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Best Health Insurance Agencies in Winston Salem, NC

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Winston Salem Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4097Reviewed

2463Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

916 West 4th Street, Winston-Salem, NC 27101
WebsiteLicense: 2379030

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (11)

Why choose this provider?

Based in Winston-Salem, Mountcastle Insurance provides a host of products to individual and business clients. Its health insurance offerings include group health and self-funded healthcare insurance. The agency also handles individual medical insurance for clients who want some peace of mind. The other personal insurance products offered by the company include homeowners', cybersecurity, flood, and commercial auto insurance. To give back to the community, it offers support to different nonprofit organizations, which include American Children's Home and Pastor's Pantry.

  • Life Insurance

450 West Hanes Mill Road, Winston-Salem, NC 27105
WebsiteLicense: 1000442923

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Review Sources

Google
4.0 (15)
Facebook
4.0 (4)

Why choose this provider?

Operating from Winston Salem, Bankers Life is a team of insurance agents that helps clients plan how to manage income, health, and care expenses upon retirement, including final expenses. They can assist clients in achieving the financial security that will cover risks, health, and medical care expenses, and manage debts while maintaining their lifestyle costs. Depending on a client's specific circumstance, Bankers Life offers insurance options that can provide dependable sources of funds for retirement. It has been serving clients since 1879.

  • Individual Plans
  • Life Insurance

2120 Old Lexington Road, Winston-Salem, NC 27107
WebsiteLicense: 6598364

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

L&L Insurance offers a variety of health protection options for clients in Winston Salem. Its offered health care policies include HMO plans, major medical coverages, surgical policies, dread disease policies, and hospital indemnities. The company's agents also assist in enrolling for individual plans through the Affordable Care Act. They help shoppers look for auto, home, life insurance, and commercial insurance products. L&L Insurance is an independent agency representing AAA, Berkley, and Chubb.

  • Individual Plans
  • Life Insurance

1396 Westgate Center Drive, Winston-Salem, NC 27103

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Review Sources

Google
4.8 (11)
Facebook
5.0 (8)

Why choose this provider?

Founded in 1932, The Phoenix Company strives to provide reliable and affordable insurance products to residents and businesses in Winston Salem and the Piedmont Triad area. It offers comprehensive individual health insurance packages with options for additional coverage, such as Medicare Supplement policies and dental and vision plans. Employers may also avail of group insurance plans inclusive of key-man life, disability, and medical coverage. The Phoenix Company is a Trusted Choice independent insurance agency and a member of Correll Insurance Group.

  • Individual Plans
  • Life Insurance

1411 Trade Mart Blvd, Winston-Salem, NC 27127
WebsiteLicense: 1912955375

Expertise.com Rating

Why choose this provider?

Holdenrid Insurance Group is an agency that provides financial advising and health insurance services to clients in Winston Salem. Working with Progressive and Liberty Mutual, the agency offers insurance coverage for critical illnesses, accidents, and workplace benefits. Additionally, it allocates a portion of its income to support the charity efforts of Second Harvest Food Bank of Metrolina and Winston-Salem Rescue Mission. Michael Holdenrid acts as the agency's president and simultaneously serves as the treasurer of Mt. Holly Rotary Club.

  • Life Insurance

1311 Westbrook Plaza Drive Suite #107, Winston-Salem, NC 27103
WebsiteLicense: 6572688

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

ISAA Insurance & Financial Services is a female-owned and independent insurance agency that serves individuals, families, and businesses in Winston-Salem and its surrounding areas. It specializes in providing health insurance products for individuals and groups, including group dental and group disability insurance. The company also provides auto, home, commercial, and retirement insurance products to its clients. Moreover, it offers financial and retirement planning solutions, as well as business income coverage and business interruption insurance.

  • Individual Plans
  • Life Insurance

524 Trade Street Northwest, Winston-Salem, NC 27101
WebsiteLicense: 1000552568

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Review Sources

Google
5.0 (6)
Facebook
5.0 (3)

Why choose this provider?

InsureSTAT is an insurance agency specializing in disability insurance for individuals in the medical field in the Winston Salem area. The agency offers various specialized options such as physician disability insurance, physician's assistant and nurse disability insurance, resident disability insurance, and medical student loan disability insurance. InsureSTAT has an exclusive endorsement from UNC Medical Center Chapel Hill and Wake Forest Baptist Medical Center for its physician disability insurance product for physicians in private practice or those hospital-employed.

  • Individual Plans

101 North Cherry Street, Winston-Salem, NC 27101
WebsiteLicense: 1000006017

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

McGriff Insurance Services, Inc., serves the insurance needs of residents and businesses in Winston-Salem and the surrounding communities. It carries health insurance options like long-term care, disability, and Medicare plans. It also has other personal insurance offerings, including coverage for properties and vehicles. Additionally, it provides commercial insurance services that include business auto and commercial liability policies. McGriff's origins can be traced back to 1886. Currently, the insurance agency is part of Truist Insurance Holdings, Inc..

  • Individual Plans

615 Saint George Square Court, Winston-Salem, NC 27103
WebsiteLicense: 1000160892

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (18)

Why choose this provider?

Hunt Insurance Solutions is a health insurance agency that operates in Winston Salem. It was established by Melissa Hunt, an insurance agent with over 17 years of experience who has also worked as a national sales manager. She and her team cater to all kinds of clients, from families to avid travelers. The agency can provide Medicare plans that include hospital service, ambulance charges, and prescription payments. It also provides specialized plans to cover dental plans and cancer-related expenses. Additionally, Hunt Insurance Solutions offers term-life and whole-life insurance plans.

  • Individual Plans
  • Life Insurance

3540 Clemmons Road, Clemmons, NC 27012
WebsiteLicense: 1000006232

Expertise.com Rating

Review Sources

Google
5.0 (167)
Facebook
5.0 (60)

Why choose this provider?

Blue Moon Benefits Group is a health insurance firm serving residents in Winston Salem and the surrounding areas. The company offers a variety of health insurance products, such as Medicare, vision, and dental plans. Additionally, small group health insurance and short-term medical plans are also available. The company is owned by Michael York, an insurance professional who has been working in the industry since 1991. Two of the firm's insurance carriers are Humana and Mutual of Omaha.

  • Life Insurance

12200 North Carolina 150, Winston-Salem, NC 27127
WebsiteLicense: 1000006387

Expertise.com Rating

Review Sources

Facebook
5.0 (30)
Google
5.0 (5)
Yelp
1.0 (1)

Why choose this provider?

Breeden Insurance Services, Inc. is located in Lexington and serves customers in Winston Salem. It has partnered with a number of insurance companies, giving clients access to various plans that best meet their requirements. Its list of products includes individual and family health insurance, dental, disability insurance, vision insurance, and long-term care insurance. It also offers final expense insurance and fixed annuities. Breeden Insurance has been owned by the same family since 1967 and has over 25 insurance professionals on staff.

  • Individual Plans
  • Life Insurance

5335 Robinhood Village Drive, Winston-Salem, NC 27106
WebsiteLicense: 1000349073

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Gill and Associates Insurance Agency addresses the various insurance needs of the people of Winston-Salem. An independent insurance agency, it is partnered with several reputable carriers, enabling its agents to provide clients with coverage plans that will fit their individual needs and preferences. The insurance products it offers include Medicare plans that shoulder many covered medical expenses of clients. Additionally, Gill and Associates Insurance Agency also offers term, universal, and whole life insurance policies, as well as annuities.

  • Life Insurance

300 7th Street West, Winston-Salem, NC 27101
WebsiteLicense: 1000075837

Expertise.com Rating

Review Sources

Google
5.0 (41)
Facebook
5.0 (1)

Why choose this provider?

An independent agency, Piedmont Triad Insurance operates from Winston-Salem and offers insurance coverages for health, life, auto, home, and business risks. It represents multiple insurance agencies and works on the specific needs of individuals and businesses to offer them tailor-fit premiums and coverages. Its umbrella insurance solutions both for personal and commercial coverage also offer added protection. Moreover, Piedmont Triad Insurance helps its clients in updating an existing policy or putting in additional coverage options.

  • Individual Plans
  • Life Insurance

4680 Brownsboro Road, Winston-Salem, NC 27106
WebsiteLicense: 18101315

Expertise.com Rating

Review Sources

Google
4.0 (70)
Facebook
5.0 (17)

Why choose this provider?

Zach Carpenter is a State Farm health insurance agent who provides services to individuals, families, and businesses in Winston Salem and its surrounding communities. The health insurance policies that he offers include supplemental health, individual medical, and medicare supplement. In addition, he also provides coverage for life, home, rental property, condominium, auto, and motorcycle insurance. Zach is an active member of the community and has been helping Habitat for Humanity of Forsyth County as a passion project.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Mountcastle Insurance
916 West 4th Street, Winston-Salem, NC 27101
Bankers Life
450 West Hanes Mill Road, Winston-Salem, NC 27105
L&L Insurance
2120 Old Lexington Road, Winston-Salem, NC 27107
The Phoenix Company
1396 Westgate Center Drive, Winston-Salem, NC 27103
Holdenrid Insurance Group
1411 Trade Mart Blvd, Winston-Salem, NC 27127
ISAA Insurance & Financial Services
1311 Westbrook Plaza Drive Suite #107, Winston-Salem, NC 27103
InsureSTAT
524 Trade Street Northwest, Winston-Salem, NC 27101
McGriff
101 North Cherry Street, Winston-Salem, NC 27101
Hunt Insurance Solutions
615 Saint George Square Court, Winston-Salem, NC 27103
Blue Moon Benefits Group
3540 Clemmons Road, Clemmons, NC 27012
Breeden Insurance Services Inc
12200 North Carolina 150, Winston-Salem, NC 27127
Gill and Associates Insurance Agency
5335 Robinhood Village Drive, Winston-Salem, NC 27106
Piedmont Triad Insurance
300 7th Street West, Winston-Salem, NC 27101
Zach Carpenter
4680 Brownsboro Road, Winston-Salem, NC 27106

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Do low-income citizens in Winston Salem have access to health insurance plans?

    Yes, they do. Federal assistance is available in Winston-Salem to those with a medium-to-low income to help cover the cost of insurance premiums. These plans can be purchased through the Federal Health Insurance Marketplace during an annual open enrollment period or a special enrollment period. Furthermore, insurance companies are not permitted to charge more or refuse coverage because of a pre-existing condition.

  • Do Medicare or insurance policies in Winston Salem cover home care services?

    No, Winston Salem Medicare Parts A and B policyholders are not covered for ongoing assistance with daily living activities or custodial care. The Medicare Advantage plan, also known as Part C, on the other hand, may cover some in-home services. Long-term care insurance may also cover a variety of in-home and institutional care services.

  • How long should it take for those who just moved to Winston Salem to get health insurance?

    After relocating to Winston Salem, a person has 60 days from the date their previous health coverage expires to obtain new coverage. If a person is unsure whether they are eligible for Medicaid or Medicare, they can consult the Federal Health Insurance Marketplace. People who do not meet the requirements for a subsidy can also choose from a variety of private insurance companies.

  • In Winston Salem, how can you find out the status of a health insurance policy?

    Winston Salem consumers would need to contact the Federal Marketplace directly at 800-318-2596 if the coverage was purchased via them in order to learn the status of their plan. On the other hand, people who want to know the status of a policy that was bought outside of the Federal Marketplace must get in touch with the private insurance company directly.

  • Are Winston Salem residents able to benefit from short-term medical insurance plans?

    They are in some cases. People in Winston Salem who are between jobs, waiting for their employer's insurance to begin, or who have recently left their parents' coverage are the best candidates for short-term health insurance. Short-term insurance, while providing less coverage than large medical policies, can be much less expensive. This insurance frequently covers major hospital, medical, and surgical costs associated with an illness or accident.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.