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2024

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Best Health Insurance Agencies in Raleigh, NC

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Raleigh Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7377Reviewed

4430Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

150 Iowa Lane, Cary, NC 27511

Expertise.com Rating

Review Sources

Google
5.0 (59)
Facebook
5.0 (7)

Why choose this provider?

Wooten Agency is an independent, family-owned insurance company that offers services to individuals, families, and businesses around the Raleigh metro. Founded by Ed Wooten in 1991, the company continues to provide Affordable Care Act Plans and Medicare products with various coverages, such as Medicare Advantage, Medicare hospital, medical, and prescription drugs plans, three generations later. It has a long-standing partnership with carrier companies like BlueCross BlueShield of North Carolina, Humana, Renaissance Dental, and Guarantee Trust Life.

  • Individual Plans
  • Life Insurance

3701 Lake Boone Trail, Raleigh, NC 27607
WebsiteLicense: 1000006657

Expertise.com Rating

Review Sources

Facebook
5.0 (33)
Google
4.4 (23)
Yelp
3.5 (3)

Why choose this provider?

With an office in Raleigh, Capital Insurance & Financial Services, Inc., is an independent insurance agency that provides insurance services to residents and businesses in the surrounding areas. It carries health insurance employee benefits like group health, group dental, group vision, disability insurance, group voluntary benefits, and long-term care insurance. Additionally, it provides healthcare coverage that does not go through an employer. Its professionals help clients learn more about individual health insurance before getting a plan.

  • Individual Plans
  • Life Insurance

4030 Wake Forest Road, Raleigh, NC 27609
WebsiteLicense: 1000685519

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (2)

Why choose this provider?

North Carolina Health Plans is a company in Raleigh that offers health insurance plans to families and businesses. An independent insurance agency, it offers Medicare Part A, B, C, D, and Medigap and represents several insurance companies, including Aetna, Humana, Optimum HealthCare, and BlueCross BlueShield of North Carolina. Owner T. Bryan Pearson strives to build long-lasting relationships with his clients. North Carolina Health Plans also has offices in Asheville, Wilmington, Greensboro, and Charlotte.

  • Individual Plans

7500 Ramble Way, Raleigh, NC 27616
WebsiteLicense: 8681975

Expertise.com Rating

Review Sources

Google
5.0 (50)
Facebook
5.0 (3)

Why choose this provider?

Jimmy Politis is an insurance agent at HealthMarkets Insurance Agency, Inc., who serves clients in Raleigh. He offers various healthcare, vision, long-term care, disability, Medicare supplements, and dental insurance plans. Politis also covers other types of insurance products for accidents, wellness products, critical illness and cancer, hospital confinement, and fixed indemnity plans. Jimmy works with several insurance companies, and serves several areas from its location in Cary, including Morrisville, Apex, Raleigh, Durham, and Chapel Hill.

  • Life Insurance

8305 Six Forks Road, Raleigh, NC 27615

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (3)

Why choose this provider?

Griffin Insurance Solutions is an independent insurance agency based in Raleigh. It specializes in health insurance solutions, and it offers a range of coverages, including Medicare Parts A and B, Medicare Supplement, and Medicare Part D plans. It also provides life insurance, as well as dental, hearing, and vision insurance. The family-owned business partners with 15 insurance providers, such as Blue Cross and Blue Shield of North Carolina, Humana, and Aetna, to give its clients a variety of options that will match their needs.

  • Medicare Advantage Plans
  • Individual Plans
  • ACA Marketplace Plans

5540 Centerview Drive, Raleigh, NC 27606
WebsiteLicense: 1000068954

Expertise.com Rating

Review Sources

Google
4.0 (92)
Facebook
4.0 (8)

Why choose this provider?

Carolina Insurance Professionals is a full-service insurance firm that assists clients around Raleigh and its neighboring communities. Founded in 1999, its agents educate clients about an array of health insurance products and work with various insurance carriers to provide its individual, business, and commercial clients with an insurance package tailored to meet their needs. Furthermore, the agency helps clients understand their Medicare options and can arrange supplemental plans to cover inadequacies in their policies.

  • Individual Plans

4928 Windy Hill Drive, Raleigh, NC 27609
WebsiteLicense: 1000391507

Expertise.com Rating

Review Sources

Google
5.0 (240)
Facebook
5.0 (20)
Yelp
5.0 (4)

Why choose this provider?

Raleigh-based and family-owned insurance agency Osborne Insurance Services has been serving clients since 1997. It specializes in assisting families and individuals in finding health insurance options best fit for their needs and capabilities. Its products are based on the Affordable Care Act, also known as Obamacare. Osborne Insurance Services also provide Medicare insurance options and represent AETNA-Insurance. The agency works with carriers Blue Cross, United Healthcare, Humana, and Blue Shield of North Carolina.

  • Individual Plans

4913 Professional Court, Raleigh, NC 27609
WebsiteLicense: 16827011

Expertise.com Rating

Review Sources

Google
5.0 (47)
Facebook
5.0 (3)

Why choose this provider?

Medicare Mentors is an independent agency that serves clients in and around Raleigh. It handles Medicare inpatient hospital care and outpatient medical coverages, as well as Medicare Advantage, Medicare Supplement, and Medicare prescription drug plans. It also offers dental, vision, hearing, cancer, stroke, and heart attack insurance policies. Furthermore, Medicare Mentors provides final expense life insurance options and financial planning services. Its agents, Dave and Michele Johnson, have been in the insurance industry since 2011.

  • Individual Plans
  • Life Insurance

412 East Williams Street, Apex, NC 27502
WebsiteLicense: 6618388

Expertise.com Rating

Review Sources

Google
4.0 (61)
Facebook
5.0 (34)
Yelp
3.0 (3)

Why choose this provider?

Amy Williams is a health insurance agent serving clients in Raleigh. She has been working as a State Farm agent for over 19 years. In 2007, she opened her own State Farm agency in North Carolina. Amy and her team provide clients with health insurance premiums and help them find suitable coverage policies for their needs. She also offers other insurance products and financial services, including auto, home, life, and business policies, as well as home financing and refinancing.

  • Life Insurance

6404 Falls of Neuse Road, Raleigh, NC 27615
WebsiteLicense: 1000414615

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (27)

Why choose this provider?

Seagroves Agency, Inc., is an insurance company with multiple office locations throughout Raleigh, Chapel Hill, Pittsboro, and Roanoke Rapids. This agency offers a wide range of personal and commercial insurance products. It provides various types of insurance policies, including individual and group life insurance, long-term care insurance, and disability insurance plans. It also offers mortgage protection insurance as well as second-to-die policies and key person insurance. Seagroves Agency holds insurance licenses in four states.

  • Individual Plans
  • Group Plans
  • Life Insurance

6512 Six Forks Road, Raleigh, NC 27615
WebsiteLicense: 1000466684

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Triangle Life and Health is a health insurance company that provides services in Raleigh and its neighboring communities. Michael Cubell leads this team of independent investment brokers that specializes in different Medicare options. These include Medicare Advantage, Medicare Advantage Prescription Drug, and Medicare Supplement Insurance. Triangle Life and Health also recognizes how costs for funerals can take a toll on a family's financial resources and lends its expertise in final expense or burial insurance.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Wooten Agency
150 Iowa Lane, Cary, NC 27511
Capital Insurance & Financial Services, Inc.
3701 Lake Boone Trail, Raleigh, NC 27607
North Carolina Health Plans
4030 Wake Forest Road, Raleigh, NC 27609
Jimmy Politis
7500 Ramble Way, Raleigh, NC 27616
Griffin Insurance Solutions
8305 Six Forks Road, Raleigh, NC 27615
Carolina Insurance Professionals
5540 Centerview Drive, Raleigh, NC 27606
Osborne Insurance Services
4928 Windy Hill Drive, Raleigh, NC 27609
Medicare Mentors
4913 Professional Court, Raleigh, NC 27609
Amy Williams
412 East Williams Street, Apex, NC 27502
Seagroves Agency, Inc - Raleigh
6404 Falls of Neuse Road, Raleigh, NC 27615
Triangle Life and Health
6512 Six Forks Road, Raleigh, NC 27615

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is the difference between Medicaid and Medicare health insurance in Raleigh?

    Medicaid provides insurance programs for individuals aged 65 and those with disabilities, offering small monthly premiums and service deductions. Meanwhile, Medicaid is an option for low-income families and individuals in Raleigh, allowing them to have low- or no-cost coverage for their health insurance plans. Medicaid is available for individuals and families regardless of age.

  • How do you qualify for health insurance subsidies in Raleigh?

    Health insurance subsidies provide financial aid to individuals and families in Raleigh, lowering their monthly insurance costs and helping them afford health insurance. However, there are specific requirements you must meet before you can apply for these subsidies:

    • Your household income should be between 100% to 400% of the federal poverty level.
    • You should not have access to government health insurance programs, including Medicare, Medicaid, and CHIP.
    • You must not be eligible for health insurance offered by your employer.
  • Do health insurance premiums increase in Raleigh?

    Your Raleigh health insurance premiums may increase depending on the medical services you need and how often you use them. Other factors affecting the increase of your health insurance plans include age, prescription drugs, and physician or laboratory charges. It is important to note that individual health plans cannot raise premiums more than once every year.

  • Will you lose your ACA subsidies when you turn 65 in Raleigh?

    You don’t lose access to the Affordable Care Act entirely when you turn 65. However, you will no longer be able to receive the subsidies for your market plans when you turn 65 and become eligible for the Medicare Part A program. If you don’t qualify for Medicare Part A in Raleigh, apply for ACA and subsidy.

  • What are the coverage of long-term care insurance plans in Raleigh?

    Long-term care insurance plans in Raleigh help you prepare for your medical expenses when you can no longer perform basic activities or cannot take care of yourself. These long-term covers the costs if you stay at nursing homes, assisted living facilities, or adult daycare. It also helps you with the expenses related to your respite, hospice, and home care needs.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.