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2025

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Best Health Insurance Agencies in North Dakota

Our Recommended Top 16

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored North Dakota health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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16Top Picks

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Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Google
3.9 (11)

Why choose this provider?

Professional Insurance Services Inc. is a family-owned and family-operated firm that has been serving the North Dakota community since 1992. Its areas of expertise lie in protection plans for health, life, and Medicare coverage. As an independent agency, it sources personal and business insurance products from more than 30 providers, including home, auto, farm, ranch, and commercial insurance. Its team of agents provides personalized service, crafting cost-effective insurance strategies that accommodate the specific needs and budgets of its clients.

  • Individual Health Insurance

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Why choose this provider?

Dirk Insurance Services, Inc., has been serving individuals and families in North Dakota since 1979. The agency works with a vast network of health insurance carriers that provide coverage for medical, surgical, and hospital costs, thus protecting clients and their families from unforeseen financial setbacks caused by these expenses. It also works with clients to arrange supplemental coverage to fill any gaps in their existing health insurance plans. Some of the insurance carriers that the agency represents include Humana, Next Blue of North Dakota, and Medica.

Best Health Insurance Agencies Serving North Dakota
North Dakota

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Review Sources

Google
5.0 (64)
Facebook
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Heather Fried is a full-service insurance agent with State Farm who serves individuals, families, and businesses in and around North Dakota. She has more than two decades of experience in the insurance industry. One of the products she carries is health insurance, where she and her staff educate clients about healthcare choices that cover medical, surgical, and hospital charges. Heather's State Farm office opened in 2015. She also helps people with obtaining auto, home, and life insurance.

  • Individual Plans

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Facebook
4.8 (17)
Google
5.0 (7)

Why choose this provider?

Pinnacle Employee Benefits partners with a variety of carriers to provide its individual and commercial clients in North Dakota with health insurance packages. Its agents advise clients on matters regarding dental and vision coverage, marketplace subsidies, short-term medical, and individual major medical to match them with policies that meet their needs. Additionally, they can arrange supplement plans to cover deficiencies in clients' existing policies. Its CEO, John Carlson, has been in the insurance industry for the past 15 years.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving North Dakota
North Dakota

Why choose this provider?

Courtney Schauer Agency serves the insurance needs of individuals, families, and businesses in North Dakota. Its group provides health insurance products covering various topics such as dental and vision, short-term medical, long-term care, critical illness, and disability. The team also offers life insurance policies, including fixed annuities, final expenses, and term and whole life insurance. In addition, the agency provides cancer insurance plans that cover medical expenses, access to wellness tests and healthy living programs, and financial assistance for childcare and transportation.

  • Individual Plans

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Berg Insurance is a locally owned agency serving North Dakota. It offers health insurance and supplemental Medicare plans from various providers, helping clients find the policy that suits their needs. Its agents provide long-term care, life, and disability insurance plans to protect individuals and families. They also aid farm owners in protecting their crops from disasters such as floods, hail, and drought with multi-peril crop insurance products. In addition, Berg Insurance offers auto, home, and commercial insurance policies. It has been serving clients for over five decades.

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Why choose this provider?

Mark Stuhlmiller Insurance Agency is a group of financial professionals and agents providing life, health, and retirement plans to individuals, groups, and families in North Dakota. It writes fee-for-service and managed care plans for health-related expenses, hospitalizations, medical emergencies, surgeries, and prescription drugs. Its managed care plans include health maintenance organizations (HMOs), point-of-service plans (POS), and preferred provider organizations (PPOs). Its founder, Mark Stuhlmiller, has been in the insurance industry for more than 32 years.

  • Life Insurance

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Bickett Insurance Agency, Inc. offers a wide variety of personal insurance programs to the people of North Dakota. Its agents help clients obtain health insurance policies depending on their individual needs. Coverage options available include benefits that will take care of pre-existing conditions, enable the insurance holder to choose their primary care doctor, and allow the holder to seek emergency care at a hospital outside of their health plan’s network. Bickett Insurance Agency also offers life insurance.

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Facebook
4.8 (32)
Google
4.7 (31)

Why choose this provider?

Bain Agency serves North Dakota residents by providing them with various personal and commercial insurance options. It offers individual health insurance covering medical needs like prescription drugs or hospital expenses; group health coverage plans insuring employees' dental and optical health; and individual or group life insurance. The agency also provides industry-specific insurance policies, such as agribusiness and livestock insurance. One of its insurance professionals, Melissa Stuart, has over a decade of industry experience, focusing on health and life insurance.

  • Individual Health Insurance
  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Google
4.8 (4)

Why choose this provider?

Headquartered in North Dakota, Reynolds Insurance Agency serves individuals, families, farmers, and business owners by providing various types of coverage. Health insurance is one of its primary offerings, which is applicable to clients who already have a private plan or require assistance via the Federally Facilitated Marketplace. Related insurance products available are for disability, dental and vision, Medicare, long-term care, and life. Reynolds Insurance Agency was founded over a half-century ago by Hardin Reynolds, representing Farmers Union Insurance.

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Why choose this provider?

NextBlue of North Dakota delivers insurance products for the healthcare goals of individuals and business owners in the state. As an independent licensee of Blue Cross Shield Association, the company provides Medicare Advantage plans to member individuals and groups. It assists clients in getting coverage for prescription drugs, immunizations, and travel needs through plans like NextBlue Classic or Premium PPO. NextBlue was founded in 2019 and offers employers all-in-one health benefit plans for their Medicare-eligible retirees.

  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Google
4.7 (3)

Why choose this provider?

Missouri Valley Insurance, Inc., is an independent agency serving clients in North Dakota. Connected with various national insurance carriers like Blue Cross Blue Shield of North Dakota, Assurant Health, and MetLife, the local company provides health insurance plans to individuals and groups. The brokerage offers dental, vision, life, and disability insurance products. It also handles health savings accounts and helps senior citizens acquire Medicare supplements, Medicare drug coverage, and Medicare Advantage plans. Missouri Valley Insurance was established in 1999.

  • Dental and Vision Insurance
  • Individual Health Insurance

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Western Frontier Insurance Agency is a locally owned independent agency that serves individuals and families in North Dakota. Its insurance specialists put the needs of customers, product expertise, risk management, and claim services first. They provide health insurance plans to protect clients from financial losses in the event of unanticipated medical expenses. In addition, they offer insurance products for auto, multi-peril crop, farm and ranch, long-term care, recreational vehicle, and flood. Founder Warren Flath launched the agency in 2001.

  • Group Plans
  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Ostlie Insurance is an independent agency that provides different types of health insurance plans for clients in North Dakota. The team helps individuals decide on whether to get insurance packages from health maintenance organizations, preferred provider organizations, or simply go for fee-for-service plans. Ostlie Insurance carries policies from companies like American Modern, Travelers, Safeco Insurance, and Liberty Mutual. It is owned by Mitch Ostlie, who used to work in a multi-line insurance company prior to establishing his own agency. He is also part of NAIFA.

  • Individual Health Insurance

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Google
4.3 (6)

Why choose this provider?

Keith Hanson is a health insurance broker based in North Dakota. He caters to the health insurance needs of individuals and families, with a particular focus on seniors and their individual Medicare requirements. His years of experience in dealing with health, life, and long-term care insurance as well as home, farm, business, and auto policies allow him to deliver professional service. Keith is dedicated to helping others through his work at Town & Country Insurance Agency, LLC, and his humanitarian travels.

  • Individual Plans

Best Health Insurance Agencies Serving North Dakota
North Dakota

Expertise.com Rating

Review Sources

Facebook
4.4 (8)
Google
5.0 (4)

Why choose this provider?

Bauman Financial is a woman-owned agency that provides health insurance policies to individuals and families in North Dakota. It offers Medicare Supplement plans for individuals seeking medical and prescription drug coverage, as well as long-term care for those who want to protect their families' future. It also carries life insurance policies and retirement income. Owner Trish Glass-Bauman is licensed to sell New York Life Insurance Company products and other independent insurance companies in North and South Dakota, Montana, Michigan, and Pennsylvania.

  • Group Plans
  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Professional Insurance Services Inc.
1155 Burlington Dr a, North Dakota, ND 58504
Dirk Insurance Services, Inc.
1720 Burnt Boat Dr Suite 200, North Dakota, ND 58503
Heather Fried
1003 Sunset Drive, North Dakota, ND 58554
Pinnacle Employee Benefits
125 Slate Drive, Suite 5, North Dakota, ND 58501
Courtney Schauer Agency
3801 Memorial Highway, North Dakota, ND 58554
Berg Insurance
112 S Main St, North Dakota, ND 58254
Mark Stuhlmiller Insurance Agency
3658 Heartland Loop, North Dakota, ND 58503
Bickett Insurance Agency, Inc.
320 Highway 281 NE, North Dakota, ND 58421
Bain Agency
1500 East Capitol Ave, North Dakota, ND 58501
Reynolds Insurance Agency
301 Main St, North Dakota, ND 58763
NextBlue of North Dakota
4510 13 Ave. S, North Dakota, ND 58121
Missouri Valley Insurance, Inc.
112 West Thayer Ave., North Dakota, ND 58501
Western Frontier Insurance Agency
105 S. Main Street, North Dakota, ND 58623
Ostlie Insurance
217 1st Ave N, North Dakota, ND 58401
Keith Hanson
615 S Broadway Suite 204, North Dakota, ND 58701
Bauman Financial
110 North Broadway Po Box 550, North Dakota, ND 58552