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Best Health Insurance Agencies in Syracuse, NY

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Syracuse Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2598Reviewed

1561Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4875 South Avenue, Syracuse, NY 13215
WebsiteLicense: 1112275

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

For more than 25 years, Don Marsh Agency, Inc. has been providing a wide range of insurance services in Syracuse and its neighboring areas. It offers comprehensive health insurance services to individuals and businesses including PPO, HMO, HSA, indemnity plans, and a full-service Medicare Program. Other services they offer are boat, business liability, contractors, and final expense insurance. Allstate, Liberty Mutual Insurance, National General Insurance, and Utica First Insurance Company are some insurance carriers in the agency's portfolio.

  • Life Insurance

725 Erie Boulevard West, Syracuse, NY 13204
WebsiteLicense: 1218782

Expertise.com Rating

Review Sources

Google
4.8 (4)

Why choose this provider?

Established in 2019, White Harbor Group is an insurance agency that serves individuals, families, and businesses in Syracuse and the surrounding areas. Owner and agent Cheryl Neish offers a wide range of products, including health, life, home, auto, and business insurance. Her health insurance policy covers individual benefits, such as dental, vision, disability, long-term care coverage, and Medicare plans. She works with an extensive network of carriers, including Prudential, MetLife, American Modern, Foremost, and Liberty Mutual.

  • Individual Plans
  • Life Insurance

5900 North Burdick Street, East Syracuse, NY 13057
WebsiteLicense: 749885

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (10)

Why choose this provider?

Firm Insurance Agency, LLC, is an insurance agency that is locally operated and independently owned. It has been helping clients in Syracuse and other communities by providing services since 1997. It works with multiple carriers to provide insurance products such as life, health, vehicle, property, and business. Clients may choose from four types of health insurance policies, which include HMO, PPO, EPO, and POS. The New York State Division of Minority and Woman’s Business Development has awarded the agency with the Woman Business Enterprise designation.

  • Individual Plans
  • Life Insurance

306 Hawley Avenue, Syracuse, NY 13203
WebsiteLicense: 670372

Expertise.com Rating

Review Sources

Google
4.9 (8)

Why choose this provider?

Since 1932, Sinclair & Andrews has been assisting the residents in Syracuse with their insurance needs. As an independent insurance agency, it works with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. Two of the most common health insurance policies it offers are fee-for-service and managed care plans. In addition, the agents from this company provide assistance with Medicare needs for clients aged 65 years old and up.

  • Individual Plans
  • Group Plans
  • Life Insurance

440 South Warren Street, Syracuse, NY 13202
WebsiteLicense: 650062

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Parsons & Associates, Inc., is a family-owned insurance firm that has been serving individuals and businesses in Syracuse since 1930. It focuses on delivering life and health insurance options to individuals, families, and groups. It offers risk protection management to dentists and oral surgeons. The company also provides personal lines insurance policies that include life insurance, short-term and long-term disability insurance, auto insurance, motorcycle insurance, and homeowners' insurance. Moreover, it delivers professional liability insurance policies for lawyers and accountants and financial services to commercial clients.

  • Individual Plans
  • Life Insurance

706 North Clinton Street, Syracuse, NY 13204
WebsiteLicense: 925601

Expertise.com Rating

Review Sources

Google
4.4 (32)

Why choose this provider?

OneGroup is an insurance brokerage and employee benefits agency operating in Syracuse. Its roots in the industry go back 100 years, with more than 200 experts and specialists collaborating. Its employee benefits programs include health insurance plans for business owners as part of their employees' total compensation. In addition, the company's experienced team handles risk management, human capital consulting, and workplace injury management. OneGroup is a wholly-owned subsidiary of Community Bank, N.A.

  • Life Insurance

615 West Genesee Street, Syracuse, NY 13204
WebsiteLicense: 1224145

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (2)

Why choose this provider?

M&D Financial is a health insurance provider with an office in Syracuse. An independent agency, the firm offers Medicare plans, including Supplemental Medicare, sourced from multiple providers. Other products include disability policies, workers' compensation plans, and group benefits. The company also offers services in asset management, income planning, and retirement planning. With more than a decade of industry experience, the company has served thousands of clients from its five locations in upstate New York, Maryland, and North Carolina.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Don Marsh Agency, Inc.
4875 South Avenue, Syracuse, NY 13215
White Harbor Group
725 Erie Boulevard West, Syracuse, NY 13204
Firm Insurance Agency, LLC
5900 North Burdick Street, East Syracuse, NY 13057
Sinclair & Andrews
306 Hawley Avenue, Syracuse, NY 13203
Parsons & Associates, Inc.
440 South Warren Street, Syracuse, NY 13202
OneGroup
706 North Clinton Street, Syracuse, NY 13204
M & D Financial
615 West Genesee Street, Syracuse, NY 13204

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What should individuals consider when shopping for health insurance in Syracuse?

    When shopping for health insurance in Syracuse, individuals must check whether their doctors are part of the network. They must remember that services provided by out-of-network doctors are not covered by their insurance. Also, they need to determine what type of health insurance plan they need. They can purchase PPO, EPO, POS, HSA, HMO, and HDHP.

  • Which types of insurance plans are not required to cover essential health benefits in Syracuse?

    In Syracuse, short-term medical, travel, and large group insurance plans are not required to cover essential health benefits. Moreover, faith-based healthcare, accident, hospital confinement, critical illness or cancer, and associated health plans cannot cover essential health benefits. Most of the time, dual citizenship insurance does not include essential health benefits in its coverage.

  • What are the different types of health insurance in Syracuse?

    The three types of health insurance in Syracuse are consumer-directed, managed care, and fee-for-service plans. Consumer-directed health plans allow individuals to have more control over their policies. They can set up a fund to pay for their medical expenses. Managed care, on the other hand, includes PPOs, HMOs, and POS plans. Fee-for-service plans enable policyholders to choose their physician or healthcare provider.

  • What are the benefits of hospital indemnity insurance in Syracuse?

    Hospital indemnity insurance helps individuals in Syracuse receive tax-free cash benefits. It provides fixed daily cash benefits while policyholders are still in the hospital. Policyholders' hospitalization benefits are paid regardless of their type of insurance. Moreover, individuals with pre-existing conditions can still purchase hospital indemnity insurance.

  • Who needs to purchase health insurance indemnity plans in Syracuse?

    Most insurance companies encourage everyone to purchase health insurance indemnity plans in Syracuse. Individuals suffering from illnesses or diseases must have this type of insurance plan. Through this plan, they can be protected from expenses while they're in the hospital. Indemnity plans can cover mortgages, utility and electric bills, and grocery expenses.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.