthly fees policyholders must pay to maintain their health insurance coverage. Deductibles represent an annual financial commitment wherein policyholders contribute additional funds to their primary care physician before their insurance provider starts covering medical costs. Copayments refer to the out-of-pocket payments made by the insured for medical appointments.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.